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CEDAR - INTERCO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CEDAR - INTERCO

BE 0450.941.023
NACE 46.900, Non-specialised wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€4,620
2024 · €287+€4,333
Equity
€243,039
2024 · €238,419+€4,620
Cash
€71,681
2024 · €37,729+€33,952
Balance sheet total
€410,811
2024 · €373,969+€36,842

Largest movements

2024 to 2025
Assets
  • Cash +€33,952

    up €33,952 (+90.0%), from €37,729 to €71,681

    mainly Trade debts (+€32,720) and Depreciation (+€26,929)

  • Tangible fixed assets -€26,074

    down €26,074 (-36.9%), from €70,587 to €44,512

    of which Furniture and vehicles: -€13,795

  • Receivables within one year +€23,139

    up €23,139 (+23.6%), from €97,910 to €121,049

    of which Trade receivables: +€21,200

  • Deferred charges and accrued income +€5,825

    up €5,825 (+126.8%), from €4,595 to €10,420

Equity and liabilities
  • Trade debts +€32,720

    up €32,720 (+87.9%), from €37,216 to €69,937

  • Debts after one year -€18,568

    down €18,568 (-43.5%), from €42,696 to €24,128

  • Advances received +€13,535

    up €13,535 (+194.3%), from €6,965 to €20,500

  • Reserves +€4,620

    up €4,620 (+2.6%), from €176,419 to €181,039

    of which Distributable reserves: +€4,620

Income statement
  • Gross operating margin +€6,881

    up €6,881 (+7.7%), from €89,029 to €95,910

  • Financial income -€5,740

    down €5,740 (-99.9%), from €5,747 to €7

    of which Financial income: -€4,034

  • Staff costs -€3,408

    down €3,408 (-7.2%), from €47,151 to €43,743

  • Financial charges -€2,811

    down €2,811 (-39.8%), from €7,069 to €4,258

  • Taxes +€1,916

    up €1,916 (+62.1%), from €3,084 to €5,000

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €287
Gross operating margin +€6,881
Staff costs +€3,408
Depreciation -€584
Other operating charges -€528
Financial income -€5,740
Financial charges +€2,811
Taxes -€1,916
Result 2025 €4,620

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€52,549
Investment -€855
Financing -€17,742
Cash 2024 €37,729
Net result for the year +€4,620
Depreciation +€26,929
Receivables within one year -€23,139
Deferred charges and accrued income -€5,825
Trade debts +€32,720
Tax, wage and social debts +€3,709
Advances received +€13,535
Investment in fixed assets (net) -€855
Debts after one year -€18,568
Current portion of long-term debt +€826
Cash 2025 €71,681
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €373,969 €410,811 +€36,842 +9.9%
Fixed assets 21/28 €77,187 €51,112 -€26,074 -33.8%
Tangible fixed assets 22/27 €70,587 €44,512 -€26,074 -36.9%
Plant, machinery and equipment 23 €36,949 €24,670 -€12,279 -33.2%
Furniture and vehicles 24 €33,637 €19,842 -€13,795 -41.0%
Financial fixed assets 28 €6,600 €6,600 = 0.0%
Current assets 29/58 €296,783 €359,699 +€62,916 +21.2%
Stocks and contracts in progress 3 €156,549 €156,549 = 0.0%
Stocks 30/36 €156,549 €156,549 = 0.0%
Amounts receivable within one year 40/41 €97,910 €121,049 +€23,139 +23.6%
Trade receivables 40 €1,000 €22,200 +€21,200 +2120.0%
Other amounts receivable 41 €96,910 €98,849 +€1,939 +2.0%
Cash at bank and in hand 54/58 €37,729 €71,681 +€33,952 +90.0%
Deferred charges and accrued income 490/1 €4,595 €10,420 +€5,825 +126.8%
Total equity and liabilities 10/49 €373,969 €410,811 +€36,842 +9.9%
Equity 10/15 €238,419 €243,039 +€4,620 +1.9%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €176,419 €181,039 +€4,620 +2.6%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Distributable reserves 133 €170,219 €174,839 +€4,620 +2.7%
Amounts payable 17/49 €135,550 €167,772 +€32,222 +23.8%
Amounts payable after more than one year 17 €42,696 €24,128 -€18,568 -43.5%
Financial debts 170/4 €42,696 €24,128 -€18,568 -43.5%
Amounts payable within one year 42/48 €92,854 €143,644 +€50,790 +54.7%
Current portion of amounts payable after more than one year 42 €17,742 €18,568 +€826 +4.7%
Trade debts 44 €37,216 €69,937 +€32,720 +87.9%
Suppliers 440/4 €37,216 €69,937 +€32,720 +87.9%
Advances received on contracts in progress 46 €6,965 €20,500 +€13,535 +194.3%
Taxes, remuneration and social security 45 €30,930 €34,640 +€3,709 +12.0%
Taxes 450/3 €3,301 €8,301 +€5,000 +151.5%
Remuneration and social security 454/9 €27,629 €26,339 -€1,291 -4.7%
Remuneration, social security and pensions 62 €47,151 €43,743 -€3,408 -7.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €26,345 €26,929 +€584 +2.2%
Other operating charges 640/8 €10,840 €11,368 +€528 +4.9%
Gross operating margin 9900 €89,029 €95,910 +€6,881 +7.7%
Operating profit (loss) 9901 €4,693 €13,870 +€9,177 +195.5%
Financial income 75/76B €5,747 €7 -€5,740 -99.9%
Recurring financial income 75 €4,042 €7 -€4,034 -99.8%
Non-recurring financial income 76B €1,705 - -€1,705
Financial charges 65/66B €7,069 €4,258 -€2,811 -39.8%
Recurring financial charges 65 €7,069 €4,258 -€2,811 -39.8%
Profit (loss) for the period before taxes 9903 €3,371 €9,620 +€6,249 +185.4%
Income taxes 67/77 €3,084 €5,000 +€1,916 +62.1%
Profit (loss) for the period 9904 €287 €4,620 +€4,333 +1508.2%
Profit (loss) for the period to be appropriated 9905 €287 €4,620 +€4,333 +1508.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.