Financials
- Fiscal year
- 2025
- Turnover
- €30,124
- Profit
- €5,901
- Solvency
- 98.9%
Turnover▲ 41.4%
Net result
20182025
CREATIV'HOME
ActiveSummary
CREATIV'HOME has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193,157 and a net result of €5,901. Equity is growing by ~8.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Activity not known1 site
Size
€30,124turnover 2025
- Equity
- €193,157
- Profit
- €5,901
Structure
Accounts filed 26 d late0 of 3 deeds read
Why 93+ Founded in 2005+ Size: turnover €30,124, total assets €195,207+ Equity €193,157 (98.9% of total assets)+ Figures for FY 2025 (filed 26-08-2026)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 98.9% of total assets
Liquidity
60-40
short-term debt 1.1% · cash 8.0%
Profitability
82+10
return on assets 3.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 6 months
05-2026: 0.6%
06-2026: 0.6%▼ -1.2% vs 05-2026
07-2026: 0.6%● 0.0% vs 06-2026
08-2026: 1.2%▲ +106% vs 07-2026highest value
09-2026: 0.1%▼ -87.8% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Founded in 2005 lowers the probability for this profile
- Size: turnover €30,124, total assets €195,207 lowers the probability for this profile
- Equity €193,157 (98.9% of total assets) lowers the probability
- Figures for FY 2025 (filed 26-08-2026) lowers the probability
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 88.13 against 62.82 in 2024; short-term debt: 1.1% and cash: 8% of total assets), and 1.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 57%, profitability 65%, growth against the median 73%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
2 d late
2023
28 d late
2022
29 d late
2021
30 d late
2020
26 d late
2019
112 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 36 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet €3,952 ▼79%
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 26-08-2026Annual accounts filed
- 02-08-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 29-04-2005
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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