CARVERIE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CARVERIE
Largest movements
- Cash -€10,748
down €10,748 (-6.8%), from €157,182 to €146,434
mainly Net result for the year (-€10,476) and Receivables within one year (-€5,434)
- Tangible fixed assets -€8,529
down €8,529 (-29.9%), from €28,478 to €19,949
- Receivables within one year +€5,434
up €5,434 (+21.1%), from €25,791 to €31,226
- Profit (loss) carried forward -€10,476
new in 2025: -€10,476
- Tax, wage and social debts -€2,687
down €2,687 (-17.4%), from €15,407 to €12,720
- Gross operating margin -€124,032
down €124,032, from €122,458 to -€1,573
- Taxes -€32,180
down €32,180 (-99.6%), from €32,321 to €141
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €213,203 | €199,476 | -€13,727 | -6.4% |
| Fixed assets | 21/28 | €28,478 | €19,949 | -€8,529 | -29.9% |
| Tangible fixed assets | 22/27 | €28,478 | €19,949 | -€8,529 | -29.9% |
| Furniture and vehicles | 24 | €28,478 | €19,949 | -€8,529 | -29.9% |
| Current assets | 29/58 | €184,725 | €179,527 | -€5,198 | -2.8% |
| Amounts receivable within one year | 40/41 | €25,791 | €31,226 | +€5,434 | +21.1% |
| Trade receivables | 40 | €25,791 | €31,226 | +€5,434 | +21.1% |
| Cash at bank and in hand | 54/58 | €157,182 | €146,434 | -€10,748 | -6.8% |
| Deferred charges and accrued income | 490/1 | €1,752 | €1,867 | +€115 | +6.6% |
| Total equity and liabilities | 10/49 | €213,203 | €199,476 | -€13,727 | -6.4% |
| Equity | 10/15 | €196,062 | €185,586 | -€10,476 | -5.3% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €191,062 | €191,062 | = | 0.0% |
| Distributable reserves | 133 | €191,062 | €191,062 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | -€10,476 | -€10,476 | |
| Amounts payable | 17/49 | €17,141 | €13,890 | -€3,251 | -19.0% |
| Amounts payable within one year | 42/48 | €17,141 | €13,890 | -€3,251 | -19.0% |
| Trade debts | 44 | €247 | €623 | +€376 | +152% |
| Suppliers | 440/4 | €247 | €623 | +€376 | +152% |
| Taxes, remuneration and social security | 45 | €15,407 | €12,720 | -€2,687 | -17.4% |
| Taxes | 450/3 | €15,407 | €12,720 | -€2,687 | -17.4% |
| Other amounts payable | 47/48 | €1,487 | €547 | -€940 | -63.2% |
| Remuneration, social security and pensions | 62 | €36 | - | -€36 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,513 | €8,529 | +€16 | +0.2% |
| Other operating charges | 640/8 | €118 | €150 | +€32 | +27.1% |
| Gross operating margin | 9900 | €122,458 | -€1,573 | -€124,032 | |
| Operating profit (loss) | 9901 | €113,792 | -€10,252 | -€124,044 | |
| Financial income | 75/76B | €1 | - | -€1 | |
| Recurring financial income | 75 | €1 | - | -€1 | |
| Financial charges | 65/66B | €233 | €83 | -€150 | -64.3% |
| Recurring financial charges | 65 | €233 | €83 | -€150 | -64.3% |
| Profit (loss) for the period before taxes | 9903 | €113,559 | -€10,335 | -€123,895 | |
| Income taxes | 67/77 | €32,321 | €141 | -€32,180 | -99.6% |
| Profit (loss) for the period | 9904 | €81,239 | -€10,476 | -€91,715 | |
| Profit (loss) for the period to be appropriated | 9905 | €81,239 | -€10,476 | -€91,715 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.