BETWEEN HOMES
ActiveSummary
BETWEEN HOMES has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,622 and a net result of -€949. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability58▲+58
Solvency51▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.23 in 2024; short-term debt: 42.3% and cash: 1.3% of total assets), and 73.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.3%
Return on assets
-0.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€949
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
59 d early
2023
30 d late
2022
on the day
2021
8 d late
2020
11 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€949▲ 96.9%
2024 · -€30,441
Working capital
-€50,471▼ 7.1%
2024 · -€47,125
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,159€28,968▲ 255%€20,906▼ 27.8%-€27,978€1,588
Net result€4,590within the sector's middle half€16,890within the sector's middle half▲ 268%€12,848within the sector's middle half▼ 23.9%-€30,441below the sector's middle half-€949within the sector's middle half▲ 96.9%
Equity€41,276within the sector's middle half▲ 12.5%€58,165within the sector's middle half▲ 40.9%€71,013within the sector's middle half▲ 22.1%€40,571within the sector's middle half▼ 42.9%€39,622within the sector's middle half▼ 2.3%
Total assets€174,060within the sector's middle half▼ 5.3%€189,336within the sector's middle half▲ 8.8%€199,679within the sector's middle half▲ 5.5%€161,538within the sector's middle half▼ 19.1%€150,709within the sector's middle half▼ 6.7%
Debt€132,785▼ 9.7%€131,171▼ 1.2%€128,666▼ 1.9%€120,966▼ 6.0%€111,087▼ 8.2%
Working capital-€25,393within the sector's middle half▲ 13.8%-€11,354within the sector's middle half▲ 55.3%-€10,876within the sector's middle half▲ 4.2%-€47,125within the sector's middle half▼ 333%-€50,471within the sector's middle half▼ 7.1%
Solvency23.7%within the sector's middle half▲ 3.8pp30.7%within the sector's middle half▲ 7.0pp35.6%within the sector's middle half▲ 4.8pp25.1%within the sector's middle half▼ 10.4pp26.3%within the sector's middle half▲ 1.2pp
Current ratio0.32below the sector's middle half▲ 0.050.76within the sector's middle half▲ 0.440.81within the sector's middle half▲ 0.050.23below the sector's middle half▼ 0.580.21below the sector's middle half▼ 0.02
Return on assets (ROA)2.6%within the sector's middle half▲ 6.2pp8.9%above the sector's middle half▲ 6.3pp6.4%within the sector's middle half▼ 2.5pp-18.8%below the sector's middle half▼ 25.3pp-0.6%within the sector's middle half▲ 18.2pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1,588 after a loss of €27,978 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150,709
Fixed assets
€137,488 ▼ 6.8%
Current assets
€13,221 ▼ 5.2%
Equity and liabilities €150,709
Equity
€39,622 ▼ 2.3%
Debt
€111,087 ▼ 8.2%
Debt's share of the balance-sheet total falls from 74.9% to 73.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11,686▲
2024 · -€18,324
Cash flow
€9,149▲
2024 · -€20,787
Debt to equity
2.80▼
2024 · 2.98
ROE
-2.4%▲
2024 · -75.0%
Interest coverage
4.77▲
2024 · -7.50
Debt ≤ 1 year
€63,692▲
2024 · €61,076
Debt > 1 year
€47,395▼
2024 · €59,890
Income taxes
€176▲
2024 · €136
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,166 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
2.2%
went bankrupt
3.0%
stopped otherwise
94%
still going
A further 0.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,166 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,791 | €10,876 | €8,468 | €9,654 | €10,098 | ▲ 4.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | -€3,171 | - | - |
| Other operating charges640/8 | €944 | €1,013 | €1,124 | €7,568 | €2,908 | ▼ 61.6% |
| Gross operating margin9900 | €19,894 | €40,858 | €30,499 | -€13,928 | €14,594 | ▲ 205% |
| Operating profit (loss)9901 | €8,159 | €28,968 | €20,906 | -€27,978 | €1,588 | ▲ 106% |
| Financial income75/76B | - | €1 | €117 | €117 | €90 | ▼ 23.3% |
| Recurring financial income75 | - | €1 | €117 | €117 | €90 | ▼ 23.3% |
| Financial charges65/66B | €2,967 | €2,672 | €2,384 | €2,444 | €2,451 | ▲ 0.3% |
| Recurring financial charges65 | €2,967 | €2,672 | €2,384 | €2,444 | €2,451 | ▲ 0.3% |
| Profit (loss) for the period before taxes9903 | €5,192 | €26,297 | €18,639 | -€30,305 | -€773 | ▲ 97.4% |
| Income taxes67/77 | €602 | €9,407 | €5,792 | €136 | €176 | ▲ 29.2% |
| Profit (loss) for the period9904 | €4,590 | €16,890 | €12,848 | -€30,441 | -€949 | ▲ 96.9% |
