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B-MONOPOLE

Active
Private limited companyfounded 201511 yrs activeAvenue des Artisans(GHI) 31, 7822 Ath, BelgiumKBO/BCE: BE 0636.960.002
Summary

The computed 12-month bankruptcy probability of B-MONOPOLE is 5.2% (elevated). The 2025 annual accounts show negative equity (-€3.4m) and a net result of -€2.6m. Equity is shrinking by ~51.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 10958 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
B-MONOPOLEActiveChecked score 35/100
Risk analysis ReportCompare

Overview

Activity
Buying and selling of own real estate
NACE 68110NACE 68100
#8 company by total assets in Ath, Real estate sector1 site
Size
€1.9mtotal assets 2025
Equity
-€3.4m
Loss
-€2.6m
Net result -1,752%: other schema
Financial health
35 Weak Checked score 2025
Bankruptcy chance 12 m
5.2%
Structure
Accounts 31 d early1 of 7 deeds read
Why 35- Loss of €2.6m, the second in a row (FY 2025)- 2 of the last 3 late- Negative equity -€3.4m- 1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 16% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -180.2% of total assets
Liquidity 50+49
short-term debt 0.3% · cash 0.2%
Profitability 0-15
return on assets -137.2%
Bankruptcy probability, 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,417 companies)
Last 24 months 11-2024: 2.0% 12-2024: 2.0%● 0.0% vs 11-2024 01-2025: 2.0%● 0.0% vs 12-2024 02-2025: 2.1%▲ +3.2% vs 01-2025 03-2025: 2.0%▼ -2.0% vs 02-2025 04-2025: 2.0%▼ -2.0% vs 03-2025 05-2025: 2.0%▲ +0.8% vs 04-2025 06-2025: 2.1%▲ +5.3% vs 05-2025 07-2025: 2.0%▼ -4.7% vs 06-2025 08-2025: 2.2%▲ +9.9% vs 07-2025 09-2025: 2.4%▲ +11.1% vs 08-2025 10-2025: 0.7%▼ -69.3% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%▼ -2.9% vs 11-2025lowest value 01-2026: 0.7%● 0.0% vs 12-2025lowest value 02-2026: 0.7%▲ +1.9% vs 01-2026 03-2026: 1.5%▲ +102% vs 02-2026 04-2026: 1.5%● 0.0% vs 03-2026 05-2026: 1.6%▲ +4.7% vs 04-2026 06-2026: 1.7%▲ +5.2% vs 05-2026 07-2026: 1.7%▲ +2.0% vs 06-2026 08-2026: 1.8%▲ +5.2% vs 07-2026 09-2026: 2.0%▲ +13.4% vs 08-2026 10-2026: 5.2%▲ +159% vs 09-2026highest value
  • Loss of €2.6m, the second in a row (FY 2025) raises the probability
  • 2 of the last 3 late raises the probability
  • Negative equity -€3.4m raises the probability
  • 1 change of registered office in 24 months raises the probability
No credit on open account
Liquidity ample (current ratio 10.74 against 0.05 in 2024; short-term debt: 0.3% and cash: 0.2% of total assets), but equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 5%, liquidity 52%, profitability 4%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Loss of €2.6m, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Negative equity -€3.4m
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€3.4m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
36 d late
2023
68 d late
2022
38 d early
2021
34 d early
2020
12 d early
2019
38 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 67 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Registered officeRegistered-office move · Director in…
  3. Weakest financial yearnet -€2.6m

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€3.4m View
  • Risk: 5 loss-making years in a rowloss fiscal year 2025 -€2.6m View
  • Caution: Result fell in 2025different schema filed ▼ 1,752% View
  • Caution: Among the weakest 5% on solvencysector median 31.3% · 10,958 companies -180.2% View

By topic

Financials

Fiscal year
2025
Total assets
€1.9m
Loss
-€2.6m
Solvency
-180.2%
Total assets▼ 7.3%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 23-02-2026Registered office
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
11-09-2015
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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