BAKKERIJ HERMANS: what changed
What changed
BAKKERIJ HERMANS
filed annual accounts (NBB)
Net result for the year
-€8,839
2024 · -€13,016+€4,176
Equity
€173,384
2024 · €182,223-€8,839
Cash
€66,313
2024 · €86,599-€20,286
Balance sheet total
€177,865
2024 · €200,085-€22,220
Largest movements
Assets
- Cash -€20,286
down €20,286 (-23.4%), from €86,599 to €66,313
mainly Other debts (-€11,962) and Net result for the year (-€8,839)
Equity and liabilities
- Other debts -€11,962
down €11,962 (-100%), from €11,962 to €0
- Profit (loss) carried forward -€8,839
down €8,839 (-21.3%), from -€41,442 to -€50,281
- Current portion of long-term debt -€2,561
down €2,561 (-83.2%), from €3,078 to €517
Income statement
- Other operating charges +€2,839
up €2,839 (+272%), from €1,044 to €3,883
- Gross operating margin +€1,298
up €1,298 (+18.4%), from -€7,053 to -€5,755
- Financial income -€906
down €906 (-22.0%), from €4,124 to €3,218
- Taxes -€626
down €626 (-51.4%), from €1,217 to €591
- Financial charges -€497
down €497 (-21.4%), from €2,325 to €1,828
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€13,016
Gross operating margin
+€1,298
Other operating charges
-€2,839
Other operating items
+€5,500
Financial income
-€906
Financial charges
+€497
Taxes
+€626
Result 2025
-€8,839
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€17,961
Investment
€0
Financing
-€2,325
Cash 2024
€86,599
From operations (derived)
-€17,961
Net result for the year
-€8,839
Receivables within one year
+€209
Deferred charges and accrued income
+€1,725
Trade debts
+€932
Tax, wage and social debts
-€26
Other debts
-€11,962
Financing
-€2,325
Debts after one year
-€517
Current portion of long-term debt
-€2,561
Short-term financial debts
+€753
Cash 2025
€66,313
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €200,085 | €177,865 | -€22,220 | -11.1% |
| Current assets | 29/58 | €200,085 | €177,865 | -€22,220 | -11.1% |
| Amounts receivable within one year | 40/41 | €209 | €0 | -€209 | -100% |
| Other amounts receivable | 41 | €209 | €0 | -€209 | -100% |
| Current investments | 50/53 | €111,552 | €111,552 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €86,599 | €66,313 | -€20,286 | -23.4% |
| Deferred charges and accrued income | 490/1 | €1,725 | €0 | -€1,725 | -100% |
| Total equity and liabilities | 10/49 | €200,085 | €177,865 | -€22,220 | -11.1% |
| Equity | 10/15 | €182,223 | €173,384 | -€8,839 | -4.9% |
| Contributions | 10/11 | €22,534 | €22,534 | = | 0.0% |
| Reserves | 13 | €201,131 | €201,131 | = | 0.0% |
| Distributable reserves | 133 | €201,131 | €201,131 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€41,442 | -€50,281 | -€8,839 | -21.3% |
| Amounts payable | 17/49 | €17,862 | €4,481 | -€13,381 | -74.9% |
| Amounts payable after more than one year | 17 | €517 | €0 | -€517 | -100% |
| Financial debts | 170/4 | €517 | €0 | -€517 | -100% |
| Amounts payable within one year | 42/48 | €17,344 | €4,481 | -€12,864 | -74.2% |
| Current portion of amounts payable after more than one year | 42 | €3,078 | €517 | -€2,561 | -83.2% |
| Financial debts | 43 | €1,195 | €1,947 | +€753 | +63.0% |
| Credit institutions | 430/8 | €1,195 | €1,947 | +€753 | +63.0% |
| Trade debts | 44 | - | €932 | +€932 | |
| Suppliers | 440/4 | - | €932 | +€932 | |
| Taxes, remuneration and social security | 45 | €1,110 | €1,084 | -€26 | -2.3% |
| Taxes | 450/3 | €1,110 | €1,084 | -€26 | -2.3% |
| Other amounts payable | 47/48 | €11,962 | €0 | -€11,962 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €0 | - | = | |
| Other operating charges | 640/8 | €1,044 | €3,883 | +€2,839 | +272% |
| Non-recurring operating charges | 66A | €5,500 | €0 | -€5,500 | -100% |
| Gross operating margin | 9900 | -€7,053 | -€5,755 | +€1,298 | +18.4% |
| Operating profit (loss) | 9901 | -€13,597 | -€9,638 | +€3,959 | +29.1% |
| Financial income | 75/76B | €4,124 | €3,218 | -€906 | -22.0% |
| Recurring financial income | 75 | €4,124 | €3,218 | -€906 | -22.0% |
| Financial charges | 65/66B | €2,325 | €1,828 | -€497 | -21.4% |
| Recurring financial charges | 65 | €2,325 | €1,828 | -€497 | -21.4% |
| Profit (loss) for the period before taxes | 9903 | -€11,798 | -€8,248 | +€3,550 | +30.1% |
| Income taxes | 67/77 | €1,217 | €591 | -€626 | -51.4% |
| Profit (loss) for the period | 9904 | -€13,016 | -€8,839 | +€4,176 | +32.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€13,016 | -€8,839 | +€4,176 | +32.1% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.