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CHMT

Active
Private limited companyfounded 20233 yrs activeRue du Chien-Courant 2, 5330 Assesse, BelgiumKBO/BCE: BE 0805.497.502
Summary

The computed 12-month bankruptcy probability of CHMT is 3.0% (moderate). The 2025 annual accounts show negative equity (-€6,644) and a net result of €13,260. Its solvency ranks better than 5% of 1323 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth78
Track record94
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1323 sector peers (2025).
NBB · sector comparison
Position among 1323 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 September 2023, CHMT was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€6,644▲ 66.6%
2024 · -€19,904
Total assets
€414▼ 98.7%
2024 · €31,111
Net result
€13,260
2024 · -€27,904
Working capital
-€6,644▲ 66.6%
2024 · -€19,904
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€15,249-€13,355
Net result-€27,904below the sector's middle half-€13,260within the sector's middle half
Equity-€19,904below the sector's middle half--€6,644within the sector's middle half▲ 66.6%
Total assets€31,111below the sector's middle half-€414below the sector's middle half▼ 98.7%
Debt€51,015-€7,058▼ 86.2%
Working capital-€19,904within the sector's middle half--€6,644within the sector's middle half▲ 66.6%
Solvency-64.0%below the sector's middle half-
Current ratio0.61within the sector's middle half-
Return on assets (ROA)-89.7%below the sector's middle half-
above within below the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2024: -€15,249-€15,249Net result 2024: -€27,904-€27,904Operating result 2025: €13,355€13,355Net result 2025: €13,260€13,26020242025-€40,000-€20,000€0€20,000Operating result 2024: -€15,249-€15,200Net result 2024: -€27,904-€27,900Operating result 2025: €13,355€13,400Net result 2025: €13,260€13,30020242025
The operating result returns to profit in 2025: €13,355 after a loss of €15,249 in 2024.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€7,058▼
2024 · €51,015
Ratios withheld: a balance sheet total of €414 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,021 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
5.8% went bankrupt
4.0% stopped otherwise
89% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,021 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet Code20242025
Assets
Total assets20/58€31,111€414▼
Current assets29/58€31,111€414▼
Amounts receivable within one year40/41€30,438€66▼
Trade receivables40€30,438€66▼
Cash at bank and in hand54/58€673€348▼
Equity and liabilities
Total equity and liabilities10/49€31,111€414▼
Equity10/15-€19,904-€6,644▲
Contributions10/11€8,000€8,000=
Profit (loss) carried forward14-€27,904-€14,644▲
Amounts payable17/49€51,015€7,058▼
Amounts payable within one year42/48€51,015€7,058▼
Trade debts44€31,527€66▼
Suppliers440/4€31,527€66▼
Other amounts payable47/48€19,488€6,992▼
Income statement Code20242025
Other operating charges640/8€1,854€400▼
Gross operating margin9900-€13,394€13,754▲
Operating profit (loss)9901-€15,249€13,355▲
Financial charges65/66B€12,655€94▼
Recurring financial charges65€12,655€94▼
Profit (loss) for the period before taxes9903-€27,904€13,260▲
Profit (loss) for the period9904-€27,904€13,260▲
Profit (loss) for the period to be appropriated9905-€27,904€13,260▲
Appropriation of the result
Profit (loss) to be appropriated9906-€27,904-€14,644▲
Profit (loss) brought forward from the previous period14P--€27,904

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€1,854€400▼ 78.4%
Gross operating margin9900-€13,394€13,754▲ 203%
Operating profit (loss)9901-€15,249€13,355▲ 188%
Financial charges65/66B€12,655€94▼ 99.3%
Recurring financial charges65€12,655€94▼ 99.3%
Profit (loss) for the period before taxes9903-€27,904€13,260▲ 148%
Profit (loss) for the period9904-€27,904€13,260▲ 148%
Profit (loss) for the period to be appropriated9905-€27,904€13,260▲ 148%
Line20242025Change
Assets
Total assets20/58€31,111€414▼ 98.7%
Current assets29/58€31,111€414▼ 98.7%
Amounts receivable within one year40/41€30,438€66▼ 99.8%
Trade receivables40€30,438€66▼ 99.8%
Cash at bank and in hand54/58€673€348▼ 48.2%
Equity and liabilities
Total equity and liabilities10/49€31,111€414▼ 98.7%
Equity10/15-€19,904-€6,644▲ 66.6%
Contributions10/11€8,000€8,000=
Profit (loss) carried forward14-€27,904-€14,644▲ 47.5%
Amounts payable17/49€51,015€7,058▼ 86.2%
Amounts payable within one year42/48€51,015€7,058▼ 86.2%
Trade debts44€31,527€66▼ 99.8%
Suppliers440/4€31,527€66▼ 99.8%
Other amounts payable47/48€19,488€6,992▼ 64.1%
Line20242025Change
Profit (loss) for the period9904-€27,904€13,260▲ 148%
Operating cash flow (approximation)-€27,904€13,260▲ 148%
Change in cash--€324-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Back to profitnet €13,260
Net result €13,260 after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,012 m²
Building footprint
155 m²
Parcel 92006B0572/00C002, Wallonia. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CHMT
Rue du Chien-Courant 2, 5330 AssesseSpecialised construction activities
since 20232.349.504.207
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92006B0572/00C002 Wallonia 1,012 m² 1 · 155 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,007 companies in sector 55203 we hold annual accounts for 694. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
43990Other specialised construction activities
55209Other holiday and short-stay accommodation
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.