CAMBERWELL: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
CAMBERWELL
Largest movements
- Financial fixed assets +€10,000
new in 2025: €10,000
- Cash +€5,365
up €5,365 (+20.8%), from €25,845 to €31,210
mainly Net result for the year (+€7,260) and Receivables within one year (+€4,987)
- Receivables within one year -€4,987
down €4,987 (-41.5%), from €12,008 to €7,021
of which Other amounts receivable: -€2,787
- Reserves +€7,260
up €7,260 (+27.9%), from €25,995 to €33,255
- Tax, wage and social debts +€1,886
up €1,886 (+26.2%), from €7,200 to €9,086
- Trade debts +€1,232
up €1,232 (+106.4%), from €1,158 to €2,390
- Gross operating margin -€6,783
down €6,783 (-31.4%), from €21,601 to €14,819
- Taxes +€2,475
up €2,475 (+65.8%), from €3,762 to €6,237
- Other operating charges +€220
up €220 (+186.4%), from €118 to €338
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €37,853 | €48,231 | +€10,378 | +27.4% |
| Fixed assets | 21/28 | - | €10,000 | +€10,000 | |
| Financial fixed assets | 28 | - | €10,000 | +€10,000 | |
| Current assets | 29/58 | €37,853 | €38,231 | +€378 | +1.0% |
| Amounts receivable within one year | 40/41 | €12,008 | €7,021 | -€4,987 | -41.5% |
| Trade receivables | 40 | €2,200 | - | -€2,200 | |
| Other amounts receivable | 41 | €9,808 | €7,021 | -€2,787 | -28.4% |
| Cash at bank and in hand | 54/58 | €25,845 | €31,210 | +€5,365 | +20.8% |
| Total equity and liabilities | 10/49 | €37,853 | €48,231 | +€10,378 | +27.4% |
| Equity | 10/15 | €29,495 | €36,755 | +€7,260 | +24.6% |
| Contributions | 10/11 | €3,500 | €3,500 | = | 0.0% |
| Reserves | 13 | €25,995 | €33,255 | +€7,260 | +27.9% |
| Distributable reserves | 133 | €25,995 | €33,255 | +€7,260 | +27.9% |
| Amounts payable | 17/49 | €8,358 | €11,476 | +€3,118 | +37.3% |
| Amounts payable within one year | 42/48 | €8,358 | €11,476 | +€3,118 | +37.3% |
| Trade debts | 44 | €1,158 | €2,390 | +€1,232 | +106.4% |
| Suppliers | 440/4 | €1,158 | €2,390 | +€1,232 | +106.4% |
| Taxes, remuneration and social security | 45 | €7,200 | €9,086 | +€1,886 | +26.2% |
| Taxes | 450/3 | €7,200 | €9,086 | +€1,886 | +26.2% |
| Other operating charges | 640/8 | €118 | €338 | +€220 | +186.4% |
| Gross operating margin | 9900 | €21,601 | €14,819 | -€6,783 | -31.4% |
| Operating profit (loss) | 9901 | €21,483 | €14,481 | -€7,003 | -32.6% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €1,111 | €984 | -€127 | -11.4% |
| Recurring financial charges | 65 | €1,111 | €984 | -€127 | -11.4% |
| Profit (loss) for the period before taxes | 9903 | €20,373 | €13,497 | -€6,876 | -33.8% |
| Income taxes | 67/77 | €3,762 | €6,237 | +€2,475 | +65.8% |
| Profit (loss) for the period | 9904 | €16,611 | €7,260 | -€9,351 | -56.3% |
| Profit (loss) for the period to be appropriated | 9905 | €16,611 | €7,260 | -€9,351 | -56.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.