CASA MONTE
ActiveCASA MONTE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7.07M and a net result of €6.76M. Equity is growing by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
83
/ 100
Excellent▲ +22 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+25
Solvency100▲+63
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €600k at 30 days acceptable
Liquidity ample (current ratio 8.55 against 0.51 in 2023), and 11.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.2%
Return on assets
84.3%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
62 d late
2022
56 d late
2021
31 d late
2020
36 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€7.07M▲ 2,163%
2023 · €312k
2018: €155k
2019: €196k
2020: €168k
2021: €229k
2022: €265k
2023: €312k
2018 → 2024
Total assets
€8.02M▲ 680%
2023 · €1.03M
2018: €756k
2019: €1.36M
2020: €1.22M
2021: €1.19M
2022: €1.19M
2023: €1.03M
2018 → 2024
Net result
€6.76M▲ 14,235%
2023 · €47k
2018: €30k
2019: €40k
2020: €-28k
2021: €61k
2022: €36k
2023: €47k
2018 → 2024
Working capital
€6.54M
2023 · €-270k
2018: €-205k
2019: €-145k
2020: €-229k
2021: €-368k
2022: €-332k
2023: €-270k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€168k-€229k▲ 36.7%€265k▲ 15.8%€312k▲ 17.8%€7.07M▲ 2,163%
Operating result€-17k-€69k€36k▼ 48.0%€58k▲ 61.5%€-1.20M
Net result€-28k-€61k€36k▼ 41.2%€47k▲ 30.3%€6.76M▲ 14,235%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €1.20M after €58k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €8.02M
Fixed assets
€615k▼ 18.0%
Current assets
€7.40M▲ 2,564%
Equity and liabilities €8.02M
Equity
€7.07M▲ 2,163%
Debt
€948k▲ 32.7%
The debt ratio falls from 69.6% to 11.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€-1.17M▼
2023 · €94k
Cash flow
€6.79M▲
2023 · €83k
Solvency
88.2%▲
2023 · 30.4%
Current ratio
8.55▲
2023 · 0.51
Quick ratio
7.33▲
2023 · 0.30
Debt / equity
0.13▼
2023 · 2.29
ROE
95.6%▲
2023 · 15.1%
ROA
84.3%▲
2023 · 4.6%
Interest coverage
-142.96▼
2023 · 13.25
Debt
€948k▲
2023 · €715k
Debt ≤ 1 year
€866k▲
2023 · €548k
Debt > 1 year
€54k▼
2023 · €167k
Income taxes
€381▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.03M€8.02M▲
Fixed assets21/28€749k€615k▼
Tangible fixed assets22/27€737k€615k▼
Land and buildings22€674k€521k▼
Furniture and vehicles24€63k€93k▲
Financial fixed assets28€12k-
Current assets29/58€278k€7.40M▲
Amounts receivable after more than one year29-€207k
Other amounts receivable291-€207k
Stocks and contracts in progress3€115k€1.06M▲
Stocks30/36€115k€1.06M▲
Amounts receivable within one year40/41€152k€1.55M▲
Trade receivables40€10k€711k▲
Other amounts receivable41€143k€836k▲
Current investments50/53-€4.00M
Cash at bank and in hand54/58€11k€589k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.03M€8.02M▲
Equity10/15€312k€7.07M▲
Contributions10/11€1.01M€1.01M=
Reserves13€16k€16k=
Non-distributable reserves130/1€198€198=
Reserves not available under the articles1311€198€198=
Tax-exempt reserves132€16k€16k=
Profit (loss) carried forward14€-710k€6.05M▲
Amounts payable17/49€715k€948k▲
Amounts payable after more than one year17€167k€54k▼
Financial debts170/4€167k€54k▼
Amounts payable within one year42/48€548k€866k▲
Current portion of amounts payable after more than one year42€56k€49k▼
Trade debts44€26k€616k▲
Suppliers440/4€26k€616k▲
Taxes, remuneration and social security45€9k-
Taxes450/3€9k-
Other amounts payable47/48€457k€201k▼
Accrued charges and deferred income492/3-€29k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k▼
Other operating charges640/8€7k€11k▲
Gross operating margin9900€101k€-1.15M▼
Operating profit (loss)9901€58k€-1.20M▼
Financial income75/76B€86€7.96M▲
Recurring financial income75€86€7.96M▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€51k€6.76M▲
Income taxes67/77€4k€381▼
Profit (loss) for the period9904€47k€6.76M▲
Profit (loss) for the period to be appropriated9905€47k€6.76M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-710k€6.05M▲
Profit (loss) brought forward from the previous period14P€-757k€-710k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €6.76M ▲14235%
Net result €6.76M, the highest in the series.
31-12
Financial
Liquidity times 17current ratio 8.55
Current ratio from 0.51 to 8.55.
31-12
Financial
Equity above €5MEq €7.07M ▲2163%
4 profitable years in a row build equity to €7.07M.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
31-12
Financial
Equity above €200kEq €229k ▲36.7%
Equity rises from €168k to €229k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-28k ▼170%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 68 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulsbergstraat 183440 ZoutleeuwGround area
1,809 m²
Building footprint
173 m²
Volume, LiDAR
788 m³
Parcel 24017B0214/00N000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Casa Monte
since 20072.169.720.348
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24017B0214/00N000 | Flanders | 1,809 m² | 1 · 173 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MIANGA
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 8,815 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.