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BREAD STORY: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BREAD STORY

BE 0632.803.353
NACE 47.241, Retail sale of bread and pastry (bakery outlets)
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€4,651
2023 · €41-€4,692
Equity
€16,781
2023 · €21,433-€4,651
Cash
€5,091
2023 · €16,989-€11,898
Balance sheet total
€17,091
2023 · €21,789-€4,698

Largest movements

2023 to 2024
Assets
  • Cash -€11,898

    down €11,898 (-70.0%), from €16,989 to €5,091

    mainly Stocks and contracts (-€7,200) and Net result for the year (-€4,651)

  • Stocks and contracts +€7,200

    up €7,200 (+150.0%), from €4,800 to €12,000

Equity and liabilities
  • Profit (loss) carried forward -€4,651

    down €4,651, from €2,376 to -€2,275

Income statement
  • Turnover -€14,741

    down €14,741 (-22.9%), from €64,297 to €49,556

  • Purchases and services -€10,201

    down €10,201 (-15.9%), from €64,218 to €54,017

  • Gross operating margin -€4,530

    down €4,530, from €79 to -€4,451

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €41
Gross operating margin -€4,530
Other operating charges -€200
Financial charges +€38
Result 2024 -€4,651

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€11,898
Investment €0
Financing €0
Cash 2023 €16,989
Net result for the year -€4,651
Stocks and contracts -€7,200
Tax, wage and social debts -€47
Cash 2024 €5,091
Every line side by side 26 lines
Line Code 2023 2024 Change %
Total assets 20/58 €21,789 €17,091 -€4,698 -21.6%
Current assets 29/58 €21,789 €17,091 -€4,698 -21.6%
Stocks and contracts in progress 3 €4,800 €12,000 +€7,200 +150.0%
Stocks 30/36 €4,800 €12,000 +€7,200 +150.0%
Cash at bank and in hand 54/58 €16,989 €5,091 -€11,898 -70.0%
Total equity and liabilities 10/49 €21,789 €17,091 -€4,698 -21.6%
Equity 10/15 €21,433 €16,781 -€4,651 -21.7%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €456 €456 = 0.0%
Non-distributable reserves 130/1 €456 €456 = 0.0%
Reserves not available under the articles 1311 €456 €456 = 0.0%
Profit (loss) carried forward 14 €2,376 -€2,275 -€4,651
Amounts payable 17/49 €356 €309 -€47 -13.2%
Amounts payable within one year 42/48 €356 €309 -€47 -13.2%
Taxes, remuneration and social security 45 €356 €309 -€47 -13.2%
Taxes 450/3 €356 €309 -€47 -13.2%
Turnover 70 €64,297 €49,556 -€14,741 -22.9%
Goods, raw materials, services and sundry goods 60/61 €64,218 €54,017 -€10,201 -15.9%
Other operating charges 640/8 - €200 +€200
Gross operating margin 9900 €79 -€4,451 -€4,530
Operating profit (loss) 9901 €79 -€4,651 -€4,730
Financial charges 65/66B €38 - -€38
Recurring financial charges 65 €38 - -€38
Profit (loss) for the period before taxes 9903 €41 -€4,651 -€4,692
Profit (loss) for the period 9904 €41 -€4,651 -€4,692
Profit (loss) for the period to be appropriated 9905 €41 -€4,651 -€4,692

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.