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CODIVIAN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CODIVIAN

BE 0401.381.248
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€10,527
2024 · €168,388-€178,915
Equity
€652,908
2024 · €714,829-€61,921
Cash
€489
2024 · €22+€467
Balance sheet total
€719,578
2024 · €779,214-€59,636

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€60,000

    down €60,000 (-10.9%), from €550,000 to €490,000

Equity and liabilities
  • Revaluation surpluses -€51,394

    down €51,394 (-11.1%), from €462,997 to €411,602

  • Reserves -€11,250

    down €11,250 (-5.9%), from €189,830 to €178,580

    of which Tax-exempt reserves: -€11,250

  • Trade debts +€8,560

    up €8,560 (+2209.5%), from €387 to €8,947

Income statement
  • Gross operating margin -€251,994

    down €251,994, from €242,134 to -€9,860

  • Financial income +€4,957

    up €4,957 (+123.6%), from €4,012 to €8,969

  • Taxes -€2,521

    down €2,521 (-90.5%), from €2,784 to €263

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €168,388
Gross operating margin -€251,994
Depreciation +€760
Other operating charges +€52
Financial income +€4,957
Financial charges -€172
Taxes +€2,521
Deferred taxes and other +€64,960
Result 2025 -€10,527

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€467
Investment +€51,394
Financing -€51,394
Cash 2024 €22
Net result for the year -€10,527
Depreciation +€8,606
Smaller working-capital items +€39
Provisions -€3,750
Trade debts +€8,560
Tax, wage and social debts -€2,461
Investment in fixed assets (net) +€51,394
Contributions, distributions and other -€51,394
Cash 2025 €489
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €779,214 €719,578 -€59,636 -7.7%
Fixed assets 21/28 €550,000 €490,000 -€60,000 -10.9%
Tangible fixed assets 22/27 €550,000 €490,000 -€60,000 -10.9%
Land and buildings 22 €550,000 €490,000 -€60,000 -10.9%
Current assets 29/58 €229,214 €229,578 +€364 +0.2%
Amounts receivable within one year 40/41 €228,804 €228,773 -€31 0.0%
Other amounts receivable 41 €228,804 €228,773 -€31 0.0%
Cash at bank and in hand 54/58 €22 €489 +€467 +2083.7%
Deferred charges and accrued income 490/1 €387 €316 -€71 -18.4%
Total equity and liabilities 10/49 €779,214 €719,578 -€59,636 -7.7%
Equity 10/15 €714,829 €652,908 -€61,921 -8.7%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Revaluation surpluses 12 €462,997 €411,602 -€51,394 -11.1%
Reserves 13 €189,830 €178,580 -€11,250 -5.9%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Tax-exempt reserves 132 €183,630 €172,380 -€11,250 -6.1%
Profit (loss) carried forward 14 €3 €726 +€723 +26588.2%
Provisions and deferred taxes 16 €61,210 €57,460 -€3,750 -6.1%
Deferred taxes 168 €61,210 €57,460 -€3,750 -6.1%
Amounts payable 17/49 €3,175 €9,211 +€6,036 +190.1%
Amounts payable within one year 42/48 €3,175 €9,211 +€6,036 +190.1%
Trade debts 44 €387 €8,947 +€8,560 +2209.5%
Suppliers 440/4 €387 €8,947 +€8,560 +2209.5%
Taxes, remuneration and social security 45 €2,724 €263 -€2,461 -90.3%
Taxes 450/3 €2,724 €263 -€2,461 -90.3%
Other amounts payable 47/48 €64 - -€64
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €9,366 €8,606 -€760 -8.1%
Other operating charges 640/8 €4,337 €4,285 -€52 -1.2%
Gross operating margin 9900 €242,134 -€9,860 -€251,994
Operating profit (loss) 9901 €228,431 -€22,750 -€251,182
Financial income 75/76B €4,012 €8,969 +€4,957 +123.6%
Recurring financial income 75 €4,012 €8,969 +€4,957 +123.6%
Financial charges 65/66B €60 €232 +€172 +283.8%
Recurring financial charges 65 €60 €232 +€172 +283.8%
Profit (loss) for the period before taxes 9903 €232,383 -€14,014 -€246,396
Transfer from deferred taxes 780 - €3,750 +€3,750
Transfer to deferred taxes 680 €61,210 - -€61,210
Income taxes 67/77 €2,784 €263 -€2,521 -90.5%
Profit (loss) for the period 9904 €168,388 -€10,527 -€178,915
Transfer from tax-exempt reserves 789 €23,064 €11,250 -€11,814 -51.2%
Transfer to tax-exempt reserves 689 €183,630 - -€183,630
Profit (loss) for the period to be appropriated 9905 €7,823 €723 -€7,100 -90.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.