Concreeto: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Concreeto
Largest movements
- Cash +€23,255
up €23,255 (+47.5%), from €48,953 to €72,208
mainly Net result for the year (+€54,498) and Depreciation (+€3,899)
- Tangible fixed assets +€6,784
up €6,784 (+98.9%), from €6,862 to €13,646
of which Furniture and vehicles: +€5,640
- Receivables within one year +€3,194
up €3,194 (+20.3%), from €15,714 to €18,908
of which Other amounts receivable: +€1,739
- Profit (loss) carried forward +€54,498
up €54,498 (+134%), from €40,594 to €95,092
- Tax, wage and social debts -€12,603
down €12,603 (-69.0%), from €18,272 to €5,668
- Other debts -€6,965
no longer reported in 2025 (was €6,965)
- Trade debts -€1,612
down €1,612 (-45.9%), from €3,511 to €1,898
- Gross operating margin +€20,457
up €20,457 (+38.3%), from €53,422 to €73,879
- Taxes +€3,911
up €3,911 (+35.5%), from €11,025 to €14,936
- Depreciation +€2,599
up €2,599 (+200%), from €1,300 to €3,899
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €71,841 | €105,158 | +€33,317 | +46.4% |
| Fixed assets | 21/28 | €6,862 | €13,646 | +€6,784 | +98.9% |
| Tangible fixed assets | 22/27 | €6,862 | €13,646 | +€6,784 | +98.9% |
| Plant, machinery and equipment | 23 | €5,888 | €7,031 | +€1,143 | +19.4% |
| Furniture and vehicles | 24 | €974 | €6,615 | +€5,640 | +579% |
| Current assets | 29/58 | €64,979 | €91,512 | +€26,533 | +40.8% |
| Amounts receivable within one year | 40/41 | €15,714 | €18,908 | +€3,194 | +20.3% |
| Trade receivables | 40 | €15,387 | €16,842 | +€1,455 | +9.5% |
| Other amounts receivable | 41 | €327 | €2,066 | +€1,739 | +532% |
| Cash at bank and in hand | 54/58 | €48,953 | €72,208 | +€23,255 | +47.5% |
| Deferred charges and accrued income | 490/1 | €312 | €397 | +€85 | +27.2% |
| Total equity and liabilities | 10/49 | €71,841 | €105,158 | +€33,317 | +46.4% |
| Equity | 10/15 | €43,094 | €97,592 | +€54,498 | +126% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €40,594 | €95,092 | +€54,498 | +134% |
| Amounts payable | 17/49 | €28,747 | €7,567 | -€21,181 | -73.7% |
| Amounts payable within one year | 42/48 | €28,747 | €7,567 | -€21,181 | -73.7% |
| Trade debts | 44 | €3,511 | €1,898 | -€1,612 | -45.9% |
| Suppliers | 440/4 | €3,511 | €1,898 | -€1,612 | -45.9% |
| Taxes, remuneration and social security | 45 | €18,272 | €5,668 | -€12,603 | -69.0% |
| Taxes | 450/3 | €18,272 | €5,668 | -€12,603 | -69.0% |
| Other amounts payable | 47/48 | €6,965 | - | -€6,965 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,300 | €3,899 | +€2,599 | +200% |
| Other operating charges | 640/8 | €447 | €451 | +€3 | +0.7% |
| Gross operating margin | 9900 | €53,422 | €73,879 | +€20,457 | +38.3% |
| Operating profit (loss) | 9901 | €51,674 | €69,530 | +€17,855 | +34.6% |
| Financial income | 75/76B | €2 | €6 | +€4 | +158% |
| Recurring financial income | 75 | €2 | €6 | +€4 | +158% |
| Financial charges | 65/66B | €58 | €102 | +€44 | +76.0% |
| Recurring financial charges | 65 | €58 | €102 | +€44 | +76.0% |
| Profit (loss) for the period before taxes | 9903 | €51,619 | €69,433 | +€17,815 | +34.5% |
| Income taxes | 67/77 | €11,025 | €14,936 | +€3,911 | +35.5% |
| Profit (loss) for the period | 9904 | €40,594 | €54,498 | +€13,904 | +34.3% |
| Profit (loss) for the period to be appropriated | 9905 | €40,594 | €54,498 | +€13,904 | +34.3% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.