Chez Vous: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Chez Vous
Largest movements
- Receivables within one year -€29,457
down €29,457 (-17.4%), from €169,108 to €139,651
of which Other amounts receivable: -€39,255
- Tangible fixed assets +€7,751
up €7,751 (+18.9%), from €41,012 to €48,763
of which Furniture and vehicles: +€12,933
- Stocks and contracts -€4,544
down €4,544 (-70.3%), from €6,463 to €1,919
of which Stocks: -€4,814
- Trade debts -€52,218
down €52,218 (-57.6%), from €90,585 to €38,368
- Other debts +€20,436
up €20,436 (+203.1%), from €10,061 to €30,497
- Debts after one year +€8,311
up €8,311 (+387.6%), from €2,144 to €10,456
- Tax, wage and social debts -€4,348
down €4,348 (-61.1%), from €7,119 to €2,770
- Current portion of long-term debt +€3,467
up €3,467 (+113.7%), from €3,049 to €6,516
- Gross operating margin +€3,981
up €3,981 (+16.3%), from €24,482 to €28,463
- Depreciation +€3,081
up €3,081 (+20.8%), from €14,808 to €17,889
- Financial income -€882
down €882 (-98.9%), from €892 to €10
- Other operating charges +€872
up €872 (+59.6%), from €1,462 to €2,333
- Financial charges +€527
up €527 (+11.0%), from €4,792 to €5,319
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €221,242 | €195,333 | -€25,909 | -11.7% |
| Formation expenses | 20 | €0 | €0 | = | |
| Fixed assets | 21/28 | €41,012 | €48,763 | +€7,751 | +18.9% |
| Intangible fixed assets | 21 | €0 | €0 | = | |
| Tangible fixed assets | 22/27 | €41,012 | €48,763 | +€7,751 | +18.9% |
| Land and buildings | 22 | €4,637 | €4,102 | -€535 | -11.5% |
| Plant, machinery and equipment | 23 | €17,466 | €13,658 | -€3,809 | -21.8% |
| Furniture and vehicles | 24 | €12,335 | €25,268 | +€12,933 | +104.8% |
| Other tangible fixed assets | 26 | €6,573 | €5,735 | -€838 | -12.7% |
| Current assets | 29/58 | €180,230 | €146,570 | -€33,660 | -18.7% |
| Stocks and contracts in progress | 3 | €6,463 | €1,919 | -€4,544 | -70.3% |
| Stocks | 30/36 | €5,956 | €1,142 | -€4,814 | -80.8% |
| Contracts in progress | 37 | €507 | €777 | +€270 | +53.3% |
| Amounts receivable within one year | 40/41 | €169,108 | €139,651 | -€29,457 | -17.4% |
| Trade receivables | 40 | €123,419 | €133,216 | +€9,798 | +7.9% |
| Other amounts receivable | 41 | €45,690 | €6,435 | -€39,255 | -85.9% |
| Cash at bank and in hand | 54/58 | €0 | €0 | = | |
| Deferred charges and accrued income | 490/1 | €4,659 | €4,999 | +€341 | +7.3% |
| Total equity and liabilities | 10/49 | €221,242 | €195,333 | -€25,909 | -11.7% |
| Equity | 10/15 | €84,291 | €84,743 | +€452 | +0.5% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €70,031 | €70,483 | +€452 | +0.6% |
| Amounts payable | 17/49 | €136,951 | €110,589 | -€26,362 | -19.2% |
| Amounts payable after more than one year | 17 | €2,144 | €10,456 | +€8,311 | +387.6% |
| Financial debts | 170/4 | €2,144 | €10,456 | +€8,311 | +387.6% |
| Amounts payable within one year | 42/48 | €134,806 | €100,134 | -€34,673 | -25.7% |
| Current portion of amounts payable after more than one year | 42 | €3,049 | €6,516 | +€3,467 | +113.7% |
| Financial debts | 43 | €23,993 | €21,982 | -€2,010 | -8.4% |
| Credit institutions | 430/8 | €23,993 | €21,982 | -€2,010 | -8.4% |
| Trade debts | 44 | €90,585 | €38,368 | -€52,218 | -57.6% |
| Suppliers | 440/4 | €90,585 | €38,368 | -€52,218 | -57.6% |
| Taxes, remuneration and social security | 45 | €7,119 | €2,770 | -€4,348 | -61.1% |
| Taxes | 450/3 | €7,119 | €2,770 | -€4,348 | -61.1% |
| Other amounts payable | 47/48 | €10,061 | €30,497 | +€20,436 | +203.1% |
| Non-recurring operating income | 76A | €123 | - | -€123 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,808 | €17,889 | +€3,081 | +20.8% |
| Other operating charges | 640/8 | €1,462 | €2,333 | +€872 | +59.6% |
| Non-recurring operating charges | 66A | €649 | €704 | +€55 | +8.5% |
| Gross operating margin | 9900 | €24,482 | €28,463 | +€3,981 | +16.3% |
| Operating profit (loss) | 9901 | €7,564 | €7,536 | -€28 | -0.4% |
| Financial income | 75/76B | €892 | €10 | -€882 | -98.9% |
| Recurring financial income | 75 | €892 | €10 | -€882 | -98.9% |
| Financial charges | 65/66B | €4,792 | €5,319 | +€527 | +11.0% |
| Recurring financial charges | 65 | €4,792 | €5,319 | +€527 | +11.0% |
| Profit (loss) for the period before taxes | 9903 | €3,663 | €2,227 | -€1,437 | -39.2% |
| Income taxes | 67/77 | €2,074 | €1,774 | -€299 | -14.4% |
| Profit (loss) for the period | 9904 | €1,590 | €452 | -€1,137 | -71.5% |
| Profit (loss) for the period to be appropriated | 9905 | €1,590 | €452 | -€1,137 | -71.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.