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CAVER: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

CAVER

BE 0429.760.676
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€684
2024 · -€68,700+€68,016
Equity
€554,021
2024 · €554,706-€684
Cash
€48,318
2024 · €788+€47,530
Balance sheet total
€565,577
2024 · €573,247-€7,670

Largest movements

2024 to 2025
Assets
  • Cash +€47,530

    up €47,530 (+6035.2%), from €788 to €48,318

    mainly Depreciation (+€35,027) and Stocks and contracts (+€31,411)

  • Stocks and contracts -€31,411

    no longer reported in 2025 (was €31,411)

  • Tangible fixed assets -€15,851

    down €15,851 (-5.5%), from €289,379 to €273,528

    of which Land and buildings: -€24,129

Equity and liabilities
  • Other debts -€10,214

    down €10,214 (-78.9%), from €12,945 to €2,731

Income statement
  • Gross operating margin +€80,287

    up €80,287 (+10650.7%), from €754 to €81,041

  • Staff costs +€8,402

    up €8,402 (+24.1%), from €34,904 to €43,306

  • Depreciation -€854

    down €854 (-2.4%), from €35,881 to €35,027

  • Other operating charges +€829

    up €829 (+32.3%), from €2,565 to €3,395

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€68,700
Gross operating margin +€80,287
Staff costs -€8,402
Depreciation +€854
Other operating charges -€829
Other operating items -€4,145
Financial charges +€97
Taxes +€155
Result 2025 -€684

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€64,706
Investment -€17,176
Financing €0
Cash 2024 €788
Net result for the year -€684
Depreciation +€35,027
Stocks and contracts +€31,411
Receivables within one year +€4,991
Deferred charges and accrued income +€947
Trade debts -€861
Tax, wage and social debts +€2,903
Other debts -€10,214
Accrued charges and deferred income +€1,186
Investment in fixed assets (net) -€17,176
Cash 2025 €48,318
Every line side by side 51 lines
Line Code 2024 2025 Change %
Total assets 20/58 €573,247 €565,577 -€7,670 -1.3%
Fixed assets 21/28 €307,849 €289,998 -€17,851 -5.8%
Intangible fixed assets 21 €18,170 €16,170 -€2,000 -11.0%
Tangible fixed assets 22/27 €289,379 €273,528 -€15,851 -5.5%
Land and buildings 22 €252,497 €228,368 -€24,129 -9.6%
Plant, machinery and equipment 23 €13,889 €10,489 -€3,400 -24.5%
Furniture and vehicles 24 €22,993 €34,672 +€11,678 +50.8%
Financial fixed assets 28 €300 €300 = 0.0%
Current assets 29/58 €265,398 €275,579 +€10,181 +3.8%
Amounts receivable after more than one year 29 €215,000 €215,000 = 0.0%
Other amounts receivable 291 €215,000 €215,000 = 0.0%
Stocks and contracts in progress 3 €31,411 - -€31,411
Stocks 30/36 €31,411 - -€31,411
Amounts receivable within one year 40/41 €17,252 €12,262 -€4,991 -28.9%
Trade receivables 40 €10,011 €12,262 +€2,251 +22.5%
Other amounts receivable 41 €7,241 - -€7,241
Cash at bank and in hand 54/58 €788 €48,318 +€47,530 +6035.2%
Deferred charges and accrued income 490/1 €947 - -€947
Total equity and liabilities 10/49 €573,247 €565,577 -€7,670 -1.3%
Equity 10/15 €554,706 €554,021 -€684 -0.1%
Contributions 10/11 €448,880 €448,880 = 0.0%
Capital 10 €448,880 €448,880 = 0.0%
Issued capital 100 €448,880 €448,880 = 0.0%
Reserves 13 €192,252 €192,252 = 0.0%
Non-distributable reserves 130/1 €822 €822 = 0.0%
Legal reserve 130 €822 €822 = 0.0%
Distributable reserves 133 €191,431 €191,431 = 0.0%
Profit (loss) carried forward 14 -€86,427 -€87,111 -€684 -0.8%
Amounts payable 17/49 €18,542 €11,556 -€6,986 -37.7%
Amounts payable within one year 42/48 €18,542 €10,370 -€8,172 -44.1%
Trade debts 44 €3,573 €2,712 -€861 -24.1%
Suppliers 440/4 €3,573 €2,712 -€861 -24.1%
Taxes, remuneration and social security 45 €2,023 €4,926 +€2,903 +143.5%
Taxes 450/3 €127 €2,968 +€2,841 +2235.3%
Remuneration and social security 454/9 €1,896 €1,958 +€63 +3.3%
Other amounts payable 47/48 €12,945 €2,731 -€10,214 -78.9%
Accrued charges and deferred income 492/3 - €1,186 +€1,186
Remuneration, social security and pensions 62 €34,904 €43,306 +€8,402 +24.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €35,881 €35,027 -€854 -2.4%
Other operating charges 640/8 €2,565 €3,395 +€829 +32.3%
Non-recurring operating charges 66A - €4,145 +€4,145
Gross operating margin 9900 €754 €81,041 +€80,287 +10650.7%
Operating profit (loss) 9901 -€72,596 -€4,831 +€67,765 +93.3%
Financial income 75/76B €4,300 €4,300 = 0.0%
Recurring financial income 75 €4,300 €4,300 = 0.0%
Financial charges 65/66B €277 €180 -€97 -34.9%
Recurring financial charges 65 €277 €180 -€97 -34.9%
Profit (loss) for the period before taxes 9903 -€68,573 -€712 +€67,862 +99.0%
Income taxes 67/77 €127 -€28 -€155
Profit (loss) for the period 9904 -€68,700 -€684 +€68,016 +99.0%
Profit (loss) for the period to be appropriated 9905 -€68,700 -€684 +€68,016 +99.0%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.