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CAVER

Active Public limited companyfounded 1986active for 40 yearsSmalle Heerweg 215, 9080 LochristiKBO/BCE: BE 0429.760.676

Lifetime

19 annual accounts with figures on one time axis, 39 filings since 1987
peak €509,131 (2021)
€81,041▲ 108×
lowest -€68,700 (2024)
-€684▲ €68,016
peak €641,490 (2022)
€554,021▼ 0.1%
€11,556▼ 37.7%
Board4 names since 2018
2 directors and 1 other
Documentsfilings and deeds
12-05-202612 days late
2025micro format
Gross margin from €754 to €81,041Loss of €684Debts from €18,542 to €11,556Cash from €788 to €48,318

Key points

from the 2025 annual accounts

Losses

-€87,469 in three years
-18,0842023-68,7002024-6842025

Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.

Liquidity

26.58 was 14.31 in 2024

Short-term debts fell from €18,542 to €10,370.

Filings

39 annual accounts since 1987
deadline1990200020102020

Two of the last ten came late. The 2025 accounts came latest: 12 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 8,613 companies had the same profile as CAVER has now. Each dot stands for 22 companies, two years later.

94.1%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 8,613 companies, not a prediction for CAVER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director, since 01-06-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0429760676
Company renamed from IMMOCAVER to CAVER “Diensten in verband met vervoer te land; Handelsbemiddeling in auto’s en lichte vrachtwagens; Detailhandel in…” (deed in Dutch) · Gazette deed
Resignation: (director) Appointment: (director) · Director discharge: · General meeting of 01-06-2023 · Gazette deed
Resignation: (director) Permanent representative: · Director discharge: · General meeting of 01-09-2021 · Gazette deed
All 52 events

Comparable companies

same main activity, similar in size and age
Company
CAVER Lochristi €565,577 €81,041 98.0% -
VERVAECK B.G.F. Zulte €495,517 €69,400 63.6% -
GARAGE JACOBS Ninove €541,663 €67,207 94.6% -
Noboss Stekene €534,442 €69,489 26.2% 1.8
CAR COMPANY DEROOSE Merelbeke-Melle €592,616 €74,093 47.1% -
Vermeulen Angels Waasmunster €472,284 €86,927 33.7% -
GARAGE WILLEMS GEERT Dendermonde €714,472 €102,466 84.7% 2.1

These companies have the same main activity as CAVER: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €472,000 and €714,000, founded between 1979 and 1992.

Official details

Source: KBO
Status
Active since 31-10-1986Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 2 others
Establishment unit
2.033.567.3869080 Lochristi, since 16-02-1987
Financial year end
30 September
Peppol
Reachable since 20-12-2025
Company details

Annual accounts to 30-09-2025

≈ €620,000estimated
€565,577▼ 1.3%
≈ 1 FTEestimated
Filing
Filed on 12-05-2026
Financials

Insights on CAVER

CAVER files the micro format. That format states no turnover. The gross margin rose from €25,453 in 2007 to €81,041 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CAVER

What is the company number of CAVER?
The company number of CAVER is 0429.760.676. The VAT number is the same number with BE in front: BE 0429.760.676.
Where is CAVER based?
The registered office is at Smalle Heerweg 215, 9080 Lochristi.Company details
What does CAVER do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of CAVER?
CAVER is a public limited company (NV).
When was CAVER founded?
CAVER was founded on 31-10-1986.
Is CAVER still active?
Yes, CAVER is an active enterprise in the KBO register.
What is the turnover of CAVER?
The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €81,041 and 32 comparable companies (NACE 47811). It probably lies between €420,000 and €1.3m.Financials
Is CAVER profitable?
In financial year 2025, CAVER made a loss of €684.
Where can I find the annual accounts of CAVER?
CAVER filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAVER due?
CAVER must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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