BCF SECURITE
ActiveBCF SECURITE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €-1k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 3181 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-5
Solvency100▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.48 against 1.91 in 2024; short-term debt: 18.9% and cash: 5.1% of total assets), and 24.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
-1.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
39 d early
2022
14 d early
2021
37 d early
2020
33 d early
2019
35 d early
2018
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€0
2019 · €0
2018: €0
2019: €0
2018 → 2024
EBIT margin
Not included in this filing
Net result
€-1k
2024 · €4k
2018: €-3k
2019: €30k
2020: €32k
2021: €9k
2022: €6k
2024: €4k
2018 → 2025
Working capital
€61k▲ 6.3%
2024 · €57k
2018: €9k
2019: €41k
2020: €35k
2021: €59k
2022: €71k
2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Turnover€0
Equity€80k-€89k▲ 11.3%€94k▲ 6.7%€99k▲ 4.8%€97k▼ 1.4%
Operating result€37k-€12k▼ 68.0%€7k▼ 40.3%€8k▲ 16.0%€-2k
Net result€32k-€9k▼ 72.4%€6k▼ 34.1%€4k▼ 23.9%€-1k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€45k▼ 20.8%
Current assets
€85k▼ 29.1%
Equity and liabilities €130k
Equity
€97k▼ 1.4%
Debt
€32k▼ 58.3%
The debt ratio falls from 43.9% to 24.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10k▲
2024 · €9k
Cash flow
€10k▲
2024 · €6k
Solvency
75.1%▲
2024 · 56.1%
Current ratio
3.48▲
2024 · 1.91
Quick ratio
3.48▲
2024 · 1.91
Debt / equity
0.33▼
2024 · 0.78
ROE
-1.5%▼
2024 · 4.5%
ROA
-1.1%▼
2024 · 2.5%
Interest coverage
12.48▼
2024 · 17.01
Debt
€32k▼
2024 · €78k
Debt ≤ 1 year
€25k▼
2024 · €63k
Debt > 1 year
€7k▼
2024 · €14k
Income taxes
€180▼
2024 · €4k
Staff costs
€69k▼
2024 · €98k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€176k€130k▼
Fixed assets21/28€56k€45k▼
Tangible fixed assets22/27€56k€45k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€56k€45k▼
Current assets29/58€120k€85k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€72k€76k▲
Trade receivables40€11k€13k▲
Other amounts receivable41€61k€63k▲
Cash at bank and in hand54/58€47k€7k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€176k€130k▼
Equity10/15€99k€97k▼
Contributions10/11€6k€6k=
Reserves13€91k€91k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€91k€91k=
Profit (loss) carried forward14€2k€190▼
Amounts payable17/49€78k€32k▼
Amounts payable after more than one year17€14k€7k▼
Financial debts170/4€14k€7k▼
Amounts payable within one year42/48€63k€25k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€46k€2k▼
Suppliers440/4€46k€2k▼
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€2k€7k▲
Remuneration and social security454/9€9k€9k▲
Other amounts payable47/48€0€0=
Accrued charges and deferred income492/3€361€325▼
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Remuneration, social security and pensions62€98k€69k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€12k▲
Other operating charges640/8€5k€669▼
Gross operating margin9900€113k€80k▼
Operating profit (loss)9901€8k€-2k▼
Financial income75/76B€631€1k▲
Recurring financial income75€631€1k▲
Financial charges65/66B€543€810▲
Recurring financial charges65€543€810▲
Profit (loss) for the period before taxes9903€8k€-1k▼
Income taxes67/77€4k€180▼
Profit (loss) for the period9904€4k€-1k▼
Profit (loss) for the period to be appropriated9905€4k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€190▼
Profit (loss) brought forward from the previous period14P€2k€2k▼
Transfer to equity691/2€5k-
To other reserves6921€5k-
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €32k ▲6.8%
Operating result €37k, net result €32k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bouquette 1054800 VerviersGround area
506 m²
Building footprint
90 m²
Volume, LiDAR
651 m³
Parcel 63576D0014/00N000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BCF Sécurité
since 20042.137.957.204
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63576D0014/00N000 | Wallonia | 506 m² | 1 · 90 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,564 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2004
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71209Other technical testing and analysis
74142
74302
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:087/33 13 69
Fax:087/ 35 07 95