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CHEOPS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CHEOPS

BE 0446.571.964
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€9,487
2024 · -€24,501+€15,014
Equity
€248,165
2024 · €257,652-€9,487
Cash
€4,683
2024 · €4,882-€199
Balance sheet total
€378,040
2024 · €389,203-€11,163

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€11,447

    down €11,447 (-3.0%), from €377,668 to €366,220

    of which Land and buildings: -€10,591

Equity and liabilities
  • Profit (loss) carried forward -€9,487

    down €9,487 (-41.0%), from €23,145 to €13,658

Income statement
  • Gross operating margin +€13,983

    up €13,983, from -€9,810 to €4,172

  • Financial charges -€3,866

    down €3,866 (-98.5%), from €3,925 to €59

    of which Non-recurring financial charges: -€3,836

  • Other operating charges +€1,584

    up €1,584 (+278.0%), from €570 to €2,154

  • Depreciation +€1,111

    up €1,111 (+10.7%), from €10,336 to €11,447

  • Taxes +€140

    no longer reported in 2025 (was -€140)

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€24,501
Gross operating margin +€13,983
Depreciation -€1,111
Other operating charges -€1,584
Financial charges +€3,866
Taxes -€140
Result 2025 -€9,487

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€199
Investment €0
Financing €0
Cash 2024 €4,882
Net result for the year -€9,487
Depreciation +€11,447
Receivables within one year -€483
Other debts -€1,752
Accrued charges and deferred income +€76
Cash 2025 €4,683
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €389,203 €378,040 -€11,163 -2.9%
Fixed assets 21/28 €380,321 €368,874 -€11,447 -3.0%
Tangible fixed assets 22/27 €377,668 €366,220 -€11,447 -3.0%
Land and buildings 22 €373,914 €363,323 -€10,591 -2.8%
Plant, machinery and equipment 23 €3,321 €2,897 -€424 -12.8%
Furniture and vehicles 24 €433 - -€433
Financial fixed assets 28 €2,654 €2,654 = 0.0%
Current assets 29/58 €8,882 €9,166 +€284 +3.2%
Amounts receivable within one year 40/41 €4,000 €4,483 +€483 +12.1%
Trade receivables 40 - €1,983 +€1,983
Other amounts receivable 41 €4,000 €2,500 -€1,500 -37.5%
Cash at bank and in hand 54/58 €4,882 €4,683 -€199 -4.1%
Total equity and liabilities 10/49 €389,203 €378,040 -€11,163 -2.9%
Equity 10/15 €257,652 €248,165 -€9,487 -3.7%
Contributions 10/11 €213,188 €213,188 = 0.0%
Capital 10 €213,188 €213,188 = 0.0%
Issued capital 100 €213,188 €213,188 = 0.0%
Reserves 13 €21,319 €21,319 = 0.0%
Non-distributable reserves 130/1 €21,319 €21,319 = 0.0%
Legal reserve 130 €21,319 €21,319 = 0.0%
Profit (loss) carried forward 14 €23,145 €13,658 -€9,487 -41.0%
Amounts payable 17/49 €131,551 €129,875 -€1,676 -1.3%
Amounts payable after more than one year 17 €44,500 €44,500 = 0.0%
Financial debts 170/4 €44,500 €44,500 = 0.0%
Amounts payable within one year 42/48 €86,664 €84,912 -€1,752 -2.0%
Other amounts payable 47/48 €86,664 €84,912 -€1,752 -2.0%
Accrued charges and deferred income 492/3 €387 €464 +€76 +19.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €10,336 €11,447 +€1,111 +10.7%
Other operating charges 640/8 €570 €2,154 +€1,584 +278.0%
Gross operating margin 9900 -€9,810 €4,172 +€13,983
Operating profit (loss) 9901 -€20,717 -€9,429 +€11,288 +54.5%
Financial charges 65/66B €3,925 €59 -€3,866 -98.5%
Recurring financial charges 65 €89 €59 -€30 -34.1%
Non-recurring financial charges 66B €3,836 - -€3,836
Profit (loss) for the period before taxes 9903 -€24,641 -€9,487 +€15,154 +61.5%
Income taxes 67/77 -€140 - +€140
Profit (loss) for the period 9904 -€24,501 -€9,487 +€15,014 +61.3%
Profit (loss) for the period to be appropriated 9905 -€24,501 -€9,487 +€15,014 +61.3%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.