B-MONOPOLE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
B-MONOPOLE
Largest movements
- Receivables within one year -€117,000
down €117,000 (-93.4%), from €125,304 to €8,304
- Tangible fixed assets -€75,750
down €75,750 (-4.0%), from €1.9m to €1.8m
of which Land and buildings: -€57,641
- Receivables after one year +€55,957
new in 2025: €55,957
- Debts after one year +€3.4m
up €3.4m (+10224.9%), from €33,243 to €3.4m
of which Financial debts: +€3.4m
- Short-term financial debts -€2.8m
no longer reported in 2025 (was €2.8m)
- Profit (loss) carried forward -€2.6m
down €2.6m (-256.4%), from -€1.0m to -€3.6m
- Provisions +€1.9m
new in 2025: €1.9m
- Other debts -€34,543
down €34,543 (-89.9%), from €38,407 to €3,863
- Provisions +€1.9m
new in 2025: €1.9m
- Financial charges +€475,641
up €475,641 (+319.2%), from €149,031 to €624,672
- Other operating charges +€118,712
new in 2025: €118,712
- Gross operating margin +€11,820
up €11,820 (+14.2%), from €82,955 to €94,775
- Financial income -€1,269
down €1,269 (-100.0%), from €1,269 to €0
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,047,800 | €1,898,390 | -€149,410 | -7.3% |
| Fixed assets | 21/28 | €1,906,638 | €1,830,888 | -€75,750 | -4.0% |
| Tangible fixed assets | 22/27 | €1,906,638 | €1,830,888 | -€75,750 | -4.0% |
| Land and buildings | 22 | €1,676,849 | €1,619,208 | -€57,641 | -3.4% |
| Other tangible fixed assets | 26 | €229,789 | €211,680 | -€18,108 | -7.9% |
| Current assets | 29/58 | €141,162 | €67,502 | -€73,660 | -52.2% |
| Amounts receivable after more than one year | 29 | - | €55,957 | +€55,957 | |
| Other amounts receivable | 291 | - | €55,957 | +€55,957 | |
| Amounts receivable within one year | 40/41 | €125,304 | €8,304 | -€117,000 | -93.4% |
| Other amounts receivable | 41 | €125,304 | €8,304 | -€117,000 | -93.4% |
| Cash at bank and in hand | 54/58 | €15,858 | €3,241 | -€12,617 | -79.6% |
| Total equity and liabilities | 10/49 | €2,047,800 | €1,898,390 | -€149,410 | -7.3% |
| Equity | 10/15 | -€815,904 | -€3,420,755 | -€2.6m | -319.3% |
| Contributions | 10/11 | €200,000 | €200,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,015,904 | -€3,620,755 | -€2.6m | -256.4% |
| Provisions and deferred taxes | 16 | - | €1,880,493 | +€1.9m | |
| Provisions for liabilities and charges | 160/5 | - | €1,880,493 | +€1.9m | |
| Other liabilities and charges | 164/5 | - | €1,880,493 | +€1.9m | |
| Amounts payable | 17/49 | €2,863,704 | €3,438,652 | +€574,948 | +20.1% |
| Amounts payable after more than one year | 17 | €33,243 | €3,432,369 | +€3.4m | +10224.9% |
| Financial debts | 170/4 | €12,243 | €3,411,369 | +€3.4m | +27762.8% |
| Other amounts payable | 178/9 | €21,000 | €21,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €2,830,460 | €6,283 | -€2.8m | -99.8% |
| Financial debts | 43 | €2,785,368 | - | -€2.8m | |
| Credit institutions | 430/8 | €2,785,368 | - | -€2.8m | |
| Trade debts | 44 | €6,685 | €2,420 | -€4,265 | -63.8% |
| Suppliers | 440/4 | €6,685 | €2,420 | -€4,265 | -63.8% |
| Other amounts payable | 47/48 | €38,407 | €3,863 | -€34,543 | -89.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €75,817 | €75,750 | -€68 | -0.1% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | - | €1,880,493 | +€1.9m | |
| Other operating charges | 640/8 | - | €118,712 | +€118,712 | |
| Gross operating margin | 9900 | €82,955 | €94,775 | +€11,820 | +14.2% |
| Operating profit (loss) | 9901 | €7,138 | -€1,980,179 | -€2.0m | |
| Financial income | 75/76B | €1,269 | €0 | -€1,269 | -100.0% |
| Recurring financial income | 75 | €1,269 | €0 | -€1,269 | -100.0% |
| Financial charges | 65/66B | €149,031 | €624,672 | +€475,641 | +319.2% |
| Recurring financial charges | 65 | €149,031 | €624,672 | +€475,641 | +319.2% |
| Profit (loss) for the period before taxes | 9903 | -€140,624 | -€2,604,851 | -€2.5m | -1752.4% |
| Profit (loss) for the period | 9904 | -€140,624 | -€2,604,851 | -€2.5m | -1752.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€140,624 | -€2,604,851 | -€2.5m | -1752.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.