BETWEEN HOMES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BETWEEN HOMES
Largest movements
- Tangible fixed assets -€10,098
down €10,098 (-6.8%), from €147,586 to €137,488
of which Land and buildings: -€6,365
- Receivables within one year -€3,525
down €3,525 (-27.3%), from €12,933 to €9,408
of which Trade receivables: -€2,208
- Cash +€1,995
new in 2025: €1,995
mainly Other debts (+€11,557) and Depreciation (+€10,098)
- Debts after one year -€12,495
down €12,495 (-20.9%), from €59,890 to €47,395
- Other debts +€11,557
up €11,557 (+32.6%), from €35,409 to €46,966
- Short-term financial debts -€7,204
no longer reported in 2025 (was €7,204)
- Gross operating margin +€28,522
up €28,522, from -€13,928 to €14,594
- Other operating charges -€4,659
down €4,659 (-61.6%), from €7,568 to €2,908
- Write-downs +€3,171
no longer reported in 2025 (was -€3,171)
- Depreciation +€444
up €444 (+4.6%), from €9,654 to €10,098
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €161,538 | €150,709 | -€10,829 | -6.7% |
| Fixed assets | 21/28 | €147,586 | €137,488 | -€10,098 | -6.8% |
| Tangible fixed assets | 22/27 | €147,586 | €137,488 | -€10,098 | -6.8% |
| Land and buildings | 22 | €133,035 | €126,670 | -€6,365 | -4.8% |
| Furniture and vehicles | 24 | €1,938 | €1,189 | -€749 | -38.6% |
| Other tangible fixed assets | 26 | €12,613 | €9,629 | -€2,984 | -23.7% |
| Current assets | 29/58 | €13,952 | €13,221 | -€730 | -5.2% |
| Amounts receivable within one year | 40/41 | €12,933 | €9,408 | -€3,525 | -27.3% |
| Trade receivables | 40 | €11,616 | €9,408 | -€2,208 | -19.0% |
| Other amounts receivable | 41 | €1,317 | - | -€1,317 | |
| Cash at bank and in hand | 54/58 | - | €1,995 | +€1,995 | |
| Deferred charges and accrued income | 490/1 | €1,018 | €1,819 | +€800 | +78.6% |
| Total equity and liabilities | 10/49 | €161,538 | €150,709 | -€10,829 | -6.7% |
| Equity | 10/15 | €40,571 | €39,622 | -€949 | -2.3% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €45,197 | €45,197 | = | 0.0% |
| Distributable reserves | 133 | €45,197 | €45,197 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€9,626 | -€10,575 | -€949 | -9.9% |
| Amounts payable | 17/49 | €120,966 | €111,087 | -€9,880 | -8.2% |
| Amounts payable after more than one year | 17 | €59,890 | €47,395 | -€12,495 | -20.9% |
| Financial debts | 170/4 | €59,890 | €47,395 | -€12,495 | -20.9% |
| Amounts payable within one year | 42/48 | €61,076 | €63,692 | +€2,616 | +4.3% |
| Current portion of amounts payable after more than one year | 42 | €12,190 | €12,495 | +€305 | +2.5% |
| Financial debts | 43 | €7,204 | - | -€7,204 | |
| Credit institutions | 430/8 | €7,204 | - | -€7,204 | |
| Trade debts | 44 | €2,917 | €2,349 | -€568 | -19.5% |
| Suppliers | 440/4 | €2,917 | €2,349 | -€568 | -19.5% |
| Taxes, remuneration and social security | 45 | €3,356 | €1,882 | -€1,474 | -43.9% |
| Taxes | 450/3 | €3,356 | €1,882 | -€1,474 | -43.9% |
| Other amounts payable | 47/48 | €35,409 | €46,966 | +€11,557 | +32.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,654 | €10,098 | +€444 | +4.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€3,171 | - | +€3,171 | |
| Other operating charges | 640/8 | €7,568 | €2,908 | -€4,659 | -61.6% |
| Gross operating margin | 9900 | -€13,928 | €14,594 | +€28,522 | |
| Operating profit (loss) | 9901 | -€27,978 | €1,588 | +€29,566 | |
| Financial income | 75/76B | €117 | €90 | -€27 | -23.3% |
| Recurring financial income | 75 | €117 | €90 | -€27 | -23.3% |
| Financial charges | 65/66B | €2,444 | €2,451 | +€7 | +0.3% |
| Recurring financial charges | 65 | €2,444 | €2,451 | +€7 | +0.3% |
| Profit (loss) for the period before taxes | 9903 | -€30,305 | -€773 | +€29,532 | +97.4% |
| Income taxes | 67/77 | €136 | €176 | +€40 | +29.2% |
| Profit (loss) for the period | 9904 | -€30,441 | -€949 | +€29,492 | +96.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€30,441 | -€949 | +€29,492 | +96.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.