Bergman Assets: what changed
What changed
Bergman Assets
NACE 64.210, Activities of holding companies
filed annual accounts (NBB)
Net result for the year
€977,979
2024 · €1.8m-€805,202
Equity
€2.9m
2024 · €2.0m+€977,979
Cash
€829,352
2024 · €2.5m-€1.7m
Balance sheet total
€8.1m
2024 · €8.2m-€71,465
Largest movements
Assets
- Cash -€1.7m
down €1.7m (-67.2%), from €2.5m to €829,352
mainly Accrued charges and deferred income (-€3.3m) and Receivables within one year (-€1.7m)
- Receivables within one year +€1.7m
up €1.7m (+61.7%), from €2.7m to €4.4m
of which Other amounts receivable: +€1.1m
- Deferred charges and accrued income -€485,451
down €485,451 (-76.2%), from €636,889 to €151,438
- Receivables after one year +€325,189
up €325,189 (+38.6%), from €841,418 to €1.2m
- Stocks and contracts +€183,204
up €183,204 (+69.1%), from €265,119 to €448,323
Equity and liabilities
- Accrued charges and deferred income -€3.3m
down €3.3m (-100%), from €3.3m to €0
- Trade debts +€3.1m
up €3.1m (+231%), from €1.4m to €4.5m
- Reserves +€977,979
up €977,979 (+49.9%), from €2.0m to €2.9m
- Advances received -€900,000
down €900,000 (-100%), from €900,000 to €0
- Current portion of long-term debt -€281,980
down €281,980 (-59.0%), from €477,840 to €195,860
Income statement
- Turnover +€12.9m
new in 2025: €12.9m
- Services and other goods +€8.0m
new in 2025: €8.0m
- Gross operating margin -€4.0m
no longer reported in 2025 (was €4.0m)
- Goods and materials +€2.9m
new in 2025: €2.9m
of which Purchases: +€3.1m
- Financial charges -€700,925
down €700,925 (-52.3%), from €1.3m to €639,836
of which Non-recurring financial charges: -€656,724
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€1.8m
Turnover
+€12.9m
Other operating income
+€78,423
Goods and materials
-€2.9m
Services and other goods
-€8.0m
Staff costs
-€39,560
Depreciation
+€126,160
Other operating charges
-€15,361
Other operating items
-€4.0m
Financial income
+€105,203
Financial charges
+€700,925
Taxes
+€267,835
Result 2025
€977,979
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€1.4m
Investment
-€3,612
Financing
-€281,980
Cash 2024
€2.5m
From operations (derived)
-€1.4m
Net result for the year
+€977,979
Depreciation
+€79,926
Receivables after one year
-€325,189
Stocks and contracts
-€183,204
Receivables within one year
-€1.7m
Deferred charges and accrued income
+€485,451
Trade debts
+€3.1m
Tax, wage and social debts
+€281,172
Advances received
-€900,000
Accrued charges and deferred income
-€3.3m
Investment (derived)
-€3,612
Investment in fixed assets (net)
+€27,889
Current investments
-€31,501
Financing
-€281,980
Current portion of long-term debt
-€281,980
Cash 2025
€829,352
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,193,778 | €8,122,313 | -€71,465 | -0.9% |
| Fixed assets | 21/28 | €1,164,164 | €1,056,348 | -€107,815 | -9.3% |
| Intangible fixed assets | 21 | €9,287 | €0 | -€9,287 | -100% |
| Tangible fixed assets | 22/27 | €1,104,877 | €1,006,348 | -€98,528 | -8.9% |
| Land and buildings | 22 | €949,157 | €907,044 | -€42,114 | -4.4% |
| Plant, machinery and equipment | 23 | €652 | €4,778 | +€4,126 | +632% |
| Furniture and vehicles | 24 | €153,608 | €93,214 | -€60,394 | -39.3% |
| Other tangible fixed assets | 26 | €1,459 | €1,313 | -€146 | -10.0% |
| Financial fixed assets | 28 | €50,000 | €50,000 | = | 0.0% |
| Affiliated companies | 280/1 | - | €50,000 | +€50,000 | |
| Participating interests | 280 | - | €50,000 | +€50,000 | |
| Current assets | 29/58 | €7,029,615 | €7,065,965 | +€36,350 | +0.5% |
| Amounts receivable after more than one year | 29 | €841,418 | €1,166,607 | +€325,189 | +38.6% |
| Other amounts receivable | 291 | €841,418 | €1,166,607 | +€325,189 | +38.6% |
| Stocks and contracts in progress | 3 | €265,119 | €448,323 | +€183,204 | +69.1% |
| Stocks | 30/36 | €265,119 | €448,323 | +€183,204 | +69.1% |
| Goods purchased for resale | 34 | - | €448,323 | +€448,323 | |
