Confiara

Active

Private limited companyfounded 20233 yrs activeStanislas Meeuslei 88, 2900 Schoten, BelgiumKBO/BCE: BE 0804.333.601

Confiara has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €556. Its solvency ranks better than 66% of 2268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

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Checked score

Score 2025

74 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability73▼-27

Solvency73▲+2

Growth52

Track record94

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.46 against 1.4 in 2024; short-term debt: 52.2% and cash: 42.5% of total assets), and 52.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 93

Relative position

BE, all sectors

reference

Sector 93

lower

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

28 d early

2024

21 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k▲ 7.3%

2024 · €8k

2024: €8k

2024 → 2025

Total assets

€17k▲ 2.3%

2024 · €17k

2024: €17k

2024 → 2025

Net result

€556▼ 88.0%

2024 · €5k

2024: €5k

2024 → 2025

Working capital

€4k▲ 12.4%

2024 · €4k

2024: €4k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€8k-€8k▲ 7.3%

Operating result€8k-€2k▼ 72.4%

Net result€5k-€556▼ 88.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 72% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €17k

23.9%

76.1%

Fixed assets €4k▲ 2.6%

Current assets €13k▲ 2.3%

Equity and liabilities €17k

47.8%

52.2%

Equity €8k▲ 7.3%

Debt €9k▼ 1.8%

The debt ratio falls from 54.4% to 52.2%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€5k▼

2024 · €10k

Cash flow

€3k▼

2024 · €6k

Solvency

47.8%▲

2024 · 45.6%

Current ratio

1.46▲

2024 · 1.40

Quick ratio

1.46▲

2024 · 1.40

Debt / equity

1.09▼

2024 · 1.19

ROE

6.8%▼

2024 · 60.7%

ROA

3.3%▼

2024 · 27.7%

Interest coverage

27.55▼

2024 · 91.16

Debt

€9k▼

2024 · €9k

Debt ≤ 1 year

€9k▼

2024 · €9k

Income taxes

€2k▼

2024 · €4k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€17k€17k▲

Fixed assets21/28€4k€4k▲

Tangible fixed assets22/27€4k€4k▲

Plant, machinery and equipment23€4k€4k▲

Current assets29/58€13k€13k▲

Amounts receivable within one year40/41€6k€6k▼

Trade receivables40€6k€4k▼

Other amounts receivable41-€2k

Cash at bank and in hand54/58€7k€7k▲

Equity and liabilities

Total equity and liabilities10/49€17k€17k▲

Equity10/15€8k€8k▲

Contributions10/11€3k€3k=

Reserves13€5k€5k▲

Distributable reserves133€5k€5k▲

Amounts payable17/49€9k€9k▼

Amounts payable within one year42/48€9k€9k▼

Trade debts44€320€2k▲

Suppliers440/4€320€2k▲

Taxes, remuneration and social security45€4k€6k▲

Taxes450/3€4k€5k▲

Remuneration and social security454/9-€1k

Other amounts payable47/48€4k-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲

Other operating charges640/8€413€143▼

Gross operating margin9900€10k€5k▼

Operating profit (loss)9901€8k€2k▼

Financial income75/76B€1-

Recurring financial income75€1-

Financial charges65/66B€110€180▲

Recurring financial charges65€110€180▲

Profit (loss) for the period before taxes9903€8k€2k▼

Income taxes67/77€4k€2k▼

Profit (loss) for the period9904€5k€556▼

Profit (loss) for the period to be appropriated9905€5k€556▼

Appropriation of the result

Profit (loss) to be appropriated9906€5k€556▼

Transfer to equity691/2€5k€556▼

To other reserves6921€5k€556▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

03-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

21-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 21 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schoten · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stanislas Meeuslei 882900 Schoten

Ground area

170 m²

Building footprint

78 m²

Volume, LiDAR

571 m³

Parcel 11443C0610/00W006, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Confiara

Stanislas Meeuslei 88, 2900 SchotenAgents specialised in the wholesale of other particular products

since 20232.348.420.775

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11443C0610/00W006	Flanders	170 m²	1 · 78 m²	10.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

ACTION TEAM SPIRIT

BE 0461.458.989

Braine-l'Alleud · Eq €8k

Of 6,727 companies in sector 93299 we hold annual accounts for 1,168. 635 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-07-2023

Fiscal year end31-12

Activities, NACEBEL

93299Other amusement and recreation activities

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.