CreaTof: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CreaTof
Largest movements
- Cash -€12,878
down €12,878 (-84.6%), from €15,220 to €2,342
mainly Net result for the year (-€10,411) and Tax, wage and social debts (-€4,099)
- Tangible fixed assets -€5,402
down €5,402 (-24.7%), from €21,871 to €16,469
of which Other tangible fixed assets: -€3,423
- Receivables within one year +€2,066
up €2,066 (+221.4%), from €933 to €2,999
of which Trade receivables: +€2,410
- Profit (loss) carried forward -€10,411
down €10,411 (-596.4%), from -€1,746 to -€12,157
- Tax, wage and social debts -€4,099
down €4,099 (-76.9%), from €5,334 to €1,235
- Other debts -€2,090
down €2,090 (-77.0%), from €2,715 to €626
- Gross operating margin -€8,266
down €8,266, from €3,930 to -€4,336
- Depreciation +€249
up €249 (+4.8%), from €5,153 to €5,402
- Other operating charges +€210
up €210 (+59.0%), from €356 to €566
- Financial income +€44
up €44 (+114.6%), from €39 to €83
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €40,842 | €24,408 | -€16,433 | -40.2% |
| Fixed assets | 21/28 | €21,871 | €16,469 | -€5,402 | -24.7% |
| Tangible fixed assets | 22/27 | €21,871 | €16,469 | -€5,402 | -24.7% |
| Land and buildings | 22 | €0 | €0 | = | |
| Plant, machinery and equipment | 23 | €5,254 | €3,588 | -€1,666 | -31.7% |
| Furniture and vehicles | 24 | €312 | €0 | -€312 | -100.0% |
| Other tangible fixed assets | 26 | €16,305 | €12,881 | -€3,423 | -21.0% |
| Current assets | 29/58 | €18,970 | €7,939 | -€11,031 | -58.1% |
| Stocks and contracts in progress | 3 | €1,500 | €1,500 | = | 0.0% |
| Stocks | 30/36 | €1,500 | €1,500 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €933 | €2,999 | +€2,066 | +221.4% |
| Trade receivables | 40 | €409 | €2,819 | +€2,410 | +589.6% |
| Other amounts receivable | 41 | €524 | €181 | -€344 | -65.6% |
| Cash at bank and in hand | 54/58 | €15,220 | €2,342 | -€12,878 | -84.6% |
| Deferred charges and accrued income | 490/1 | €1,317 | €1,098 | -€220 | -16.7% |
| Total equity and liabilities | 10/49 | €40,842 | €24,408 | -€16,433 | -40.2% |
| Equity | 10/15 | €30,826 | €20,415 | -€10,411 | -33.8% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €13,972 | €13,972 | = | 0.0% |
| Distributable reserves | 133 | €13,972 | €13,972 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,746 | -€12,157 | -€10,411 | -596.4% |
| Amounts payable | 17/49 | €10,016 | €3,994 | -€6,022 | -60.1% |
| Amounts payable within one year | 42/48 | €10,016 | €3,994 | -€6,022 | -60.1% |
| Trade debts | 44 | €1,967 | €2,134 | +€167 | +8.5% |
| Suppliers | 440/4 | €1,967 | €2,134 | +€167 | +8.5% |
| Taxes, remuneration and social security | 45 | €5,334 | €1,235 | -€4,099 | -76.9% |
| Taxes | 450/3 | €5,334 | €1,235 | -€4,099 | -76.9% |
| Other amounts payable | 47/48 | €2,715 | €626 | -€2,090 | -77.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,153 | €5,402 | +€249 | +4.8% |
| Other operating charges | 640/8 | €356 | €566 | +€210 | +59.0% |
| Gross operating margin | 9900 | €3,930 | -€4,336 | -€8,266 | |
| Operating profit (loss) | 9901 | -€1,579 | -€10,304 | -€8,725 | -552.5% |
| Financial income | 75/76B | €39 | €83 | +€44 | +114.6% |
| Recurring financial income | 75 | €39 | €83 | +€44 | +114.6% |
| Financial charges | 65/66B | €161 | €190 | +€29 | +18.0% |
| Recurring financial charges | 65 | €161 | €190 | +€29 | +18.0% |
| Profit (loss) for the period before taxes | 9903 | -€1,702 | -€10,411 | -€8,710 | -511.9% |
| Profit (loss) for the period | 9904 | -€1,702 | -€10,411 | -€8,710 | -511.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,702 | -€10,411 | -€8,710 | -511.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.