CASA MONTE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CASA MONTE
Largest movements
- Current investments -€2.5m
down €2.5m (-62.5%), from €4.0m to €1.5m
- Receivables after one year +€2.5m
up €2.5m (+1,192%), from €206,572 to €2.7m
- Cash -€588,835
down €588,835 (-100.0%), from €588,845 to €10
mainly Receivables after one year (-€2.5m) and Trade debts (-€600,046)
- Stocks and contracts +€421,460
up €421,460 (+39.9%), from €1.1m to €1.5m
- Receivables within one year -€256,253
down €256,253 (-16.6%), from €1.5m to €1.3m
of which Trade receivables: -€711,000
- Trade debts -€600,046
down €600,046 (-97.4%), from €616,274 to €16,228
- Profit (loss) carried forward +€365,447
up €365,447 (+6.0%), from €6.0m to €6.4m
- Financial income -€7.6m
down €7.6m (-94.8%), from €8.0m to €411,166
- Gross operating margin +€1.2m
up €1.2m, from -€1.2m to €44,394
- Depreciation +€43,790
up €43,790 (+123%), from €35,733 to €79,523
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,015,842 | €7,691,874 | -€323,968 | -4.0% |
| Fixed assets | 21/28 | €614,606 | €754,066 | +€139,461 | +22.7% |
| Tangible fixed assets | 22/27 | €614,606 | €754,066 | +€139,461 | +22.7% |
| Land and buildings | 22 | €521,304 | €453,969 | -€67,335 | -12.9% |
| Furniture and vehicles | 24 | €93,301 | €300,097 | +€206,796 | +222% |
| Current assets | 29/58 | €7,401,237 | €6,937,808 | -€463,429 | -6.3% |
| Amounts receivable after more than one year | 29 | €206,572 | €2,668,113 | +€2.5m | +1,192% |
| Other amounts receivable | 291 | €206,572 | €2,668,113 | +€2.5m | +1,192% |
| Stocks and contracts in progress | 3 | €1,057,331 | €1,478,790 | +€421,460 | +39.9% |
| Stocks | 30/36 | €1,057,331 | €1,478,790 | +€421,460 | +39.9% |
| Amounts receivable within one year | 40/41 | €1,547,147 | €1,290,894 | -€256,253 | -16.6% |
| Trade receivables | 40 | €711,000 | - | -€711,000 | |
| Other amounts receivable | 41 | €836,147 | €1,290,894 | +€454,747 | +54.4% |
| Current investments | 50/53 | €4,000,000 | €1,500,000 | -€2.5m | -62.5% |
| Cash at bank and in hand | 54/58 | €588,845 | €10 | -€588,835 | -100.0% |
| Deferred charges and accrued income | 490/1 | €1,341 | - | -€1,341 | |
| Total equity and liabilities | 10/49 | €8,015,842 | €7,691,874 | -€323,968 | -4.0% |
| Equity | 10/15 | €7,067,524 | €7,432,972 | +€365,447 | +5.2% |
| Contributions | 10/11 | €1,006,200 | €1,006,200 | = | 0.0% |
| Reserves | 13 | €15,958 | €15,958 | = | 0.0% |
| Non-distributable reserves | 130/1 | €198 | €198 | = | 0.0% |
| Reserves not available under the articles | 1311 | €198 | €198 | = | 0.0% |
| Tax-exempt reserves | 132 | €15,761 | €15,761 | = | 0.0% |
| Profit (loss) carried forward | 14 | €6,045,366 | €6,410,813 | +€365,447 | +6.0% |
| Amounts payable | 17/49 | €948,318 | €258,903 | -€689,415 | -72.7% |
| Amounts payable after more than one year | 17 | €53,981 | €14,232 | -€39,749 | -73.6% |
| Financial debts | 170/4 | €53,981 | €14,232 | -€39,749 | -73.6% |
| Amounts payable within one year | 42/48 | €865,622 | €220,107 | -€645,515 | -74.6% |
| Current portion of amounts payable after more than one year | 42 | €48,563 | €6,215 | -€42,348 | -87.2% |
| Trade debts | 44 | €616,274 | €16,228 | -€600,046 | -97.4% |
| Suppliers | 440/4 | €616,274 | €16,228 | -€600,046 | -97.4% |
| Taxes, remuneration and social security | 45 | - | €13,439 | +€13,439 | |
| Taxes | 450/3 | - | €13,439 | +€13,439 | |
| Other amounts payable | 47/48 | €200,786 | €184,225 | -€16,560 | -8.2% |
| Accrued charges and deferred income | 492/3 | €28,715 | €24,564 | -€4,152 | -14.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €35,733 | €79,523 | +€43,790 | +123% |
| Other operating charges | 640/8 | €10,776 | €7,597 | -€3,179 | -29.5% |
| Gross operating margin | 9900 | -€1,154,438 | €44,394 | +€1.2m | |
| Operating profit (loss) | 9901 | -€1,200,947 | -€42,726 | +€1.2m | +96.4% |
| Financial income | 75/76B | €7,964,682 | €411,166 | -€7.6m | -94.8% |
| Recurring financial income | 75 | €7,964,682 | €411,166 | -€7.6m | -94.8% |
| Financial charges | 65/66B | €8,151 | €2,624 | -€5,527 | -67.8% |
| Recurring financial charges | 65 | €8,151 | €2,624 | -€5,527 | -67.8% |
| Profit (loss) for the period before taxes | 9903 | €6,755,584 | €365,816 | -€6.4m | -94.6% |
| Income taxes | 67/77 | €381 | €369 | -€12 | -3.1% |
| Profit (loss) for the period | 9904 | €6,755,203 | €365,447 | -€6.4m | -94.6% |
| Profit (loss) for the period to be appropriated | 9905 | €6,755,203 | €365,447 | -€6.4m | -94.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.