Concreeto

Active

Private limited companyfounded 2023active for 2 yearsProsper De Troyerlaan 8, 9070 Destelbergen, BelgiumKBO/BCE: BE 1002.159.161

Summary

Concreeto has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,592 and a net result of €54,498. Its solvency ranks better than 92% of 21,064 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

ConcreetoActiveChecked score 99/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100

1 site

Size

€105,158total assets 2025

Equity: €97,592
Profit: €54,498

Turnover not published (micro format)

Financial health

99 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Christoffel GILISDirector

Accounts 1 day early

Why 99raises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 12.09, cash €72,208Sector: Computer programming, consultancy and related activities (NACE 62)Equity €97,592 (92.8% of total assets)Show the evidence

Checked score

Score 2025

99 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 89% of its sector peers (NACE 62, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+15

equity 92.8% of total assets

Liquidity 100+19

short-term debt 7.2% · cash 68.7%

Profitability 100=

return on assets 51.8%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,870 companies, NACE 62, micro)

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025highest value 05-2025: < 0.1%▼ -0.4 percentage points vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity ample (current ratio 12.09, compared with 2.26 in 2024, above the usual 1.5; short-term debt: 7.2% and cash: 68.7% of total assets), and 7.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 96% on liquidity, 82% on profitability and 92% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 12.09, cash €72,208

NBB · annual accounts

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Equity €97,592 (92.8% of total assets)

NBB · annual accounts

Young company

Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

1 day early

2024

4 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 3 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end24-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

20-07-2026 Registered officeRegistered-office move
29-04-2026 Annual accounts filedfinancial year 2025 · micro…
30-09-2025 Liquidity more than 5 timescurrent ratio 12.09

Key points

Positive: Equity rose in 2025from €43,094 to €97,592 ▲ 126% View
Positive: Among the best 9% on solvencysector median 60.0% · 21,064 companies 92.8% View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €105,158
Profit: €54,498
Solvency: 92.8%

Total assets▲ 46.4%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

Christoffel GILISDirector

Go to Board & ownership

Timeline

Events: 5
Since: 2023
Next accounts: by 30-04-2027

26-04-2025Annual accounts filed
14-11-2023Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Computer programmingNACE 62100
Founded: 10-11-2023
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 11

Who signs: Each director alone
Annual meeting: Second Friday of March at 20:00
Purpose: “IT-consultancy; Alle mogelijke advies, en/of dienstenfuncties op het vlak van software en…” (deed in Dutch)

Go to Articles of association

Key facts about Concreeto

What is the company number of Concreeto?: 1002.159.161. In Belgium the VAT number is the company number with BE in front: BE 1002.159.161.
Where is Concreeto based?: The registered office is at Prosper De Troyerlaan 8, 9070 Destelbergen.Company details
What does Concreeto do?: According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of Concreeto?: Private limited company (BV).
When was Concreeto founded?: On 10-11-2023.
Is Concreeto still active?: Yes, Concreeto is an active enterprise in the KBO register.
What is the turnover of Concreeto?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Concreeto profitable?: In financial year 2025, Concreeto made a profit of €54,498.
Where can I find the annual accounts of Concreeto?: Concreeto filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Concreeto due?: By 30-04-2027, for financial year 2026.Timeline