Financials
- Fiscal year
- 2024
- Turnover
- €49,556
- Loss
- -€4,651
- Solvency
- 98.2%
Turnover▼ 22.9%
Net result
20212024
BREAD STORY
ActiveSummary
The computed 12-month bankruptcy probability of BREAD STORY is 1.5% (moderate). The 2024 annual accounts show equity of €16,781 and a net result of -€4,651. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 26034 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Retail sale of bread and pastry (bakery outlets)
NACE 47241
1 site
How big
€49,556turnover 2024
- Equity
- €16,781
- Loss
- -€4,651
Who decides
Accounts 63 d overdue1 of 2 deeds read
Why 64- Figures for FY 2024 (filed 02-09-2025)- Loss of €4,651 (FY 2024)+ Equity €16,781 (98.2% of total assets)+ Liquidity: current ratio 55.26, cash €5,091, halvedShow the evidence
Checked score
Score 2024
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 51% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100=
equity 98.2% of total assets
Liquidity
87-13
short-term debt 1.8% · cash 29.8%
Profitability
0-38
return on assets -27.2%
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Figures for FY 2024 (filed 02-09-2025) raises the probability
- Equity €16,781 (98.2% of total assets) lowers the probability
- Liquidity: current ratio 55.26, cash €5,091, halved lowers the probability
- Loss of €4,651 (FY 2024) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 55.26 against 61.18 in 2023; short-term debt: 1.8% and cash: 29.8% of total assets), and 1.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 89%, profitability 6%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-08-2025, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
24 d late
2023
58 d late
2022
19 d early
2021
36 d late
2020
59 d late
2019
20 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 30 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Resignations: BOURAS Abdallah (manager) and TOUIL…Appointments: BOURAS Abdallah (non-statutory director)…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€4,651
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- 04-09-2026Resignations: BOURAS Abdallah (manager) and TOUIL Zouhair…
- 24-08-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of bread and pastry (bakery outlets)NACE 47241
- Founded
- 26-06-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 28
- Who signs
- Each director alone
- Annual meeting
- First Monday of June at 18:00
- Purpose
- Dépôt et atelier de fabrication de tous produits de boulangerie et de pâtisserie, de tous…
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