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BAKKERIJ HERMANS

Active
Private limited companyfounded 1982active for 44 yearsZeedijk 25, 8430 Middelkerke, BelgiumKBO/BCE: BE 0422.444.007
Summary

BAKKERIJ HERMANS has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173,384 and a net result of -€8,839. Equity has been growing by about 6% per year since 2018. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-02-1982 Normal situation
Activity
No activity registered in the KBO
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Board and ownership

Board
  • Hermans Sofie MariaDirector

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
-€5,755
▲ 18.4%
Loss
€8,839
▼ 32.1%
Equity
€173,384
▼ 4.9%
Total assets
€177,865
▼ 11.1%
Turnover not published (micro format)
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSize: total assets €177,865Founded in 1982Liquidity: current ratio 39.70, cash €66,313Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 97.5% of total assets
Liquidity 97-3
short-term debt 2.5% · cash 37.3%
Profitability 25+14
return on assets -5.0%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025 09-2025: 0.7%▲ +0.1 percentage points vs 08-2025 10-2025: 0.3%▼ -0.4 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.2%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.7%▲ +0.5 percentage points vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.8%▲ +0.1 percentage points vs 04-2026 06-2026: 0.9%▲ +0.1 percentage points vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.3%▼ -0.7 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 39.7 (11.54 in 2024), above the usual 1.5. Short-term debt is 2.5% and cash 37.3% of total assets. 2.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 87% on liquidity, 19% on profitability and 31% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €177,865
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 1982
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 39.70, cash €66,313
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8,839
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
54 days late
2023
on the day
2022
52 days late
2021
3 days early
2020
19 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 16 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 51 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€8,839 View

Recent changes

  1. · Gazette deed Registered office moved from Vosselaar to Middelkerke
All 16 events

Key facts about BAKKERIJ HERMANS

What is the company number of BAKKERIJ HERMANS?
The company number of BAKKERIJ HERMANS is 0422.444.007. The VAT number is the same number with BE in front: BE 0422.444.007.
Where is BAKKERIJ HERMANS based?
The registered office is at Zeedijk 25, 8430 Middelkerke.Company details
What is the legal form of BAKKERIJ HERMANS?
The legal form of BAKKERIJ HERMANS is Private limited company (BV).
When was BAKKERIJ HERMANS founded?
BAKKERIJ HERMANS was founded on 12-02-1982.
Is BAKKERIJ HERMANS still active?
Yes, BAKKERIJ HERMANS is an active enterprise in the KBO register.
How many employees does BAKKERIJ HERMANS have?
BAKKERIJ HERMANS had an average of 0.1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of BAKKERIJ HERMANS?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
Is BAKKERIJ HERMANS profitable?
In financial year 2025, BAKKERIJ HERMANS made a loss of €8,839.
Where can I find the annual accounts of BAKKERIJ HERMANS?
BAKKERIJ HERMANS filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BAKKERIJ HERMANS due?
BAKKERIJ HERMANS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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