Debts
€5,586 76% of the balance sheet
Suppliers 5%Taxes and wages 24%Other 71%
CHEZ KARIM
Lifetime
3 annual accounts with figures on one time axispeak €21,952 (2025)
€21,952▲ 2.0%
lowest -€8,685 (2023)
€5,389▲ 74.7%
peak €1,788 (2025)
€1,788▲ €5,389
€5,586▼ 10.6%
Board1 name since 2022
1 directorOUAALI Karim
Documentsfilings and deeds
17-09-202648 days late
2025micro format
Gross margin from €3,242 to €5,524Result from €3,084 to €5,389Equity from -€3,601 to €1,788Cash from €2,648 to €7,374
Key points
from the 2025 annual accountsFilings
3 annual accounts 3 late
The 2024 accounts came latest: 55 days after the end of the period.
At the same address
496 companies
Checked score
66
Healthy
Financially stronger than 69% of micro companies in personal services (NACE 96)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.4%
01-2025: 1.5%▲ +0.1 percentage points vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.5%● unchanged vs 03-2025
05-2025: 1.5%● unchanged vs 04-2025
06-2025: 1.4%▼ -0.1 percentage points vs 05-2025
07-2025: 1.5%▲ +0.1 percentage points vs 06-2025
08-2025: 2.0%▲ +0.5 percentage points vs 07-2025
09-2025: 2.3%▲ +0.3 percentage points vs 08-2025
10-2025: 1.9%▼ -0.4 percentage points vs 09-2025
11-2025: 1.9%● unchanged vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 2.0%▲ +0.1 percentage points vs 01-2026
03-2026: 2.0%● unchanged vs 02-2026
04-2026: 2.1%▲ +0.1 percentage points vs 03-2026
05-2026: 2.1%● unchanged vs 04-2026
06-2026: 1.9%▼ -0.2 percentage points vs 05-2026
07-2026: 1.9%● unchanged vs 06-2026
08-2026: 2.4%▲ +0.5 percentage points vs 07-2026
09-2026: 2.6%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 1.4%▼ -1.2 percentage points vs 09-2026lowest value
11-2026: 1.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 48 days late; 2 of the last 3 accounts late
Size: turnover €21,952, total assets €7,374
Founded in 2022
lowers risk
Liquidity: current ratio 1.32, cash €7,374
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 48% of them on solvency, 63% on liquidity, 93% on profitability and 71% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as CHEZ KARIM has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CHEZ KARIM itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for CHEZ KARIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 48 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
48 days late
2024
55 days late
2023
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 43 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Incorporation
Founding capital of €2,000, 100 shares · Founder: OUAALI Karim · Appointment: OUAALI Karim (director) · published on 05-10-2022 · Gazette deed
First establishment
Leopold II-laan 220, Koekelberg
Comparable companies
same main activity, similar in size and ageGrey: the largest companies of the sector (personal services (NACE 96)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as CHEZ KARIM: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €5,840 and €8,090, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 03-10-2022Normal situation
- Registered office
- 497 active companies are registered at this address88 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Hairdressing and barber servicesNACE 96210
- Establishment unit
- 2.336.431.5751081 Koekelberg, since 03-10-2022
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on CHEZ KARIM
CHEZ KARIM has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,788 and a net result of €5,389.
Equity has been growing by about 118% per year since 2023. Its solvency ranks better than 48% of 5,754 sector peers (NACE 96, financial year 2025).
The computed 12-month bankruptcy probability is 1.4% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHEZ KARIM
- What is the company number of CHEZ KARIM?
- The company number of CHEZ KARIM is 0791.766.557. The VAT number is the same number with BE in front: BE 0791.766.557.
- Where is CHEZ KARIM based?
- The registered office is at Oudesmidsestraat 20, 1700 Dilbeek.Company details
- What does CHEZ KARIM do?
- According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
- What is the legal form of CHEZ KARIM?
- CHEZ KARIM is a private limited company (BV).
- When was CHEZ KARIM founded?
- CHEZ KARIM was founded on 03-10-2022.
- Is CHEZ KARIM still active?
- Yes, CHEZ KARIM is an active enterprise in the KBO register.
- What is the turnover of CHEZ KARIM?
- The turnover of CHEZ KARIM was €21,952 in financial year 2025, according to the filed annual accounts.Financials
- Is CHEZ KARIM profitable?
- In financial year 2025, CHEZ KARIM made a profit of €5,389.
- Where can I find the annual accounts of CHEZ KARIM?
- CHEZ KARIM filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHEZ KARIM due?
- CHEZ KARIM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.