Bananafishbones
ActiveBananafishbones has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €663k and a net result of €121k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+10
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 4.59 against 11.03 in 2024), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
14.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
on the day
2023
23 d late
2022
5 d early
2021
45 d late
2020
24 d late
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€663k▼ 23.5%
2024 · €867k
2018: €527k
2019: €518k
2020: €852k
2021: €698k
2022: €813k
2023: €724k
2024: €867k
2018 → 2025
Total assets
€829k▼ 15.1%
2024 · €977k
2018: €601k
2019: €571k
2020: €965k
2021: €887k
2022: €1.00M
2023: €838k
2024: €977k
2018 → 2025
Net result
€121k▼ 15.1%
2024 · €143k
2018: €111k
2019: €-10k
2020: €335k
2021: €117k
2022: €115k
2023: €146k
2024: €143k
2018 → 2025
Working capital
€472k▼ 29.6%
2024 · €670k
2018: €322k
2019: €419k
2020: €700k
2021: €555k
2022: €674k
2023: €556k
2024: €670k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€698k-€813k▲ 16.5%€724k▼ 11.0%€867k▲ 19.8%€663k▼ 23.5%
Operating result€164k-€168k▲ 2.7%€212k▲ 25.9%€196k▼ 7.7%€176k▼ 9.9%
Net result€117k-€115k▼ 1.5%€146k▲ 26.3%€143k▼ 1.8%€121k▼ 15.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €829k
Fixed assets
€226k▼ 6.0%
Current assets
€604k▼ 18.1%
Equity and liabilities €829k
Equity
€663k▼ 23.5%
Provisions
€2k▼ 23.8%
Debt
€165k▲ 52.7%
The debt ratio rises from 11.0% to 19.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€191k▼
2024 · €210k
Cash flow
€136k▼
2024 · €158k
Solvency
79.9%▼
2024 · 88.7%
Current ratio
4.59▼
2024 · 11.03
Quick ratio
4.59▼
2024 · 11.03
Debt / equity
0.25▲
2024 · 0.12
ROE
18.3%▲
2024 · 16.5%
ROA
14.6%=
2024 · 14.6%
Interest coverage
52.64▼
2024 · 60.05
Debt
€165k▲
2024 · €108k
Debt ≤ 1 year
€131k▲
2024 · €67k
Debt > 1 year
€29k▼
2024 · €37k
Income taxes
€52k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€977k€829k▼
Fixed assets21/28€240k€226k▼
Tangible fixed assets22/27€45k€31k▼
Furniture and vehicles24€45k€31k▼
Financial fixed assets28€195k€195k=
Current assets29/58€737k€604k▼
Amounts receivable within one year40/41€111k€89k▼
Trade receivables40€111k€89k▼
Current investments50/53€0-
Cash at bank and in hand54/58€626k€515k▼
Deferred charges and accrued income490/1€494€399▼
Equity and liabilities
Total equity and liabilities10/49€977k€829k▼
Equity10/15€867k€663k▼
Contributions10/11€19k€19k=
Reserves13€848k€644k▼
Tax-exempt reserves132€7k€6k▼
Distributable reserves133€841k€639k▼
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€2k€2k▼
Deferred taxes168€2k€2k▼
Amounts payable17/49€108k€165k▲
Amounts payable after more than one year17€37k€29k▼
Financial debts170/4€19k€11k▼
Other amounts payable178/9€18k€18k=
Amounts payable within one year42/48€67k€131k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€615€817▲
Suppliers440/4€615€817▲
Taxes, remuneration and social security45€39k€32k▼
Taxes450/3€36k€32k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€19k€90k▲
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€1k€779▼
Gross operating margin9900€211k€191k▼
Operating profit (loss)9901€196k€176k▼
Financial income75/76B€12k€78▼
Recurring financial income75€12k€78▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€205k€173k▼
Transfer from deferred taxes780€589€589=
Transfer to deferred taxes680€0-
Income taxes67/77€62k€52k▼
Profit (loss) for the period9904€143k€121k▼
Transfer from tax-exempt reserves789€2k€2k=
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€145k€123k▼
Appropriation of the result
Profit (loss) to be appropriated9906€145k€123k▼
Transfer from equity791/2€0€325k▲
Transfer to equity691/2€145k€123k▼
To other reserves6921€145k€123k▼
Profit to be distributed694/7€0€325k▲
Return on contributions (dividend)694€0€325k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 10.68
Current ratio from 5.19 to 10.68; short-term debt falls from €161k to €57k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 45 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Back to profitnet €335k
Net result €335k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 68 days late
2019
31-12
Financial
Weakest financial yearnet €-10k ▼109%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 17 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pikkelstraat 68570 AnzegemGround area
1,159 m²
Building footprint
162 m²
Volume, LiDAR
566 m³
Parcel 34002D0275/00E000, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bananafishbones
since 20072.162.847.602
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34002D0275/00E000 | Flanders | 1,159 m² | 1 · 162 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 32,017 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.