Bananafishbones: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bananafishbones
Largest movements
- Cash -€110,896
down €110,896 (-17.7%), from €625,600 to €514,704
mainly Contributions, distributions and other (-€325,472) and Debts after one year (-€8,266)
- Receivables within one year -€22,612
down €22,612 (-20.3%), from €111,237 to €88,624
- Tangible fixed assets -€14,300
down €14,300 (-31.8%), from €44,912 to €30,612
- Reserves -€204,105
down €204,105 (-24.1%), from €848,463 to €644,357
of which Distributable reserves: -€202,339
- Other debts +€70,750
up €70,750 (+364%), from €19,453 to €90,203
- Gross operating margin -€20,162
down €20,162 (-9.5%), from €211,475 to €191,313
- Financial income -€12,365
down €12,365 (-99.4%), from €12,442 to €78
- Taxes -€10,222
down €10,222 (-16.5%), from €62,136 to €51,915
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €977,244 | €829,340 | -€147,904 | -15.1% |
| Fixed assets | 21/28 | €239,912 | €225,612 | -€14,300 | -6.0% |
| Tangible fixed assets | 22/27 | €44,912 | €30,612 | -€14,300 | -31.8% |
| Furniture and vehicles | 24 | €44,912 | €30,612 | -€14,300 | -31.8% |
| Financial fixed assets | 28 | €195,000 | €195,000 | = | 0.0% |
| Current assets | 29/58 | €737,331 | €603,727 | -€133,604 | -18.1% |
| Amounts receivable within one year | 40/41 | €111,237 | €88,624 | -€22,612 | -20.3% |
| Trade receivables | 40 | €111,237 | €88,624 | -€22,612 | -20.3% |
| Current investments | 50/53 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €625,600 | €514,704 | -€110,896 | -17.7% |
| Deferred charges and accrued income | 490/1 | €494 | €399 | -€96 | -19.3% |
| Total equity and liabilities | 10/49 | €977,244 | €829,340 | -€147,904 | -15.1% |
| Equity | 10/15 | €867,013 | €662,907 | -€204,105 | -23.5% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €848,463 | €644,357 | -€204,105 | -24.1% |
| Tax-exempt reserves | 132 | €7,430 | €5,664 | -€1,766 | -23.8% |
| Distributable reserves | 133 | €841,032 | €638,693 | -€202,339 | -24.1% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Provisions and deferred taxes | 16 | €2,477 | €1,888 | -€589 | -23.8% |
| Deferred taxes | 168 | €2,477 | €1,888 | -€589 | -23.8% |
| Amounts payable | 17/49 | €107,754 | €164,544 | +€56,790 | +52.7% |
| Amounts payable after more than one year | 17 | €37,153 | €28,887 | -€8,266 | -22.2% |
| Financial debts | 170/4 | €19,153 | €10,887 | -€8,266 | -43.2% |
| Other amounts payable | 178/9 | €18,000 | €18,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €66,842 | €131,416 | +€64,573 | +96.6% |
| Current portion of amounts payable after more than one year | 42 | €7,891 | €8,266 | +€375 | +4.8% |
| Trade debts | 44 | €615 | €817 | +€202 | +32.9% |
| Suppliers | 440/4 | €615 | €817 | +€202 | +32.9% |
| Taxes, remuneration and social security | 45 | €38,884 | €32,130 | -€6,754 | -17.4% |
| Taxes | 450/3 | €36,334 | €32,130 | -€4,204 | -11.6% |
| Remuneration and social security | 454/9 | €2,550 | €0 | -€2,550 | -100% |
| Other amounts payable | 47/48 | €19,453 | €90,203 | +€70,750 | +364% |
| Accrued charges and deferred income | 492/3 | €3,759 | €4,241 | +€483 | +12.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,511 | €14,300 | -€211 | -1.5% |
| Other operating charges | 640/8 | €1,336 | €779 | -€558 | -41.7% |
| Gross operating margin | 9900 | €211,475 | €191,313 | -€20,162 | -9.5% |
| Operating profit (loss) | 9901 | €195,627 | €176,235 | -€19,393 | -9.9% |
| Financial income | 75/76B | €12,442 | €78 | -€12,365 | -99.4% |
| Recurring financial income | 75 | €12,442 | €78 | -€12,365 | -99.4% |
| Financial charges | 65/66B | €3,500 | €3,620 | +€120 | +3.4% |
| Recurring financial charges | 65 | €3,500 | €3,620 | +€120 | +3.4% |
| Profit (loss) for the period before taxes | 9903 | €204,570 | €172,692 | -€31,878 | -15.6% |
| Transfer from deferred taxes | 780 | €589 | €589 | = | 0.0% |
| Transfer to deferred taxes | 680 | €0 | - | = | |
| Income taxes | 67/77 | €62,136 | €51,915 | -€10,222 | -16.5% |
| Profit (loss) for the period | 9904 | €143,022 | €121,366 | -€21,656 | -15.1% |
| Transfer from tax-exempt reserves | 789 | €1,766 | €1,766 | = | 0.0% |
| Transfer to tax-exempt reserves | 689 | €0 | - | = | |
| Profit (loss) for the period to be appropriated | 9905 | €144,788 | €123,132 | -€21,656 | -15.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.