CHEZ KARIM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CHEZ KARIM
Largest movements
- Cash +€4,726
up €4,726 (+178%), from €2,648 to €7,374
mainly Net result for the year (+€5,389)
- Profit (loss) carried forward +€5,389
up €5,389 (+96.2%), from -€5,601 to -€212
- Tax, wage and social debts -€446
down €446 (-25.3%), from €1,765 to €1,319
- Trade debts -€133
down €133 (-31.4%), from €423 to €290
- Other debts -€84
down €84 (-2.1%), from €4,061 to €3,977
- Gross operating margin +€2,282
up €2,282 (+70.4%), from €3,242 to €5,524
- Purchases and services -€1,846
down €1,846 (-10.1%), from €18,274 to €16,428
- Turnover +€436
up €436 (+2.0%), from €21,516 to €21,952
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,648 | €7,374 | +€4,726 | +178% |
| Current assets | 29/58 | €2,648 | €7,374 | +€4,726 | +178% |
| Cash at bank and in hand | 54/58 | €2,648 | €7,374 | +€4,726 | +178% |
| Total equity and liabilities | 10/49 | €2,648 | €7,374 | +€4,726 | +178% |
| Equity | 10/15 | -€3,601 | €1,788 | +€5,389 | |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€5,601 | -€212 | +€5,389 | +96.2% |
| Amounts payable | 17/49 | €6,249 | €5,586 | -€663 | -10.6% |
| Amounts payable within one year | 42/48 | €6,249 | €5,586 | -€663 | -10.6% |
| Trade debts | 44 | €423 | €290 | -€133 | -31.4% |
| Suppliers | 440/4 | €423 | €290 | -€133 | -31.4% |
| Taxes, remuneration and social security | 45 | €1,765 | €1,319 | -€446 | -25.3% |
| Taxes | 450/3 | €1,765 | €1,319 | -€446 | -25.3% |
| Other amounts payable | 47/48 | €4,061 | €3,977 | -€84 | -2.1% |
| Turnover | 70 | €21,516 | €21,952 | +€436 | +2.0% |
| Goods, raw materials, services and sundry goods | 60/61 | €18,274 | €16,428 | -€1,846 | -10.1% |
| Other operating charges | 640/8 | €5 | - | -€5 | |
| Gross operating margin | 9900 | €3,242 | €5,524 | +€2,282 | +70.4% |
| Operating profit (loss) | 9901 | €3,237 | €5,524 | +€2,287 | +70.7% |
| Financial charges | 65/66B | €153 | €135 | -€18 | -11.8% |
| Recurring financial charges | 65 | €153 | €135 | -€18 | -11.8% |
| Profit (loss) for the period before taxes | 9903 | €3,084 | €5,389 | +€2,305 | +74.7% |
| Profit (loss) for the period | 9904 | €3,084 | €5,389 | +€2,305 | +74.7% |
| Profit (loss) for the period to be appropriated | 9905 | €3,084 | €5,389 | +€2,305 | +74.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.