Chez Vous

Active

Private limited company (pre-2019)founded 2008active for 18 yearsRue du Rixhon 42, 4920 Aywaille, BelgiumKBO/BCE: BE 0899.384.493

Summary

Chez Vous has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84,743 and a net result of €452. Equity is growing by about 6.9% per year across the filed financial years. Its solvency ranks better than 61% of 17,107 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

Chez VousActiveChecked score 83/100

Risk analysis Report Compare

Activity

Development of residential building projects

NACE 68121

1 site

Size

≈ €70,000turnover 2025, estimated

Equity: €84,743
Profit: €452

Turnover estimated from the gross margin

Financial health

83 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

Yves DEFFETDirector

2025 accounts 56 days early1 of 4 deeds summarised

Why 83raises riskLiquidity: current ratio 1.46, cash €0lowers riskFounded in 2008Size: total assets €195,333Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025

83 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 43% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 68+5

equity 43.4% of total assets

Liquidity 24+6

short-term debt 51.3% · cash 0.0%

Profitability 59=

return on assets 0.2%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,627 companies, NACE 68, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -0.5 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026lowest value 08-2026: 0.4%● unchanged vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value

Credit of up to €7,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.46, compared with 1.34 in 2024, below the usual 1.5; short-term debt: 51.3% and cash: 0% of total assets), and 56.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 59% on solvency, 19% on liquidity, 47% on profitability and 47% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.46, cash €0

NBB · annual accounts

Founded in 2008

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €195,333

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

56 days early

2024

29 days late

2023

21 days late

2022

21 days late

2021

25 days late

2020

19 days early

2019

28 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

05-06-2026 Annual accounts filedfinancial year 2025 · micro…
29-08-2025 Annual accounts filedfinancial year 2024 · micro…
23-01-2025 Resignation: Yves DEFFET (manager)Appointment: Yves DEFFET (director) ·…

Key points

Positive: 6 profitable years in a rowprofit 2025: €452 6 years View
One director decidessole director in office 1 View
Total assets 20256 financial years filed €195,333 View

By topic

Financials

Financial year: 2025
Total assets: €195,333
Profit: €452
Solvency: 43.4%

Go to Financials

Board & ownership

Board: 1 member

Yves DEFFETDirector

Go to Board & ownership

Timeline

Events: 21
Since: 2009
Next accounts: by 31-07-2027

21-08-2024Annual accounts filed
21-08-2023Annual accounts filed
25-08-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Development of residential building projectsNACE 68121
Founded: 18-07-2008
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 25

Annual meeting: Third Monday of May at 18:00
Purpose: “Toutes activités de services d'aménagement paysager” (deed in French)

Go to Articles of association

Key facts about Chez Vous

What is the company number of Chez Vous?: 0899.384.493. In Belgium the VAT number is the company number with BE in front: BE 0899.384.493.
Where is Chez Vous based?: The registered office is at Rue du Rixhon 42, 4920 Aywaille.Company details
What does Chez Vous do?: According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of Chez Vous?: Private limited company (pre-2019) (BVBA).
When was Chez Vous founded?: On 18-07-2008.
Is Chez Vous still active?: Yes, Chez Vous is an active enterprise in the KBO register.
How many employees does Chez Vous have?: On average 0.3 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of Chez Vous?: €0 in financial year 2019, according to the filed annual accounts.
Is Chez Vous profitable?: In financial year 2025, Chez Vous made a profit of €452.
Where can I find the annual accounts of Chez Vous?: Chez Vous filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Chez Vous due?: By 31-07-2027, for financial year 2026.Timeline