CLOITRE I: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
CLOITRE I
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€92,003
2024 · €131,917-€39,914
Equity
€733,401
2024 · €641,398+€92,003
Cash
€543
2024 · €0+€543
Balance sheet total
€2.8m
2024 · €2.8m+€51,759
Largest movements
Assets
- Receivables within one year +€69,789
up €69,789 (+16.2%), from €431,327 to €501,116
of which Other amounts receivable: +€44,462
Equity and liabilities
- Profit (loss) carried forward +€92,003
up €92,003 (+35.9%), from €256,123 to €348,126
- Debts after one year -€90,000
down €90,000 (-14.3%), from €630,000 to €540,000
- Tax, wage and social debts +€32,217
up €32,217 (+975.3%), from €3,303 to €35,520
Income statement
- Turnover +€64,748
up €64,748 (+22.4%), from €288,784 to €353,531
- Financial charges +€45,132
up €45,132 (+77.9%), from €57,968 to €103,100
of which Non-recurring financial charges: +€46,656
- Financial income -€39,727
down €39,727 (-39.7%), from €100,184 to €60,457
of which Non-recurring financial income: -€41,603
- Services and other goods +€16,923
up €16,923 (+12.3%), from €137,237 to €154,160
- Other operating charges +€6,922
up €6,922 (+14.0%), from €49,275 to €56,197
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€131,917
Turnover
+€64,748
Other operating income
+€4,562
Services and other goods
-€16,923
Depreciation
-€371
Provisions
-€150
Other operating charges
-€6,922
Financial income
-€39,727
Financial charges
-€45,132
Result 2025
€92,003
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€100,476
Investment
-€1,339
Financing
-€98,594
Cash 2024
€0
From operations (derived)
+€100,476
Net result for the year
+€92,003
Depreciation
+€12,941
Receivables within one year
-€69,789
Deferred charges and accrued income
+€6,970
Provisions
+€150
Trade debts
+€15,808
Tax, wage and social debts
+€32,217
Other debts
+€10,175
Investment (derived)
-€1,339
Investment in fixed assets (net)
-€1,339
Financing
-€98,594
Debts after one year
-€90,000
Short-term financial debts
-€8,594
Cash 2025
€543
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,752,954 | €2,804,713 | +€51,759 | +1.9% |
| Fixed assets | 21/28 | €2,314,657 | €2,303,055 | -€11,602 | -0.5% |
| Tangible fixed assets | 22/27 | €326,195 | €313,255 | -€12,941 | -4.0% |
| Land and buildings | 22 | €326,195 | €313,255 | -€12,941 | -4.0% |
| Financial fixed assets | 28 | €1,988,461 | €1,989,800 | +€1,339 | +0.1% |
| Affiliated companies | 280/1 | €1,988,461 | €1,989,800 | +€1,339 | +0.1% |
| Participating interests | 280 | €356,129 | €309,473 | -€46,656 | -13.1% |
| Amounts receivable | 281 | €1,632,332 | €1,680,327 | +€47,995 | +2.9% |
| Current assets | 29/58 | €438,298 | €501,659 | +€63,361 | +14.5% |
| Amounts receivable within one year | 40/41 | €431,327 | €501,116 | +€69,789 | +16.2% |
| Trade receivables | 40 | €25,085 | €50,412 | +€25,327 | +101.0% |
| Other amounts receivable | 41 | €406,242 | €450,704 | +€44,462 | +10.9% |
| Cash at bank and in hand | 54/58 | €0 | €543 | +€543 | |
| Deferred charges and accrued income | 490/1 | €6,970 | €0 | -€6,970 | -100.0% |
| Total equity and liabilities | 10/49 | €2,752,954 | €2,804,713 | +€51,759 | +1.9% |
| Equity | 10/15 | €641,398 | €733,401 | +€92,003 | +14.3% |
| Contributions | 10/11 | €350,250 | €350,250 | = | 0.0% |
