CONCEPT
ActiveSummary
CONCEPT has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €370,731 and a net result of €2,982. Equity has been growing by about 16% per year since 2018. Its solvency ranks better than 95% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 23-12-2016 Normal situation
- Activity
- Retail sale of household textiles and bedding NACE 47512and 2 others
- Joint committee
- 133 Paritair Comité voor het tabaksbedrijf · annual accounts 2025
- Establishment unit
- 2.280.908.676 1050 Elsene, since 23-12-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €32,493
- ▼ 55.0%
- Turnover
- ≈ €180,000
- estimated
- Profit
- €2,982
- ▼ 90.0%
- Equity
- €370,731
- ▲ 0.8%
- Total assets
- €406,870
- ▼ 1.8%
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 10.20, cash €67,563Equity €370,731 (91.1% of total assets)Figures for financial year 2025 (filed on 01-08-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 77% on liquidity, 51% on profitability and 42% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Higher solvency than 95% of companies in retail tradesector median 33.2% · 22,726 companies 91.1% View
Recent changes
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as CONCEPT: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €173,000 and €609,000, founded between 2014 and 2016.
| Company | Total assets | Gross margin |
|---|---|---|
| CONCEPT Elsene | €406,870 | €32,493 |
| NUCCI Wetteren | €392,290 | €32,722 |
| PURE LM Koekelare | €609,468 | €55,917 |
| Slaap Oudsbergen | €302,235 | €65,758 |
| VAN HOVE MARIJKE Beveren-Kruibeke-Zwijndrecht | €399,725 | €23,753 |
| COPTEX Evere | €352,461 | €60,134 |
| CDL Belgium Ukkel | €173,234 | €61,632 |
Key facts about CONCEPT
- What is the company number of CONCEPT?
- The company number of CONCEPT is 0668.401.957. The VAT number is the same number with BE in front: BE 0668.401.957.
- Where is CONCEPT based?
- The registered office is at Georges Brugmannplein 6, 1050 Elsene.Company details
- What does CONCEPT do?
- According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
- What is the legal form of CONCEPT?
- The legal form of CONCEPT is Private limited company (pre-2019) (BVBA).
- When was CONCEPT founded?
- CONCEPT was founded on 23-12-2016.
- Is CONCEPT still active?
- Yes, CONCEPT is an active enterprise in the KBO register.
- Which joint committee does CONCEPT fall under?
- In its 2025 annual accounts, CONCEPT states joint committee 133 (Paritair Comité voor het tabaksbedrijf).
- What is the turnover of CONCEPT?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €32,493 and 41 comparable companies (NACE 475). It probably lies between €140,000 and €290,000.Financials
- Is CONCEPT profitable?
- In financial year 2025, CONCEPT made a profit of €2,982.
- Where can I find the annual accounts of CONCEPT?
- CONCEPT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CONCEPT due?
- CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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