| Amounts receivable within one year | 40/41 | €2,718,889 | €4,396,994 | +€1.7m | +61.7% |
| Trade receivables | 40 | €998,696 | €1,574,353 | +€575,657 | +57.6% |
| Other amounts receivable | 41 | €1,720,192 | €2,822,641 | +€1.1m | +64.1% |
| Current investments | 50/53 | €41,750 | €73,251 | +€31,501 | +75.5% |
| Other investments | 51/53 | - | €73,251 | +€73,251 | |
| Cash at bank and in hand | 54/58 | €2,525,549 | €829,352 | -€1.7m | -67.2% |
| Deferred charges and accrued income | 490/1 | €636,889 | €151,438 | -€485,451 | -76.2% |
| Total equity and liabilities | 10/49 | €8,193,778 | €8,122,313 | -€71,465 | -0.9% |
| Equity | 10/15 | €1,958,926 | €2,936,904 | +€977,979 | +49.9% |
| Contributions | 10/11 | €1 | €1 | = | 0.0% |
| Revaluation surpluses | 12 | €0 | - | = | |
| Reserves | 13 | €1,958,925 | €2,936,903 | +€977,979 | +49.9% |
| Distributable reserves | 133 | €1,958,925 | €2,936,903 | +€977,979 | +49.9% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €6,234,853 | €5,185,409 | -€1.0m | -16.8% |
| Amounts payable within one year | 42/48 | €2,938,103 | €5,185,409 | +€2.2m | +76.5% |
| Current portion of amounts payable after more than one year | 42 | €477,840 | €195,860 | -€281,980 | -59.0% |
| Trade debts | 44 | €1,362,277 | €4,510,391 | +€3.1m | +231% |
| Suppliers | 440/4 | €1,362,277 | €4,510,391 | +€3.1m | +231% |
| Advances received on contracts in progress | 46 | €900,000 | €0 | -€900,000 | -100% |
| Taxes, remuneration and social security | 45 | €143,986 | €425,158 | +€281,172 | +195% |
| Taxes | 450/3 | €143,986 | €417,889 | +€273,903 | +190% |
| Remuneration and social security | 454/9 | - | €7,269 | +€7,269 | |
| Other amounts payable | 47/48 | €54,000 | €54,000 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €3,296,750 | €0 | -€3.3m | -100% |
| Operating income | 70/76A | - | €12,931,441 | +€12.9m | |
| Turnover | 70 | - | €12,853,018 | +€12.9m | |
| Other operating income | 74 | - | €78,423 | +€78,423 | |
| Non-recurring operating income | 76A | €47,500 | €0 | -€47,500 | -100% |
| Operating charges | 60/66A | - | €11,079,252 | +€11.1m | |
| Goods for resale, raw materials and consumables | 60 | - | €2,895,570 | +€2.9m | |
| Purchases | 600/8 | - | €3,078,774 | +€3.1m | |
| Change in stocks: decrease (increase) | 609 | - | -€183,204 | -€183,204 | |
| Services and other goods | 61 | - | €7,965,390 | +€8.0m | |
| Remuneration, social security and pensions | 62 | - | €39,560 | +€39,560 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €206,086 | €79,926 | -€126,160 | -61.2% |
| Other operating charges | 640/8 | €50,644 | €66,005 | +€15,361 | +30.3% |
| Non-recurring operating charges | 66A | - | €32,801 | +€32,801 | |
| Gross operating margin | 9900 | €3,988,084 | - | -€4.0m | |
| Operating profit (loss) | 9901 | €3,731,354 | €1,852,189 | -€1.9m | -50.4% |
| Financial income | 75/76B | €51,394 | €156,596 | +€105,203 | +205% |
| Recurring financial income | 75 | €51,394 | €156,596 | +€105,203 | +205% |
| Income from current assets | 751 | - | €146,993 | +€146,993 | |
| Other financial income | 752/9 | - | €9,604 | +€9,604 | |
| Financial charges | 65/66B | €1,340,761 | €639,836 | -€700,925 | -52.3% |
| Recurring financial charges | 65 | €74,882 | €30,681 | -€44,202 | -59.0% |
| Debt charges | 650 | - | €27,616 | +€27,616 | |
| Other financial charges | 652/9 | - | €3,064 | +€3,064 | |
| Non-recurring financial charges | 66B | €1,265,879 | €609,155 | -€656,724 | -51.9% |
| Profit (loss) for the period before taxes | 9903 | €2,441,986 | €1,368,949 | -€1.1m | -43.9% |
| Income taxes | 67/77 | €658,806 | €390,970 | -€267,835 | -40.7% |
| Taxes | 670/3 | - | €390,970 | +€390,970 | |
| Tax adjustments and reversals of tax provisions | 77 | - | €0 | = | |
| Profit (loss) for the period | 9904 | €1,783,181 | €977,979 | -€805,202 | -45.2% |
| Profit (loss) for the period to be appropriated | 9905 | €1,783,181 | €977,979 | -€805,202 | -45.2% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.