Confiara: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Confiara
Largest movements
- Cash +€482
up €482 (+7.1%), from €6,788 to €7,271
mainly Depreciation (+€2,606) and Trade debts (+€2,138)
- Receivables within one year -€194
down €194 (-3.3%), from €5,955 to €5,760
of which Trade receivables: -€1,893
- Other debts -€4,348
no longer reported in 2025 (was €4,348)
- Trade debts +€2,138
up €2,138 (+668%), from €320 to €2,458
- Tax, wage and social debts +€2,045
up €2,045 (+46.2%), from €4,424 to €6,470
of which Remuneration and social security: +€1,133
- Reserves +€556
up €556 (+12.0%), from €4,634 to €5,190
- Gross operating margin -€5,371
down €5,371 (-51.3%), from €10,465 to €5,094
- Taxes -€2,143
down €2,143 (-57.1%), from €3,753 to €1,610
- Depreciation +€1,051
up €1,051 (+67.5%), from €1,556 to €2,606
- Other operating charges -€271
down €271 (-65.5%), from €413 to €143
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €16,727 | €17,118 | +€392 | +2.3% |
| Fixed assets | 21/28 | €3,984 | €4,087 | +€104 | +2.6% |
| Tangible fixed assets | 22/27 | €3,984 | €4,087 | +€104 | +2.6% |
| Plant, machinery and equipment | 23 | €3,984 | €4,087 | +€104 | +2.6% |
| Current assets | 29/58 | €12,743 | €13,031 | +€288 | +2.3% |
| Amounts receivable within one year | 40/41 | €5,955 | €5,760 | -€194 | -3.3% |
| Trade receivables | 40 | €5,955 | €4,062 | -€1,893 | -31.8% |
| Other amounts receivable | 41 | - | €1,698 | +€1,698 | |
| Cash at bank and in hand | 54/58 | €6,788 | €7,271 | +€482 | +7.1% |
| Total equity and liabilities | 10/49 | €16,727 | €17,118 | +€392 | +2.3% |
| Equity | 10/15 | €7,634 | €8,190 | +€556 | +7.3% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €4,634 | €5,190 | +€556 | +12.0% |
| Distributable reserves | 133 | €4,634 | €5,190 | +€556 | +12.0% |
| Amounts payable | 17/49 | €9,093 | €8,928 | -€165 | -1.8% |
| Amounts payable within one year | 42/48 | €9,093 | €8,928 | -€165 | -1.8% |
| Trade debts | 44 | €320 | €2,458 | +€2,138 | +668% |
| Suppliers | 440/4 | €320 | €2,458 | +€2,138 | +668% |
| Taxes, remuneration and social security | 45 | €4,424 | €6,470 | +€2,045 | +46.2% |
| Taxes | 450/3 | €4,424 | €5,337 | +€912 | +20.6% |
| Remuneration and social security | 454/9 | - | €1,133 | +€1,133 | |
| Other amounts payable | 47/48 | €4,348 | - | -€4,348 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,556 | €2,606 | +€1,051 | +67.5% |
| Other operating charges | 640/8 | €413 | €143 | -€271 | -65.5% |
| Gross operating margin | 9900 | €10,465 | €5,094 | -€5,371 | -51.3% |
| Operating profit (loss) | 9901 | €8,496 | €2,346 | -€6,151 | -72.4% |
| Financial income | 75/76B | €1 | - | -€1 | |
| Recurring financial income | 75 | €1 | - | -€1 | |
| Financial charges | 65/66B | €110 | €180 | +€69 | +63.0% |
| Recurring financial charges | 65 | €110 | €180 | +€69 | +63.0% |
| Profit (loss) for the period before taxes | 9903 | €8,387 | €2,166 | -€6,221 | -74.2% |
| Income taxes | 67/77 | €3,753 | €1,610 | -€2,143 | -57.1% |
| Profit (loss) for the period | 9904 | €4,634 | €556 | -€4,077 | -88.0% |
| Profit (loss) for the period to be appropriated | 9905 | €4,634 | €556 | -€4,077 | -88.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.