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Brams Wooncultuur

Active
Private limited companyfounded 2018active for 8 yearsBouquetstraat 53, 3590 Diepenbeek, BelgiumKBO/BCE: BE 0695.458.623
Summary

Brams Wooncultuur has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,695 and a net result of €96,624. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 42% of 11,261 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 25-04-2018 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 1 other
Establishment unit
2.275.438.569 3590 Diepenbeek, since 25-04-2018
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Board and ownership

Board
  • BRAMS StijnDirector

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€144,649
Turnover
≈ €310,000
estimated
Profit
€96,624
Equity
€85,695
Total assets
€373,631
▼ 31.6%
Score breakdownlowers riskSize: total assets €373,631Sector: Real estate activities (NACE 68)Liquidity: current ratio 1.30, cash €60,298Figures for financial year 2025 (filed on 29-06-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 48+25
equity 22.9% of total assets
Liquidity 28+23
short-term debt 77.1% · cash 16.1%
Profitability 96+84
return on assets 25.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.5%▼ -0.1 percentage points vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026highest value 07-2026: 0.1%▼ -0.5 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.3 (0.98 in 2024), below the usual 1.5. Short-term debt is 77.1% and cash 16.1% of total assets. 77.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 43% of them on solvency, 22% on liquidity, 89% on profitability and 99% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €373,631
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 1.30, cash €60,298
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
32 days early
2024
27 days early
2023
2 days early
2022
48 days early
2021
5 days early
2020
43 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €27,502 in 2024 €96,624 View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View

Recent changes

  1. · Gazette deed Company renamed from Ostium to Brams WooncultuurResignation: ZURINGS Anne (director)
  2. · Gazette deed Restructuring · Miscellaneous
  3. · Gazette deed Merger proposal: to be absorbed by Brams BV
All 15 events

Comparable companies

These companies have the same main activity as Brams Wooncultuur: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €304,000 and €448,000, founded between 2018 and 2019.

CompanyTotal assetsGross margin
Brams Wooncultuur Diepenbeek€373,631€144,649
GOYENS-SEGERS VASTGOED Maaseik€331,432€125,091
Cézamé Balen€447,850€138,469
F&C CONSTRUCT-INVEST Namur€397,366€198,718
LDW Rentinvest Nazareth€303,548€170,776
JURASSIC PARK Awans€381,210€126,486
Ineo Res Schaarbeek€444,499€118,418
Full comparison

Key facts about Brams Wooncultuur

What is the company number of Brams Wooncultuur?
The company number of Brams Wooncultuur is 0695.458.623. The VAT number is the same number with BE in front: BE 0695.458.623.
Where is Brams Wooncultuur based?
The registered office is at Bouquetstraat 53, 3590 Diepenbeek.Company details
What does Brams Wooncultuur do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of Brams Wooncultuur?
The legal form of Brams Wooncultuur is Private limited company (BV).
When was Brams Wooncultuur founded?
Brams Wooncultuur was founded on 25-04-2018.
Is Brams Wooncultuur still active?
Yes, Brams Wooncultuur is an active enterprise in the KBO register.
What is the turnover of Brams Wooncultuur?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €144,649 and 33 comparable companies (NACE 681). It probably lies between €190,000 and €710,000.Financials
Is Brams Wooncultuur profitable?
In financial year 2025, Brams Wooncultuur made a profit of €96,624.
Where can I find the annual accounts of Brams Wooncultuur?
Brams Wooncultuur filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Brams Wooncultuur due?
Brams Wooncultuur must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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