BCF SECURITE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BCF SECURITE
Largest movements
- Cash -€40,576
down €40,576 (-86.0%), from €47,175 to €6,599
mainly Trade debts (-€43,641) and Debts after one year (-€6,642)
- Tangible fixed assets -€11,699
down €11,699 (-20.8%), from €56,332 to €44,634
of which Furniture and vehicles: -€11,699
- Receivables within one year +€4,466
up €4,466 (+6.2%), from €71,628 to €76,094
of which Other amounts receivable: +€2,340
- Trade debts -€43,641
down €43,641 (-94.7%), from €46,107 to €2,466
- Debts after one year -€6,642
down €6,642 (-47.0%), from €14,135 to €7,493
- Tax, wage and social debts +€4,367
up €4,367 (+39.6%), from €11,032 to €15,399
of which Taxes: +€4,077
- Gross operating margin -€33,208
down €33,208 (-29.4%), from €112,993 to €79,784
- Staff costs -€29,325
down €29,325 (-29.8%), from €98,335 to €69,010
- Depreciation +€10,691
up €10,691 (+1060.9%), from €1,008 to €11,699
- Other operating charges -€4,748
down €4,748 (-87.7%), from €5,417 to €669
- Taxes -€3,645
down €3,645 (-95.3%), from €3,825 to €180
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €176,412 | €129,815 | -€46,597 | -26.4% |
| Fixed assets | 21/28 | €56,332 | €44,634 | -€11,699 | -20.8% |
| Tangible fixed assets | 22/27 | €56,332 | €44,634 | -€11,699 | -20.8% |
| Plant, machinery and equipment | 23 | €0 | €0 | = | |
| Furniture and vehicles | 24 | €56,332 | €44,634 | -€11,699 | -20.8% |
| Current assets | 29/58 | €120,080 | €85,182 | -€34,898 | -29.1% |
| Amounts receivable after more than one year | 29 | €0 | - | = | |
| Other amounts receivable | 291 | €0 | - | = | |
| Amounts receivable within one year | 40/41 | €71,628 | €76,094 | +€4,466 | +6.2% |
| Trade receivables | 40 | €10,648 | €12,774 | +€2,126 | +20.0% |
| Other amounts receivable | 41 | €60,980 | €63,320 | +€2,340 | +3.8% |
| Cash at bank and in hand | 54/58 | €47,175 | €6,599 | -€40,576 | -86.0% |
| Deferred charges and accrued income | 490/1 | €1,277 | €2,489 | +€1,211 | +94.8% |
| Total equity and liabilities | 10/49 | €176,412 | €129,815 | -€46,597 | -26.4% |
| Equity | 10/15 | €98,912 | €97,490 | -€1,422 | -1.4% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €91,100 | €91,100 | = | 0.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €91,100 | €91,100 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,612 | €190 | -€1,422 | -88.2% |
| Amounts payable | 17/49 | €77,500 | €32,325 | -€45,175 | -58.3% |
| Amounts payable after more than one year | 17 | €14,135 | €7,493 | -€6,642 | -47.0% |
| Financial debts | 170/4 | €14,135 | €7,493 | -€6,642 | -47.0% |
| Amounts payable within one year | 42/48 | €63,004 | €24,507 | -€38,498 | -61.1% |
| Current portion of amounts payable after more than one year | 42 | €5,865 | €6,642 | +€777 | +13.2% |
| Trade debts | 44 | €46,107 | €2,466 | -€43,641 | -94.7% |
| Suppliers | 440/4 | €46,107 | €2,466 | -€43,641 | -94.7% |
| Taxes, remuneration and social security | 45 | €11,032 | €15,399 | +€4,367 | +39.6% |
| Taxes | 450/3 | €2,471 | €6,549 | +€4,077 | +165.0% |
| Remuneration and social security | 454/9 | €8,561 | €8,851 | +€290 | +3.4% |
| Other amounts payable | 47/48 | €0 | €0 | = | |
| Accrued charges and deferred income | 492/3 | €361 | €325 | -€36 | -10.0% |
| Turnover | 70 | €0 | - | = | |
| Goods, raw materials, services and sundry goods | 60/61 | €0 | - | = | |
| Remuneration, social security and pensions | 62 | €98,335 | €69,010 | -€29,325 | -29.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,008 | €11,699 | +€10,691 | +1060.9% |
| Other operating charges | 640/8 | €5,417 | €669 | -€4,748 | -87.7% |
| Gross operating margin | 9900 | €112,993 | €79,784 | -€33,208 | -29.4% |
| Operating profit (loss) | 9901 | €8,233 | -€1,593 | -€9,826 | |
| Financial income | 75/76B | €631 | €1,161 | +€530 | +84.1% |
| Recurring financial income | 75 | €631 | €1,161 | +€530 | +84.1% |
| Financial charges | 65/66B | €543 | €810 | +€267 | +49.1% |
| Recurring financial charges | 65 | €543 | €810 | +€267 | +49.1% |
| Profit (loss) for the period before taxes | 9903 | €8,321 | -€1,242 | -€9,563 | |
| Income taxes | 67/77 | €3,825 | €180 | -€3,645 | -95.3% |
| Profit (loss) for the period | 9904 | €4,495 | -€1,422 | -€5,917 | |
| Profit (loss) for the period to be appropriated | 9905 | €4,495 | -€1,422 | -€5,917 |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.