CREATIV'HOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CREATIV'HOME
Largest movements
- Tangible fixed assets -€18,183
down €18,183 (-55.6%), from €32,717 to €14,534
- Cash +€15,673
new in 2025: €15,673
mainly Depreciation (+€18,183) and Net result for the year (+€5,901)
- Receivables after one year +€10,600
up €10,600 (+9.3%), from €114,400 to €125,000
- Deferred charges and accrued income -€2,639
no longer reported in 2025 (was €2,639)
- Profit (loss) carried forward +€5,901
up €5,901 (+18.5%), from -€31,873 to -€25,972
- Gross operating margin +€20,329
up €20,329 (+316.2%), from €6,430 to €26,759
- Depreciation +€14,974
up €14,974 (+466.6%), from €3,209 to €18,183
- Purchases and services -€11,505
down €11,505 (-77.4%), from €14,870 to €3,365
- Turnover +€8,824
up €8,824 (+41.4%), from €21,300 to €30,124
- Financial income -€4,561
no longer reported in 2025 (was €4,561)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €189,756 | €195,207 | +€5,451 | +2.9% |
| Fixed assets | 21/28 | €32,717 | €14,534 | -€18,183 | -55.6% |
| Tangible fixed assets | 22/27 | €32,717 | €14,534 | -€18,183 | -55.6% |
| Land and buildings | 22 | €32,717 | €14,534 | -€18,183 | -55.6% |
| Current assets | 29/58 | €157,039 | €180,673 | +€23,634 | +15.0% |
| Amounts receivable after more than one year | 29 | €114,400 | €125,000 | +€10,600 | +9.3% |
| Trade receivables | 290 | €114,400 | €125,000 | +€10,600 | +9.3% |
| Current investments | 50/53 | €40,000 | €40,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | - | €15,673 | +€15,673 | |
| Deferred charges and accrued income | 490/1 | €2,639 | - | -€2,639 | |
| Total equity and liabilities | 10/49 | €189,756 | €195,207 | +€5,451 | +2.9% |
| Equity | 10/15 | €187,256 | €193,157 | +€5,901 | +3.2% |
| Contributions | 10/11 | €200,000 | €200,000 | = | 0.0% |
| Capital | 10 | €200,000 | €200,000 | = | 0.0% |
| Issued capital | 100 | €200,000 | €200,000 | = | 0.0% |
| Reserves | 13 | €15,879 | €15,879 | = | 0.0% |
| Tax-exempt reserves | 132 | €15,879 | €15,879 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€31,873 | -€25,972 | +€5,901 | +18.5% |
| Investment grants | 15 | €3,250 | €3,250 | = | 0.0% |
| Amounts payable | 17/49 | €2,500 | €2,050 | -€450 | -18.0% |
| Amounts payable within one year | 42/48 | €2,500 | €2,050 | -€450 | -18.0% |
| Other amounts payable | 47/48 | €2,500 | €2,050 | -€450 | -18.0% |
| Turnover | 70 | €21,300 | €30,124 | +€8,824 | +41.4% |
| Goods, raw materials, services and sundry goods | 60/61 | €14,870 | €3,365 | -€11,505 | -77.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,209 | €18,183 | +€14,974 | +466.6% |
| Other operating charges | 640/8 | €3,665 | €2,293 | -€1,372 | -37.4% |
| Gross operating margin | 9900 | €6,430 | €26,759 | +€20,329 | +316.2% |
| Operating profit (loss) | 9901 | -€444 | €6,283 | +€6,727 | |
| Financial income | 75/76B | €4,561 | - | -€4,561 | |
| Recurring financial income | 75 | €4,561 | - | -€4,561 | |
| Financial charges | 65/66B | €165 | €382 | +€217 | +131.5% |
| Recurring financial charges | 65 | €165 | €382 | +€217 | +131.5% |
| Profit (loss) for the period before taxes | 9903 | €3,952 | €5,901 | +€1,949 | +49.3% |
| Profit (loss) for the period | 9904 | €3,952 | €5,901 | +€1,949 | +49.3% |
| Profit (loss) for the period to be appropriated | 9905 | €3,952 | €5,901 | +€1,949 | +49.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.