| Capital | 10 | €350,250 | €350,250 | = | 0.0% |
| Issued capital | 100 | €350,250 | €350,250 | = | 0.0% |
| Reserves | 13 | €35,025 | €35,025 | = | 0.0% |
| Non-distributable reserves | 130/1 | €35,025 | €35,025 | = | 0.0% |
| Legal reserve | 130 | €35,025 | €35,025 | = | 0.0% |
| Profit (loss) carried forward | 14 | €256,123 | €348,126 | +€92,003 | +35.9% |
| Provisions and deferred taxes | 16 | - | €150 | +€150 | |
| Provisions for liabilities and charges | 160/5 | - | €150 | +€150 | |
| Other liabilities and charges | 164/5 | - | €150 | +€150 | |
| Amounts payable | 17/49 | €2,111,556 | €2,071,162 | -€40,393 | -1.9% |
| Amounts payable after more than one year | 17 | €630,000 | €540,000 | -€90,000 | -14.3% |
| Financial debts | 170/4 | €630,000 | €540,000 | -€90,000 | -14.3% |
| Credit institutions | 173 | €630,000 | €540,000 | -€90,000 | -14.3% |
| Amounts payable within one year | 42/48 | €1,481,556 | €1,531,162 | +€49,607 | +3.3% |
| Current portion of amounts payable after more than one year | 42 | €90,000 | €90,000 | = | 0.0% |
| Financial debts | 43 | €8,594 | €0 | -€8,594 | -100.0% |
| Credit institutions | 430/8 | €8,594 | €0 | -€8,594 | -100.0% |
| Trade debts | 44 | €29,146 | €44,955 | +€15,808 | +54.2% |
| Suppliers | 440/4 | €29,146 | €44,955 | +€15,808 | +54.2% |
| Taxes, remuneration and social security | 45 | €3,303 | €35,520 | +€32,217 | +975.3% |
| Taxes | 450/3 | €3,303 | €35,520 | +€32,217 | +975.3% |
| Other amounts payable | 47/48 | €1,350,512 | €1,360,687 | +€10,175 | +0.8% |
| Accrued charges and deferred income | 492/3 | €0 | €0 | = | |
| Operating income | 70/76A | €288,784 | €358,093 | +€69,309 | +24.0% |
| Turnover | 70 | €288,784 | €353,531 | +€64,748 | +22.4% |
| Other operating income | 74 | - | €4,562 | +€4,562 | |
| Operating charges | 60/66A | €199,082 | €223,447 | +€24,365 | +12.2% |
| Services and other goods | 61 | €137,237 | €154,160 | +€16,923 | +12.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,570 | €12,941 | +€371 | +3.0% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | - | €150 | +€150 | |
| Other operating charges | 640/8 | €49,275 | €56,197 | +€6,922 | +14.0% |
| Operating profit (loss) | 9901 | €89,702 | €134,646 | +€44,944 | +50.1% |
| Financial income | 75/76B | €100,184 | €60,457 | -€39,727 | -39.7% |
| Recurring financial income | 75 | €58,581 | €60,457 | +€1,877 | +3.2% |
| Income from financial fixed assets | 750 | €58,581 | €60,457 | +€1,877 | +3.2% |
| Other financial income | 752/9 | €0 | - | -€0 | |
| Non-recurring financial income | 76B | €41,603 | - | -€41,603 | |
| Financial charges | 65/66B | €57,968 | €103,100 | +€45,132 | +77.9% |
| Recurring financial charges | 65 | €57,968 | €56,444 | -€1,524 | -2.6% |
| Debt charges | 650 | €56,287 | €54,676 | -€1,611 | -2.9% |
| Other financial charges | 652/9 | €1,681 | €1,768 | +€87 | +5.2% |
| Non-recurring financial charges | 66B | - | €46,656 | +€46,656 | |
| Profit (loss) for the period before taxes | 9903 | €131,917 | €92,003 | -€39,914 | -30.3% |
| Profit (loss) for the period | 9904 | €131,917 | €92,003 | -€39,914 | -30.3% |
| Profit (loss) for the period to be appropriated | 9905 | €131,917 | €92,003 | -€39,914 | -30.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.