Equity
€20,415 from €54,689 in 2013
Equity fell by 63% in 12 years.
CreaTof
Lifetime
17 annual accounts with figures on one time axispeak €30,920 (2009)
-€4,336▼ €8,266
lowest -€10,411 (2025)
-€10,411▼ €8,710
peak €54,689 (2013)
€20,415▼ 33.8%
€3,994▼ 60.1%
Board2 names since 2008
-
Owners2 names in the annual accounts
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Gross margin from €3,930 to -€4,336Loss of €10,411Equity from €30,826 to €20,415Debts from €10,016 to €3,994Cash from €15,220 to €2,342
Key points
from the 2025 annual accountsLosses
-€12,113 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Filings
17 annual accounts since 2009
The 2017 accounts came 2 days late. The other nine of the last ten were filed on time.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as CreaTof has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for CreaTof. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
last known boardDirector, until 2024
- 52%annual accounts 2017
- 48%annual accounts 2017
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0808415717
Change of role: , from manager to director
General meeting of 14-12-2023 · Gazette deed
Company renamed from SCHILDER- EN DECORATIEWERKEN THEUWISSEN to CreaTof
Resignation: (manager) · “Uitbaten van een pop-up bar,met drank,snacks,eten,BBQ,bediening,avondeten; Organiseren van…” (deed in Dutch) · Director discharge: (manager) · General meeting of 19-12-2018 · Gazette deed
Registered office moved from Peer to Neerpelt
New registered office: Tichel 5, 3910 Neerpelt · Previous registered office: Bomerstraat 74, 3990 Peer · General meeting of 02-05-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CreaTof Pelt | €24,408 | -€4,336 | 83.6% | - |
| VOITECH RENOVATIE Tienen | €23,955 | -€1,333 | 31.1% | - |
| Modern Wonen en Decoratie Ghent | €25,817 | -€3,944 | -11.2% | - |
| World of Colors Houthalen-Helchteren | €33,420 | -€17,391 | 91.6% | - |
| RUSSOTTO LEONARDO Overijse | €21,293 | -€4,755 | -37.1% | - |
| A.S. COOLS Schilde | €26,387 | €576 | 41.4% | - |
| ROSARIOPAINT Ittre | €23,178 | -€1,177 | 84.1% | - |
These companies have the same main activity as CreaTof: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €21,300 and €33,400, founded between 2005 and 2013.
Official details
Source: KBO- Status
- Active since 04-12-2008Normal situation
- Activity
- Painting of buildingsNACE 43341and 1 other
- Establishment unit
- 2.175.529.5593910 Pelt, since 01-01-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 12-10-2025
Annual accounts 2025
- €24,408▼ 40.2%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on CreaTof
CreaTof files the micro format. That format states no turnover. The gross margin fell from €30,920 in 2009 to -€4,336 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CreaTof
- What is the company number of CreaTof?
- The company number of CreaTof is 0808.415.717. The VAT number is the same number with BE in front: BE 0808.415.717.
- Where is CreaTof based?
- The registered office is at Tichel 5, 3910 Pelt.Company details
- What does CreaTof do?
- According to the KBO register, the main activity is painting of buildings (NACE 43341).
- What is the legal form of CreaTof?
- CreaTof is a private limited company (BV).
- When was CreaTof founded?
- CreaTof was founded on 04-12-2008.
- Is CreaTof still active?
- Yes, CreaTof is an active enterprise in the KBO register.
- What is the turnover of CreaTof?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is CreaTof profitable?
- In financial year 2025, CreaTof made a loss of €10,411.
- Where can I find the annual accounts of CreaTof?
- CreaTof filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CreaTof due?
- CreaTof must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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