CONCEPT: what changed
What changed
CONCEPT
NACE 47.512, Retail sale of household textiles and bedding
filed annual accounts (NBB)
Net result for the year
€2,982
2024 · €29,863-€26,882
Equity
€370,731
2024 · €367,749+€2,982
Cash
€67,563
2024 · €82,226-€14,664
Balance sheet total
€406,870
2024 · €414,231-€7,361
Largest movements
Assets
- Cash -€14,664
down €14,664 (-17.8%), from €82,226 to €67,563
mainly Stocks and contracts (-€13,728) and Debts after one year (-€8,492)
- Stocks and contracts +€13,728
up €13,728 (+6.0%), from €230,408 to €244,136
- Tangible fixed assets -€11,722
down €11,722 (-17.9%), from €65,420 to €53,698
- Receivables within one year +€5,159
up €5,159 (+19.9%), from €25,915 to €31,074
of which Trade receivables: +€12,293
Equity and liabilities
- Debts after one year -€8,492
down €8,492 (-79.6%), from €10,666 to €2,174
Income statement
- Gross operating margin -€39,765
down €39,765 (-55.0%), from €72,258 to €32,493
- Taxes -€6,332
down €6,332 (-38.4%), from €16,500 to €10,168
- Depreciation -€6,223
down €6,223 (-28.8%), from €21,594 to €15,371
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€29,863
Gross operating margin
-€39,765
Depreciation
+€6,223
Other operating charges
-€22
Financial income
-€11
Financial charges
+€361
Taxes
+€6,332
Result 2025
€2,982
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€2,839
Investment
-€3,649
Financing
-€8,176
Cash 2024
€82,226
From operations (derived)
-€2,839
Net result for the year
+€2,982
Depreciation
+€15,371
Stocks and contracts
-€13,728
Receivables within one year
-€5,159
Deferred charges and accrued income
-€138
Trade debts
+€291
Tax, wage and social debts
-€1,376
Other debts
-€1,082
Investment (derived)
-€3,649
Investment in fixed assets (net)
-€3,649
Financing
-€8,176
Debts after one year
-€8,492
Current portion of long-term debt
+€316
Cash 2025
€67,563
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €414,231 | €406,870 | -€7,361 | -1.8% |
| Fixed assets | 21/28 | €72,020 | €60,298 | -€11,722 | -16.3% |
| Tangible fixed assets | 22/27 | €65,420 | €53,698 | -€11,722 | -17.9% |
| Plant, machinery and equipment | 23 | €154 | €0 | -€154 | -100% |
| Furniture and vehicles | 24 | €23,240 | €17,383 | -€5,857 | -25.2% |
| Other tangible fixed assets | 26 | €42,026 | €36,315 | -€5,711 | -13.6% |
| Financial fixed assets | 28 | €6,600 | €6,600 | = | 0.0% |
| Current assets | 29/58 | €342,211 | €346,572 | +€4,361 | +1.3% |
| Stocks and contracts in progress | 3 | €230,408 | €244,136 | +€13,728 | +6.0% |
| Stocks | 30/36 | €230,408 | €244,136 | +€13,728 | +6.0% |
| Amounts receivable within one year | 40/41 | €25,915 | €31,074 | +€5,159 | +19.9% |
| Trade receivables | 40 | €11,771 | €24,064 | +€12,293 | +104% |
| Other amounts receivable | 41 | €14,144 | €7,010 | -€7,134 | -50.4% |
| Cash at bank and in hand | 54/58 | €82,226 | €67,563 | -€14,664 | -17.8% |
| Deferred charges and accrued income | 490/1 | €3,662 | €3,799 | +€138 | +3.8% |
| Total equity and liabilities | 10/49 | €414,231 | €406,870 | -€7,361 | -1.8% |
| Equity | 10/15 | €367,749 | €370,731 | +€2,982 | +0.8% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €246,860 | €246,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €245,000 | €245,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €102,289 | €105,271 | +€2,982 | +2.9% |
| Amounts payable | 17/49 | €46,482 | €36,139 | -€10,343 | -22.3% |
| Amounts payable after more than one year | 17 | €10,666 | €2,174 | -€8,492 | -79.6% |
| Financial debts | 170/4 | €10,666 | €2,174 | -€8,492 | -79.6% |
| Amounts payable within one year | 42/48 | €35,816 | €33,965 | -€1,851 | -5.2% |
| Current portion of amounts payable after more than one year | 42 | €8,176 | €8,492 | +€316 | +3.9% |
| Trade debts | 44 | €3,221 | €3,512 | +€291 | +9.0% |
| Suppliers | 440/4 | €3,221 | €3,512 | +€291 | +9.0% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €23,338 | €21,962 | -€1,376 | -5.9% |
| Taxes | 450/3 | €20,588 | €19,212 | -€1,376 | -6.7% |
| Remuneration and social security | 454/9 | €2,750 | €2,750 | = | 0.0% |
| Other amounts payable | 47/48 | €1,082 | €0 | -€1,082 | -100% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,594 | €15,371 | -€6,223 | -28.8% |
| Other operating charges | 640/8 | €673 | €695 | +€22 | +3.3% |
| Gross operating margin | 9900 | €72,258 | €32,493 | -€39,765 | -55.0% |
| Operating profit (loss) | 9901 | €49,991 | €16,427 | -€33,564 | -67.1% |
| Financial income | 75/76B | €11 | €1 | -€11 | -95.2% |
| Recurring financial income | 75 | €11 | €1 | -€11 | -95.2% |
| Financial charges | 65/66B | €3,639 | €3,278 | -€361 | -9.9% |
| Recurring financial charges | 65 | €3,639 | €3,278 | -€361 | -9.9% |
| Non-recurring financial charges | 66B | €0 | - | = | |
| Profit (loss) for the period before taxes | 9903 | €46,363 | €13,149 | -€33,214 | -71.6% |
| Income taxes | 67/77 | €16,500 | €10,168 | -€6,332 | -38.4% |
| Profit (loss) for the period | 9904 | €29,863 | €2,982 | -€26,882 | -90.0% |
| Profit (loss) for the period to be appropriated | 9905 | €29,863 | €2,982 | -€26,882 | -90.0% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.