Caja Holding: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Caja Holding
Largest movements
- Tangible fixed assets +€473,126
new in 2025: €473,126
- Reserves +€154,494
up €154,494 (+125%), from €123,560 to €278,055
- Current portion of long-term debt +€144,030
up €144,030 (+98.9%), from €145,644 to €289,674
- Debts after one year +€131,494
up €131,494 (+8.6%), from €1.5m to €1.7m
- Tax, wage and social debts +€55,476
up €55,476 (+93.3%), from €59,483 to €114,958
- Gross operating margin +€129,148
up €129,148 (+61.0%), from €211,747 to €340,896
- Depreciation +€72,812
new in 2025: €72,812
- Financial charges +€12,918
up €12,918 (+28.9%), from €44,736 to €57,654
- Taxes +€11,858
up €11,858 (+27.5%), from €43,126 to €54,984
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,920,175 | €2,404,338 | +€484,163 | +25.2% |
| Fixed assets | 21/28 | €1,850,000 | €2,323,126 | +€473,126 | +25.6% |
| Tangible fixed assets | 22/27 | - | €473,126 | +€473,126 | |
| Land and buildings | 22 | - | €473,126 | +€473,126 | |
| Financial fixed assets | 28 | €1,850,000 | €1,850,000 | = | 0.0% |
| Current assets | 29/58 | €70,175 | €81,212 | +€11,037 | +15.7% |
| Amounts receivable within one year | 40/41 | €25,000 | €25,000 | = | 0.0% |
| Trade receivables | 40 | €25,000 | €25,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €45,175 | €56,212 | +€11,037 | +24.4% |
| Total equity and liabilities | 10/49 | €1,920,175 | €2,404,338 | +€484,163 | +25.2% |
| Equity | 10/15 | €173,560 | €328,055 | +€154,494 | +89.0% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Reserves | 13 | €123,560 | €278,055 | +€154,494 | +125% |
| Distributable reserves | 133 | €123,560 | €278,055 | +€154,494 | +125% |
| Amounts payable | 17/49 | €1,746,615 | €2,076,283 | +€329,669 | +18.9% |
| Amounts payable after more than one year | 17 | €1,536,694 | €1,668,188 | +€131,494 | +8.6% |
| Financial debts | 170/4 | €1,536,694 | €1,668,188 | +€131,494 | +8.6% |
| Amounts payable within one year | 42/48 | €209,921 | €408,096 | +€198,174 | +94.4% |
| Current portion of amounts payable after more than one year | 42 | €145,644 | €289,674 | +€144,030 | +98.9% |
| Trade debts | 44 | €2,181 | €1,427 | -€754 | -34.6% |
| Suppliers | 440/4 | €2,181 | €1,427 | -€754 | -34.6% |
| Taxes, remuneration and social security | 45 | €59,483 | €114,958 | +€55,476 | +93.3% |
| Taxes | 450/3 | €59,483 | €114,958 | +€55,476 | +93.3% |
| Other amounts payable | 47/48 | €2,613 | €2,036 | -€578 | -22.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €72,812 | +€72,812 | |
| Other operating charges | 640/8 | €325 | €959 | +€634 | +195% |
| Gross operating margin | 9900 | €211,747 | €340,896 | +€129,148 | +61.0% |
| Operating profit (loss) | 9901 | €211,422 | €267,124 | +€55,702 | +26.3% |
| Financial income | 75/76B | - | €8 | +€8 | |
| Recurring financial income | 75 | - | €8 | +€8 | |
| Financial charges | 65/66B | €44,736 | €57,654 | +€12,918 | +28.9% |
| Recurring financial charges | 65 | €44,736 | €57,654 | +€12,918 | +28.9% |
| Profit (loss) for the period before taxes | 9903 | €166,686 | €209,479 | +€42,792 | +25.7% |
| Income taxes | 67/77 | €43,126 | €54,984 | +€11,858 | +27.5% |
| Profit (loss) for the period | 9904 | €123,560 | €154,494 | +€30,934 | +25.0% |
| Profit (loss) for the period to be appropriated | 9905 | €123,560 | €154,494 | +€30,934 | +25.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.