Summary
CAMBERWELL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €36,755 and a net result of €7,260. Equity is growing by ~40.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 5593 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
24 d early
2024
34 d early
2023
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€36,755▲ 24.6%
2024 · €29,495
Net result
€7,260▼ 56.3%
2024 · €16,611
Total assets
€48,231▲ 27.4%
2024 · €37,853
Solvency
76.2%▼ 1.7pp
2024 · 77.9%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€14,982-€21,483▲ 43.4%€14,481▼ 32.6%
Net result€9,384within the sector's middle half-€16,611within the sector's middle half▲ 77.0%€7,260within the sector's middle half▼ 56.3%
Equity€12,884below the sector's middle half-€29,495below the sector's middle half▲ 129%€36,755below the sector's middle half▲ 24.6%
Total assets€20,638below the sector's middle half-€37,853below the sector's middle half▲ 83.4%€48,231below the sector's middle half▲ 27.4%
Debt€7,754-€8,358▲ 7.8%€11,476▲ 37.3%
Working capital€12,884within the sector's middle half-€29,495within the sector's middle half▲ 129%€26,755within the sector's middle half▼ 9.3%
Solvency62.4%within the sector's middle half-77.9%within the sector's middle half▲ 15.5pp76.2%within the sector's middle half▼ 1.7pp
Current ratio2.66within the sector's middle half-4.53above the sector's middle half▲ 1.873.33above the sector's middle half▼ 1.20
Return on assets (ROA)45.5%above the sector's middle half-43.9%above the sector's middle half▼ 1.6pp15.1%above the sector's middle half▼ 28.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48,231
Fixed assets
€10,000
Current assets
€38,231
Equity and liabilities €48,231
Equity
€36,755 ▲ 24.6%
Debt
€11,476 ▲ 37.3%
Debt's share of the balance-sheet total rises from 22.1% to 23.8%. Equity and debt are higher.
Key figures and ratios
ROE
19.8%▼
2024 · 56.3%
Debt ≤ 1 year
€11,476▲
2024 · €8,358
Income taxes
€6,237▲
2024 · €3,762
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | - | €118 | €338 | ▲ 186% |
| Gross operating margin9900 | €14,982 | €21,601 | €14,819 | ▼ 31.4% |
| Operating profit (loss)9901 | €14,982 | €21,483 | €14,481 | ▼ 32.6% |
| Financial income75/76B | - | - | €0 | - |
| Recurring financial income75 | - | - | €0 | - |
| Financial charges65/66B | €598 | €1,111 | €984 | ▼ 11.4% |
| Recurring financial charges65 | €598 | €1,111 | €984 | ▼ 11.4% |
| Profit (loss) for the period before taxes9903 | €14,384 | €20,373 | €13,497 | ▼ 33.8% |
| Income taxes67/77 | €5,000 | €3,762 | €6,237 | ▲ 65.8% |
| Profit (loss) for the period9904 | €9,384 | €16,611 | €7,260 | ▼ 56.3% |
| Profit (loss) for the period to be appropriated9905 | €9,384 | €16,611 | €7,260 | ▼ 56.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €20,638 | €37,853 | €48,231 | ▲ 27.4% |
| Fixed assets21/28 | - | - | €10,000 | - |
| Financial fixed assets28 | - | - | €10,000 | - |
| Current assets29/58 | €20,638 | €37,853 | €38,231 | ▲ 1.0% |
| Amounts receivable within one year40/41 | €2,797 | €12,008 | €7,021 | ▼ 41.5% |
| Trade receivables40 | - | €2,200 | - | - |
| Other amounts receivable41 | €2,797 | €9,808 | €7,021 | ▼ 28.4% |
| Cash at bank and in hand54/58 | €17,829 | €25,845 | €31,210 | ▲ 20.8% |
| Deferred charges and accrued income490/1 | €12 | - | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €20,638 | €37,853 | €48,231 | ▲ 27.4% |
| Equity10/15 | €12,884 | €29,495 | €36,755 | ▲ 24.6% |
| Contributions10/11 | €3,500 | €3,500 | €3,500 | = |
| Reserves13 | €9,384 | €25,995 | €33,255 | ▲ 27.9% |
| Distributable reserves133 | €9,384 | €25,995 | €33,255 | ▲ 27.9% |
| Amounts payable17/49 | €7,754 | €8,358 | €11,476 | ▲ 37.3% |
| Amounts payable within one year42/48 | €7,754 | €8,358 | €11,476 | ▲ 37.3% |
| Trade debts44 | €1,194 | €1,158 | €2,390 | ▲ 106% |
| Suppliers440/4 | €1,194 | €1,158 | €2,390 | ▲ 106% |
| Taxes, remuneration and social security45 | €6,560 | €7,200 | €9,086 | ▲ 26.2% |
| Taxes450/3 | €6,560 | €7,200 | €9,086 | ▲ 26.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,384 | €16,611 | €7,260 | ▼ 56.3% |
| Operating cash flow (approximation) | €9,384 | €16,611 | €7,260 | ▼ 56.3% |
| Change in cash | - | €8,016 | €5,365 | ▼ 33.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €7,260 ▼56.3%
Net result drops to €7,260, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2023net €16,611 ▲77%
Operating result €21,483, net result €16,611, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
18-07
State Gazette act
General meeting · Permanent representative
Director resignation · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Ground area
344 m²
Building footprint
335 m²
Volume, LiDAR
6,280 m³
Parcel 11312A0784/00W000, Flanders · tallest building 25.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Turnhoutsebaan 131/9, 2140 Antwerpen
since 20232.346.353.289
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11312A0784/00W000 | Flanders | 344 m² | 1 · 335 m² | 25.7 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
11 locations
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 9,438 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0802571169
Also
9925:BE0802571169
Registered
21-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.