Caja Holding

Active

Private limited companyfounded 2023active for 2 yearsRostynedreef 3, 9880 Aalter, BelgiumKBO/BCE: BE 1003.547.251

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Caja Holding has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328,055 and a net result of €154,494. Its solvency ranks better than 19% of 39,218 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

Caja HoldingActiveChecked score 94/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 18-12-2023 Normal situation
Legal form: Private limited company
Registered office: Rostynedreef 3, 9880 Aalter
Activity: Activities of head offices NACE 70100
Establishment unit: 2.353.153.187 9880 Aalter, since 02-01-2024
Financial year end: 31 December
Peppol: Reachable since 16-12-2025

Company details

Who decides

Board

VANDENBERGHE XavierDirector

Holdings: Shares in 1 company TYLCO LUBE

Board & ownership

How it is doing

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Annual accounts 2025

Gross margin: €340,896; ▲ 61.0%
Turnover: ≈ €480,000; estimated
Profit: €154,494; ▲ 25.0%
Equity: €328,055; ▲ 89.0%
Total assets: €2.4m; ▲ 25.2%

2025 accounts 31 days early

Filed on 30-06-2026at the National Bank

Financials

Why 94raises riskFounded in 2023lowers riskSize: total assets €2.4mSector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2025 (filed 30-06-2026)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 55% of its sector peers (NACE 70, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 39+5

equity 13.6% of total assets

Liquidity 49-3

short-term debt 17.0% · cash 2.3%

Profitability 76+22

return on assets 6.4%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,518 companies, NACE 70, small)

Last 24 months 01-2025: 0.4% 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.4 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.3 percentage points vs 09-2026lowest value

Credit of up to €30,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity insufficient (current ratio 0.2, compared with 0.33 in 2024, below 1; short-term debt: 17% and cash: 2.3% of total assets), and 86.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small): better than 16% on solvency, 40% on liquidity, 71% on profitability and 93% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €2.4m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Figures for financial year 2025 (filed 30-06-2026)

NBB · annual accounts

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 39218 sector peers (2025).

NBB · sector comparison

Position among 39218 sector peers

Solvency

better than 19%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

31 days early

2024

13 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 22 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

Key points

Positive: Equity rose in 2025from €173,560 to €328,055 ▲ 89.0% View
Positive: Among the best 8% on net resultsector median €27,212 · 39,234 companies €154,494 View

Documents

Annual accounts at the NBB

Annual accounts 2025filed on 30-06-2026
Annual accounts 2024filed on 18-07-2025

Acts in the Belgian Official Gazette

Incorporationact of 20-12-2023

All publications in the Belgian Official Gazette

Articles and registers

Coordinated articles of associationnotaries' database
Entry in the KBO registerKBO Public Search

Key facts about Caja Holding

What is the company number of Caja Holding?: 1003.547.251. In Belgium the VAT number is the company number with BE in front: BE 1003.547.251.
Where is Caja Holding based?: The registered office is at Rostynedreef 3, 9880 Aalter.Company details
What does Caja Holding do?: According to the KBO register, the main activity is activities of head offices (NACE 70100).
What is the legal form of Caja Holding?: Private limited company (BV).
When was Caja Holding founded?: On 18-12-2023.
Is Caja Holding still active?: Yes, Caja Holding is an active enterprise in the KBO register.
What is the turnover of Caja Holding?: ≈ €480,000 in financial year 2025. Estimated from the gross margin of €340,896: probably between €400,000 and €870,000, based on 100 comparable companies, NACE 70.Financials
Is Caja Holding profitable?: In financial year 2025, Caja Holding made a profit of €154,494.
Where can I find the annual accounts of Caja Holding?: Caja Holding filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Caja Holding due?: By 31-07-2027, for financial year 2026.Timeline