Bergman Assets
ActiveBergman Assets is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.94M and a net result of €978k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 29% of 2383 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-05-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
7 d late
2024
21 d late
2022
37 d late
2021
402 d late
2020
502 d late
2019
357 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€2.94M▲ 49.9%
2024 · €1.96M
2019: €747k
2020: €748k
2021: €639k
2022: €666k
2024: €1.96M
2019 → 2025
Net result
€978k▼ 45.2%
2024 · €1.78M
2019: €47k
2020: €2k
2021: €-109k
2022: €26k
2024: €1.78M
2019 → 2025
Total assets
€8.12M▼ 0.9%
2024 · €8.19M
2019: €1.03M
2020: €841k
2021: €702k
2022: €831k
2024: €8.19M
2019 → 2025
Solvency
36.2%▲ 12.3pp
2024 · 23.9%
2019: 72.8%
2020: 88.9%
2021: 91.1%
2022: 80.2%
2024: 23.9%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Turnover€12.85M
Equity€748k-€639k▼ 14.5%€666k▲ 4.1%€1.96M▲ 194%€2.94M▲ 49.9%
Operating result€22k-€-57k€56k€3.73M▲ 6,580%€1.85M▼ 50.4%
Net result€2k-€-109k€26k€1.78M▲ 6,681%€978k▼ 45.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.12M
Fixed assets
€1.06M▼ 9.3%
Current assets
€7.07M▲ 0.5%
Equity and liabilities €8.12M
Equity
€2.94M▲ 49.9%
Debt
€5.19M▼ 16.8%
The debt ratio falls from 76.1% to 63.8%: equity grows while debt is paid down.
Key figures and ratios
Solvency
36.2%▲
2024 · 23.9%
ROE
33.3%▼
2024 · 91.0%
ROA
12.0%▼
2024 · 21.8%
Debt
€5.19M▼
2024 · €6.23M
Debt ≤ 1 year
€5.19M▲
2024 · €2.94M
Income taxes
€391k▼
2024 · €659k
Staff costs
€40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.19M€8.12M▼
Fixed assets21/28€1.16M€1.06M▼
Intangible fixed assets21€9k€0▼
Tangible fixed assets22/27€1.10M€1.01M▼
Land and buildings22€949k€907k▼
Plant, machinery and equipment23€652€5k▲
Furniture and vehicles24€154k€93k▼
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€50k€50k=
Affiliated companies280/1-€50k
Participating interests280-€50k
Current assets29/58€7.03M€7.07M▲
Amounts receivable after more than one year29€841k€1.17M▲
Other amounts receivable291€841k€1.17M▲
Stocks and contracts in progress3€265k€448k▲
Stocks30/36€265k€448k▲
Goods purchased for resale34-€448k
Amounts receivable within one year40/41€2.72M€4.40M▲
Trade receivables40€999k€1.57M▲
Other amounts receivable41€1.72M€2.82M▲
Current investments50/53€42k€73k▲
Other investments51/53-€73k
Cash at bank and in hand54/58€2.53M€829k▼
Deferred charges and accrued income490/1€637k€151k▼
Equity and liabilities
Total equity and liabilities10/49€8.19M€8.12M▼
Equity10/15€1.96M€2.94M▲
Contributions10/11€1€1=
Revaluation surpluses12€0-
Reserves13€1.96M€2.94M▲
Distributable reserves133€1.96M€2.94M▲
Profit (loss) carried forward14€0-
Amounts payable17/49€6.23M€5.19M▼
Amounts payable within one year42/48€2.94M€5.19M▲
Current portion of amounts payable after more than one year42€478k€196k▼
Trade debts44€1.36M€4.51M▲
Suppliers440/4€1.36M€4.51M▲
Advances received on contracts in progress46€900k€0▼
Taxes, remuneration and social security45€144k€425k▲
Taxes450/3€144k€418k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48€54k€54k=
Accrued charges and deferred income492/3€3.30M€0▼
Income statement
Code20242025
Operating income70/76A-€12.93M
Turnover70-€12.85M
Other operating income74-€78k
Non-recurring operating income76A€48k€0▼
Operating charges60/66A-€11.08M
Goods for resale, raw materials and consumables60-€2.90M
Purchases600/8-€3.08M
Change in stocks: decrease (increase)609-€-183k
Services and other goods61-€7.97M
Remuneration, social security and pensions62-€40k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€206k€80k▼
Other operating charges640/8€51k€66k▲
Non-recurring operating charges66A-€33k
Gross operating margin9900€3.99M-
Operating profit (loss)9901€3.73M€1.85M▼
Financial income75/76B€51k€157k▲
Recurring financial income75€51k€157k▲
Income from current assets751-€147k
Other financial income752/9-€10k
Financial charges65/66B€1.34M€640k▼
Recurring financial charges65€75k€31k▼
Debt charges650-€28k
Other financial charges652/9-€3k
Non-recurring financial charges66B€1.27M€609k▼
Profit (loss) for the period before taxes9903€2.44M€1.37M▼
Income taxes67/77€659k€391k▼
Taxes670/3-€391k
Tax adjustments and reversals of tax provisions77-€0
Profit (loss) for the period9904€1.78M€978k▼
Profit (loss) for the period to be appropriated9905€1.78M€978k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.78M€978k▼
Transfer to equity691/2€1.78M€978k▼
To other reserves6921€1.78M€978k▼
The notes to these accounts (44 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 7 days late
2025
30-09
Financial
Equity above €2MEq €2.94M ▲49.9%
3 profitable years in a row build equity to €2.94M.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
30-09
Financial
Highest result since 2019net €1.78M ▲6681%
Operating result €3.73M, net result €1.78M, both a record.
30-09
Financial
Equity above €1MEq €1.96M ▲194%
2 profitable years in a row build equity to €1.96M.
2023
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 37 days late
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 402 days late
2022
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 502 days late
2021
31-12
Financial
Weakest financial yearnet €-109k ▼6604%
Net result drops to €-109k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 357 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sionkloosterlaan 92930 BrasschaatGround area
7,389 m²
Building footprint
481 m²
Volume, LiDAR
3,287 m³
2 parcels, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bergman Assets
since 20192.289.721.127
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008A0112/00E000 | Flanders | 7,309 m² | 1 · 481 m² | 11.6 m · 2 fl. |
| 31334B0593/00_000 | Flanders | 80 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 9,750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2019
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
47811Retail sale of cars and light vans (up to 3.5 tonnes)
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.