Brams Wooncultuur: what changed
Brams Wooncultuur
Largest movements
- Stocks and contracts -€262,916
down €262,916 (-50.2%), from €523,765 to €260,848
- Receivables within one year +€51,528
up €51,528 (+20,611%), from €250 to €51,778
of which Other amounts receivable: +€48,634
- Cash +€39,822
up €39,822 (+194%), from €20,476 to €60,298
mainly Stocks and contracts (+€262,916) and Net result for the year (+€96,624)
- Current portion of long-term debt -€437,244
no longer reported in 2025 (was €437,244)
- Other debts +€90,304
up €90,304 (+81.4%), from €110,880 to €201,184
- Reserves +€65,695
new in 2025: €65,695
- Tax, wage and social debts +€49,144
new in 2025: €49,144
- Profit (loss) carried forward +€30,929
no longer reported in 2025 (was -€30,929)
- Gross operating margin +€155,444
up €155,444, from -€10,795 to €144,649
- Taxes +€23,062
new in 2025: €23,062
- Financial charges +€11,001
up €11,001 (+74.0%), from €14,863 to €25,864
- Financial income +€2,020
up €2,020 (+8,802%), from €23 to €2,043
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €546,111 | €373,631 | -€172,480 | -31.6% |
| Fixed assets | 21/28 | €471 | - | -€471 | |
| Tangible fixed assets | 22/27 | €471 | - | -€471 | |
| Furniture and vehicles | 24 | €471 | - | -€471 | |
| Current assets | 29/58 | €545,640 | €373,631 | -€172,008 | -31.5% |
| Stocks and contracts in progress | 3 | €523,765 | €260,848 | -€262,916 | -50.2% |
| Stocks | 30/36 | €523,765 | €260,848 | -€262,916 | -50.2% |
| Amounts receivable within one year | 40/41 | €250 | €51,778 | +€51,528 | +20,611% |
| Trade receivables | 40 | €250 | €3,144 | +€2,894 | +1,158% |
| Other amounts receivable | 41 | - | €48,634 | +€48,634 | |
| Cash at bank and in hand | 54/58 | €20,476 | €60,298 | +€39,822 | +194% |
| Deferred charges and accrued income | 490/1 | €1,149 | €707 | -€441 | -38.4% |
| Total equity and liabilities | 10/49 | €546,111 | €373,631 | -€172,480 | -31.6% |
| Equity | 10/15 | -€10,929 | €85,695 | +€96,624 | |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | - | €65,695 | +€65,695 | |
| Distributable reserves | 133 | - | €65,695 | +€65,695 | |
| Profit (loss) carried forward | 14 | -€30,929 | - | +€30,929 | |
| Amounts payable | 17/49 | €557,040 | €287,936 | -€269,104 | -48.3% |
| Amounts payable within one year | 42/48 | €557,040 | €287,936 | -€269,104 | -48.3% |
| Current portion of amounts payable after more than one year | 42 | €437,244 | - | -€437,244 | |
| Trade debts | 44 | €8,915 | €35,120 | +€26,204 | +294% |
| Suppliers | 440/4 | €8,915 | €35,120 | +€26,204 | +294% |
| Advances received on contracts in progress | 46 | - | €2,488 | +€2,488 | |
| Taxes, remuneration and social security | 45 | - | €49,144 | +€49,144 | |
| Taxes | 450/3 | - | €49,144 | +€49,144 | |
| Other amounts payable | 47/48 | €110,880 | €201,184 | +€90,304 | +81.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,280 | €471 | -€808 | -63.2% |
| Other operating charges | 640/8 | €588 | €670 | +€82 | +13.9% |
| Gross operating margin | 9900 | -€10,795 | €144,649 | +€155,444 | |
| Operating profit (loss) | 9901 | -€12,662 | €143,508 | +€156,170 | |
| Financial income | 75/76B | €23 | €2,043 | +€2,020 | +8,802% |
| Recurring financial income | 75 | €23 | €2,043 | +€2,020 | +8,802% |
| Financial charges | 65/66B | €14,863 | €25,864 | +€11,001 | +74.0% |
| Recurring financial charges | 65 | €14,863 | €25,864 | +€11,001 | +74.0% |
| Profit (loss) for the period before taxes | 9903 | -€27,502 | €119,686 | +€147,189 | |
| Income taxes | 67/77 | - | €23,062 | +€23,062 | |
| Profit (loss) for the period | 9904 | -€27,502 | €96,624 | +€124,127 | |
| Profit (loss) for the period to be appropriated | 9905 | -€27,502 | €96,624 | +€124,127 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.