Caja Holding
ActiveCaja Holding has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €174k and a net result of €124k. Its solvency ranks better than 14% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability54
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity short (current ratio 0.33; short-term debt: 10.9% and cash: 2.4% of total assets), and 91% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 37972 sector peers (2024).
NBB · sector comparisonPosition among 37972 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
13 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€174k
Total assets
€1.92M
Net result
€124k
Working capital
€-140k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €1.92M
Fixed assets
€1.85M
Current assets
€70k
Equity and liabilities €1.92M
Equity
€174k
Debt
€1.75M
Debt finances 91.0% of the balance-sheet total.
Key figures and ratios
Solvency
9.0%
Current ratio
0.33
Quick ratio
0.33
Debt / equity
10.06
ROE
71.2%
ROA
6.4%
Debt
€1.75M
Debt ≤ 1 year
€210k
Debt > 1 year
€1.54M
Income taxes
€43k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€1.92M
Fixed assets21/28€1.85M
Financial fixed assets28€1.85M
Current assets29/58€70k
Amounts receivable within one year40/41€25k
Trade receivables40€25k
Cash at bank and in hand54/58€45k
Equity and liabilities
Total equity and liabilities10/49€1.92M
Equity10/15€174k
Contributions10/11€50k
Reserves13€124k
Distributable reserves133€124k
Amounts payable17/49€1.75M
Amounts payable after more than one year17€1.54M
Financial debts170/4€1.54M
Amounts payable within one year42/48€210k
Current portion of amounts payable after more than one year42€146k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€59k
Taxes450/3€59k
Other amounts payable47/48€3k
Income statement
Code2024
Other operating charges640/8€325
Gross operating margin9900€212k
Operating profit (loss)9901€211k
Financial charges65/66B€45k
Recurring financial charges65€45k
Profit (loss) for the period before taxes9903€167k
Income taxes67/77€43k
Profit (loss) for the period9904€124k
Profit (loss) for the period to be appropriated9905€124k
Appropriation of the result
Profit (loss) to be appropriated9906€124k
Transfer to equity691/2€124k
To the legal reserve6920€124k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rostynedreef 39880 AalterGround area
2,507 m²
Building footprint
272 m²
Volume, LiDAR
922 m³
Parcel 44502C0725/00K002, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Caja Holding
since 20242.353.153.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0725/00K002 | Flanders | 2,507 m² | 1 · 272 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIDO CONSULT
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NOVA ENERGY
BE 0751.945.285
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SCHAVELING
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mCache
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VADALO
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Of 5,691 companies in sector 70100 we hold annual accounts for 3,491. 2,371 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2023
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.