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CHMT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CHMT

BE 0805.497.502
NACE 55.203, Holiday cottages, homes and apartments
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€13,260
2024 · -€27,904+€41,164
Equity
-€6,644
2024 · -€19,904+€13,260
Cash
€348
2024 · €673-€324
Balance sheet total
€414
2024 · €31,111-€30,697

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€30,372

    down €30,372 (-99.8%), from €30,438 to €66

  • Cash -€324

    down €324 (-48.2%), from €673 to €348

    mainly Trade debts (-€31,461) and Other debts (-€12,496)

Equity and liabilities
  • Trade debts -€31,461

    down €31,461 (-99.8%), from €31,527 to €66

  • Profit (loss) carried forward +€13,260

    up €13,260 (+47.5%), from -€27,904 to -€14,644

  • Other debts -€12,496

    down €12,496 (-64.1%), from €19,488 to €6,992

Income statement
  • Gross operating margin +€27,149

    up €27,149, from -€13,394 to €13,754

  • Financial charges -€12,561

    down €12,561 (-99.3%), from €12,655 to €94

  • Other operating charges -€1,455

    down €1,455 (-78.4%), from €1,854 to €400

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€27,904
Gross operating margin +€27,149
Other operating charges +€1,455
Financial charges +€12,561
Result 2025 €13,260

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€324
Investment €0
Financing €0
Cash 2024 €673
Net result for the year +€13,260
Receivables within one year +€30,372
Trade debts -€31,461
Other debts -€12,496
Cash 2025 €348
Every line side by side 22 lines
Line Code 2024 2025 Change %
Total assets 20/58 €31,111 €414 -€30,697 -98.7%
Current assets 29/58 €31,111 €414 -€30,697 -98.7%
Amounts receivable within one year 40/41 €30,438 €66 -€30,372 -99.8%
Trade receivables 40 €30,438 €66 -€30,372 -99.8%
Cash at bank and in hand 54/58 €673 €348 -€324 -48.2%
Total equity and liabilities 10/49 €31,111 €414 -€30,697 -98.7%
Equity 10/15 -€19,904 -€6,644 +€13,260 +66.6%
Contributions 10/11 €8,000 €8,000 = 0.0%
Profit (loss) carried forward 14 -€27,904 -€14,644 +€13,260 +47.5%
Amounts payable 17/49 €51,015 €7,058 -€43,957 -86.2%
Amounts payable within one year 42/48 €51,015 €7,058 -€43,957 -86.2%
Trade debts 44 €31,527 €66 -€31,461 -99.8%
Suppliers 440/4 €31,527 €66 -€31,461 -99.8%
Other amounts payable 47/48 €19,488 €6,992 -€12,496 -64.1%
Other operating charges 640/8 €1,854 €400 -€1,455 -78.4%
Gross operating margin 9900 -€13,394 €13,754 +€27,149
Operating profit (loss) 9901 -€15,249 €13,355 +€28,603
Financial charges 65/66B €12,655 €94 -€12,561 -99.3%
Recurring financial charges 65 €12,655 €94 -€12,561 -99.3%
Profit (loss) for the period before taxes 9903 -€27,904 €13,260 +€41,164
Profit (loss) for the period 9904 -€27,904 €13,260 +€41,164
Profit (loss) for the period to be appropriated 9905 -€27,904 €13,260 +€41,164

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.