Concept Immo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Concept Immo
Largest movements
- Tangible fixed assets -€54,810
down €54,810 (-18.1%), from €302,111 to €247,301
- Cash +€17,029
up €17,029 (+22.7%), from €74,934 to €91,963
mainly Depreciation (+€54,810) and Net result for the year (+€39,439)
- Current portion of long-term debt -€68,027
down €68,027 (-86.4%), from €78,693 to €10,666
- Reserves +€39,439
up €39,439 (+20.2%), from €195,373 to €234,812
- Debts after one year -€6,306
down €6,306 (-7.7%), from €81,507 to €75,201
- Gross operating margin -€2,783
down €2,783 (-2.0%), from €139,398 to €136,615
- Financial charges -€1,855
down €1,855 (-57.5%), from €3,226 to €1,371
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €379,461 | €344,355 | -€35,106 | -9.3% |
| Fixed assets | 21/28 | €302,111 | €247,301 | -€54,810 | -18.1% |
| Tangible fixed assets | 22/27 | €302,111 | €247,301 | -€54,810 | -18.1% |
| Land and buildings | 22 | €302,111 | €247,301 | -€54,810 | -18.1% |
| Current assets | 29/58 | €77,350 | €97,054 | +€19,704 | +25.5% |
| Amounts receivable within one year | 40/41 | €2,416 | €5,091 | +€2,675 | +110.7% |
| Other amounts receivable | 41 | €2,416 | €5,091 | +€2,675 | +110.7% |
| Cash at bank and in hand | 54/58 | €74,934 | €91,963 | +€17,029 | +22.7% |
| Total equity and liabilities | 10/49 | €379,461 | €344,355 | -€35,106 | -9.3% |
| Equity | 10/15 | €213,973 | €253,412 | +€39,439 | +18.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Share premium | 1100/10 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €195,373 | €234,812 | +€39,439 | +20.2% |
| Distributable reserves | 133 | €195,373 | €234,812 | +€39,439 | +20.2% |
| Amounts payable | 17/49 | €165,488 | €90,943 | -€74,545 | -45.0% |
| Amounts payable after more than one year | 17 | €81,507 | €75,201 | -€6,306 | -7.7% |
| Financial debts | 170/4 | €81,507 | €75,201 | -€6,306 | -7.7% |
| Amounts payable within one year | 42/48 | €83,830 | €15,742 | -€68,088 | -81.2% |
| Current portion of amounts payable after more than one year | 42 | €78,693 | €10,666 | -€68,027 | -86.4% |
| Trade debts | 44 | €2,783 | €2,970 | +€187 | +6.7% |
| Suppliers | 440/4 | €2,783 | €2,970 | +€187 | +6.7% |
| Taxes, remuneration and social security | 45 | €248 | - | -€248 | |
| Taxes | 450/3 | €248 | - | -€248 | |
| Other amounts payable | 47/48 | €2,106 | €2,106 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €151 | - | -€151 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €55,416 | €54,810 | -€606 | -1.1% |
| Other operating charges | 640/8 | €22,952 | €23,671 | +€719 | +3.1% |
| Gross operating margin | 9900 | €139,398 | €136,615 | -€2,783 | -2.0% |
| Operating profit (loss) | 9901 | €61,030 | €58,134 | -€2,896 | -4.7% |
| Financial income | 75/76B | €1 | - | -€1 | |
| Recurring financial income | 75 | €1 | - | -€1 | |
| Financial charges | 65/66B | €3,226 | €1,371 | -€1,855 | -57.5% |
| Recurring financial charges | 65 | €3,226 | €1,371 | -€1,855 | -57.5% |
| Profit (loss) for the period before taxes | 9903 | €57,805 | €56,763 | -€1,042 | -1.8% |
| Income taxes | 67/77 | €17,585 | €17,324 | -€261 | -1.5% |
| Profit (loss) for the period | 9904 | €40,220 | €39,439 | -€781 | -1.9% |
| Profit (loss) for the period to be appropriated | 9905 | €40,220 | €39,439 | -€781 | -1.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.