| Profit (loss) for the period to be appropriated9905 | €4,590 | €16,890 | €12,848 | -€30,441 | -€949 | ▲ 96.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €174,060 | €189,336 | €199,679 | €161,538 | €150,709 | ▼ 6.7% |
| Fixed assets21/28 | €162,309 | €153,493 | €153,970 | €147,586 | €137,488 | ▼ 6.8% |
| Tangible fixed assets22/27 | €162,309 | €153,493 | €153,970 | €147,586 | €137,488 | ▼ 6.8% |
| Land and buildings22 | €143,249 | €138,043 | €139,400 | €133,035 | €126,670 | ▼ 4.8% |
| Furniture and vehicles24 | €179 | €651 | €496 | €1,938 | €1,189 | ▼ 38.6% |
| Other tangible fixed assets26 | €18,881 | €14,799 | €14,074 | €12,613 | €9,629 | ▼ 23.7% |
| Current assets29/58 | €11,751 | €35,844 | €45,709 | €13,952 | €13,221 | ▼ 5.2% |
| Amounts receivable within one year40/41 | €7,230 | €5,735 | €16,130 | €12,933 | €9,408 | ▼ 27.3% |
| Trade receivables40 | €6,924 | €4,504 | €13,579 | €11,616 | €9,408 | ▼ 19.0% |
| Other amounts receivable41 | €307 | €1,231 | €2,551 | €1,317 | - | - |
| Cash at bank and in hand54/58 | €4,309 | €28,939 | €28,689 | - | €1,995 | - |
| Deferred charges and accrued income490/1 | €211 | €1,170 | €890 | €1,018 | €1,819 | ▲ 78.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €174,060 | €189,336 | €199,679 | €161,538 | €150,709 | ▼ 6.7% |
| Equity10/15 | €41,276 | €58,165 | €71,013 | €40,571 | €39,622 | ▼ 2.3% |
| Contributions10/11 | €18,600 | €18,600 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €1,860 | €18,750 | €45,197 | €45,197 | €45,197 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €16,890 | €45,197 | €45,197 | €45,197 | = |
| Profit (loss) carried forward14 | €20,816 | €20,816 | €20,816 | -€9,626 | -€10,575 | ▼ 9.9% |
| Amounts payable17/49 | €132,785 | €131,171 | €128,666 | €120,966 | €111,087 | ▼ 8.2% |
| Amounts payable after more than one year17 | €95,577 | €83,974 | €72,081 | €59,890 | €47,395 | ▼ 20.9% |
| Financial debts170/4 | €95,577 | €83,974 | €72,081 | €59,890 | €47,395 | ▼ 20.9% |
| Amounts payable within one year42/48 | €37,144 | €47,198 | €56,586 | €61,076 | €63,692 | ▲ 4.3% |
| Current portion of amounts payable after more than one year42 | €11,320 | €11,603 | €11,893 | €12,190 | €12,495 | ▲ 2.5% |
| Financial debts43 | - | - | - | €7,204 | - | - |
| Credit institutions430/8 | - | - | - | €7,204 | - | - |
| Trade debts44 | €1,928 | €4,612 | €9,468 | €2,917 | €2,349 | ▼ 19.5% |
| Suppliers440/4 | €1,928 | €4,612 | €9,468 | €2,917 | €2,349 | ▼ 19.5% |
| Taxes, remuneration and social security45 | €718 | €9,407 | €15,414 | €3,356 | €1,882 | ▼ 43.9% |
| Taxes450/3 | €718 | €9,407 | €15,414 | €3,356 | €1,882 | ▼ 43.9% |
| Other amounts payable47/48 | €23,178 | €21,576 | €19,810 | €35,409 | €46,966 | ▲ 32.6% |
| Accrued charges and deferred income492/3 | €64 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,590 | €16,890 | €12,848 | -€30,441 | -€949 | ▲ 96.9% |
| + Depreciation and write-downs630 | €10,791 | €10,876 | €8,468 | €9,654 | €10,098 | ▲ 4.6% |
| Operating cash flow (approximation) | €15,381 | €27,766 | €21,316 | -€20,787 | €9,149 | ▲ 144% |
| Investment in fixed assets (approximation) | - | -€2,060 | -€8,945 | -€3,271 | €0 | ▲ 100% |
| Change in cash | - | €24,630 | -€250 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€30,441
Net result drops to -€30,441, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Back to profitnet €4,590
Net result €4,590 after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €21,485 ▲577%
Operating result €34,191, net result €21,485, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2010
Ground area
109 m²
Building footprint
68 m²
Volume, LiDAR
690 m³
Parcel 21673D0117/00V021, Brussels · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BETWEEN HOMES
since 20102.184.437.921
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0117/00V021 | Brussels | 109 m² | 1 · 68 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DB IMMO INVEST
BE 0745.455.787
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VAN LOOY CONTRACTING
BE 0448.011.227
Bonheiden · Eq €39,597
M.S.I. INNOVATION
BE 0752.967.448
Gerpinnes · Eq €39,656
BOUWGROEP DEPOORTER
BE 0501.925.312
Oostende · Eq €39,704
RINO CONSTRUCTION
BE 0792.989.747
Overijse · Eq €39,489
Of 9,699 companies in sector 68121 we hold annual accounts for 7,393. 4,813 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
70200Business and other management consultancy
Contact
E-mail
laurence.vanmeerbeeck@gmail.com
Phone
+32477291919
E-invoicing
Reachable via Peppol
Peppol ID
0208:0821496265
Also
9925:BE0821496265
Registered
05-11-2024
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.