CRYPTIK
ActiveSummary
CRYPTIK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€52,261) and a net result of €1,736. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 2464 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2464 sector peers (2025).
NBB · sector comparisonPosition among 2464 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
8 d early
2024
19 d late
2023
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€52,261▲ 3.2%
2024 · -€53,997
Net result
€1,736▼ 76.2%
2024 · €7,281
Total assets
€11,280▼ 17.9%
2024 · €13,730
Solvency
-463.3%▼ 70.1pp
2024 · -393.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€71,369-€207-€1,730
Net result-€75,450below the sector's middle half-€7,281within the sector's middle half€1,736below the sector's middle half▼ 76.2%
Equity-€61,278below the sector's middle half--€53,997below the sector's middle half▲ 11.9%-€52,261below the sector's middle half▲ 3.2%
Total assets€33,110below the sector's middle half-€13,730below the sector's middle half▼ 58.5%€11,280below the sector's middle half▼ 17.9%
Debt€94,388-€67,727▼ 28.2%€63,540▼ 6.2%
Working capital-€61,278below the sector's middle half--€53,997below the sector's middle half▲ 11.9%-€52,261below the sector's middle half▲ 3.2%
Solvency-185.1%below the sector's middle half--393.3%below the sector's middle half▼ 208.2pp-463.3%below the sector's middle half▼ 70.1pp
Current ratio0.35below the sector's middle half-0.20below the sector's middle half▼ 0.150.18below the sector's middle half▼ 0.03
Return on assets (ROA)-227.9%below the sector's middle half-53.0%above the sector's middle half▲ 280.9pp15.4%within the sector's middle half▼ 37.6pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1,730 after €207 in 2024.
Key figures and ratios
Debt ≤ 1 year
€63,540▼
2024 · €67,727
Income taxes
-€3,471▲
2024 · -€7,655
Staff costs
€16
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €16 | - |
| Other operating charges640/8 | €545 | €295 | €266 | ▼ 9.6% |
| Gross operating margin9900 | -€70,825 | €501 | -€1,448 | ▼ 389% |
| Operating profit (loss)9901 | -€71,369 | €207 | -€1,730 | ▼ 937% |
| Financial income75/76B | - | €51 | €0 | ▼ 100% |
| Recurring financial income75 | - | €51 | €0 | ▼ 100% |
| Financial charges65/66B | €4,080 | €632 | €4 | ▼ 99.4% |
| Recurring financial charges65 | €4,080 | €632 | €4 | ▼ 99.4% |
| Profit (loss) for the period before taxes9903 | -€75,450 | -€374 | -€1,734 | ▼ 364% |
| Income taxes67/77 | €0 | -€7,655 | -€3,471 | ▲ 54.7% |
| Profit (loss) for the period9904 | -€75,450 | €7,281 | €1,736 | ▼ 76.2% |
| Profit (loss) for the period to be appropriated9905 | -€75,450 | €7,281 | €1,736 | ▼ 76.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €33,110 | €13,730 | €11,280 | ▼ 17.9% |
| Current assets29/58 | €33,110 | €13,730 | €11,280 | ▼ 17.9% |
| Amounts receivable within one year40/41 | €12,430 | €13,401 | €11,271 | ▼ 15.9% |
| Trade receivables40 | €3,448 | €2,080 | €0 | ▼ 100% |
| Other amounts receivable41 | €8,982 | €11,320 | €11,271 | ▼ 0.4% |
| Cash at bank and in hand54/58 | €20,680 | €330 | €8 | ▼ 97.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €33,110 | €13,730 | €11,280 | ▼ 17.9% |
| Equity10/15 | -€61,278 | -€53,997 | -€52,261 | ▲ 3.2% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€66,278 | -€58,997 | -€57,261 | ▲ 2.9% |
| Amounts payable17/49 | €94,388 | €67,727 | €63,540 | ▼ 6.2% |
| Amounts payable within one year42/48 | €94,388 | €67,727 | €63,540 | ▼ 6.2% |
| Trade debts44 | €6,531 | €5,199 | €630 | ▼ 87.9% |
| Suppliers440/4 | €6,531 | €5,199 | €630 | ▼ 87.9% |
| Taxes, remuneration and social security45 | €5,857 | €3,471 | €0 | ▼ 100% |
| Taxes450/3 | €5,857 | €3,471 | €0 | ▼ 100% |
| Other amounts payable47/48 | €82,000 | €59,057 | €62,910 | ▲ 6.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€75,450 | €7,281 | €1,736 | ▼ 76.2% |
| Operating cash flow (approximation) | -€75,450 | €7,281 | €1,736 | ▼ 76.2% |
| Change in cash | - | -€20,350 | -€322 | ▲ 98.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Back to profitnet €7,281
Net result €7,281 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2022
Ground area
169 m²
Building footprint
110 m²
Volume, LiDAR
672 m³
Parcel 22004D0023/00M016, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
CRYPTIK
since 20222.335.333.792
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004D0023/00M016 | Flanders | 169 m² | 1 · 110 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,682 companies in sector 66191 we hold annual accounts for 1,230. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0790559304
Also
9925:BE0790559304
Registered
20-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.