Automobile Saey: what changed
Automobile Saey
Largest movements
- Receivables within one year -€25,697
down €25,697 (-25.5%), from €100,856 to €75,159
of which Trade receivables: -€35,266
- Cash +€15,478
up €15,478 (+442%), from €3,500 to €18,978
mainly Receivables within one year (+€25,697) and Net result for the year (+€14,182)
- Tangible fixed assets -€11,221
down €11,221 (-31.6%), from €35,537 to €24,316
of which Furniture and vehicles: -€9,607
- Stocks and contracts -€10,368
no longer reported in 2025 (was €10,368)
- Trade debts -€19,224
down €19,224 (-43.4%), from €44,276 to €25,052
- Profit (loss) carried forward +€14,182
up €14,182 (+63.5%), from €22,346 to €36,528
- Current portion of long-term debt -€12,202
down €12,202 (-59.2%), from €20,620 to €8,418
- Debts after one year -€10,199
down €10,199 (-73.8%), from €13,814 to €3,615
- Other debts -€10,053
no longer reported in 2025 (was €10,053)
- Turnover +€164,073
up €164,073 (+29.0%), from €566,637 to €730,710
- Purchases and services +€132,373
up €132,373 (+27.7%), from €477,415 to €609,788
- Gross operating margin +€31,700
up €31,700 (+35.5%), from €89,222 to €120,922
- Staff costs +€19,606
up €19,606 (+29.7%), from €66,108 to €85,714
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €150,261 | €118,913 | -€31,348 | -20.9% |
| Fixed assets | 21/28 | €35,537 | €24,316 | -€11,221 | -31.6% |
| Tangible fixed assets | 22/27 | €35,537 | €24,316 | -€11,221 | -31.6% |
| Furniture and vehicles | 24 | €30,423 | €20,816 | -€9,607 | -31.6% |
| Other tangible fixed assets | 26 | €5,114 | €3,500 | -€1,614 | -31.6% |
| Current assets | 29/58 | €114,724 | €94,597 | -€20,127 | -17.5% |
| Stocks and contracts in progress | 3 | €10,368 | - | -€10,368 | |
| Stocks | 30/36 | €10,368 | - | -€10,368 | |
| Amounts receivable within one year | 40/41 | €100,856 | €75,159 | -€25,697 | -25.5% |
| Trade receivables | 40 | €79,174 | €43,908 | -€35,266 | -44.5% |
| Other amounts receivable | 41 | €21,682 | €31,251 | +€9,569 | +44.1% |
| Cash at bank and in hand | 54/58 | €3,500 | €18,978 | +€15,478 | +442% |
| Deferred charges and accrued income | 490/1 | - | €460 | +€460 | |
| Total equity and liabilities | 10/49 | €150,261 | €118,913 | -€31,348 | -20.9% |
| Equity | 10/15 | €46,406 | €60,588 | +€14,182 | +30.6% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €5,460 | €5,460 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | - | -€1,860 | |
| Reserves not available under the articles | 1311 | €1,860 | - | -€1,860 | |
| Tax-exempt reserves | 132 | €3,600 | €3,600 | = | 0.0% |
| Distributable reserves | 133 | - | €1,860 | +€1,860 | |
| Profit (loss) carried forward | 14 | €22,346 | €36,528 | +€14,182 | +63.5% |
| Amounts payable | 17/49 | €103,855 | €58,325 | -€45,530 | -43.8% |
| Amounts payable after more than one year | 17 | €13,814 | €3,615 | -€10,199 | -73.8% |
| Financial debts | 170/4 | €13,814 | €3,615 | -€10,199 | -73.8% |
| Amounts payable within one year | 42/48 | €90,041 | €54,710 | -€35,331 | -39.2% |
| Current portion of amounts payable after more than one year | 42 | €20,620 | €8,418 | -€12,202 | -59.2% |
| Trade debts | 44 | €44,276 | €25,052 | -€19,224 | -43.4% |
| Suppliers | 440/4 | €44,276 | €25,052 | -€19,224 | -43.4% |
| Taxes, remuneration and social security | 45 | €15,092 | €21,240 | +€6,148 | +40.7% |
| Taxes | 450/3 | €14,701 | €19,631 | +€4,930 | +33.5% |
| Remuneration and social security | 454/9 | €391 | €1,609 | +€1,218 | +312% |
| Other amounts payable | 47/48 | €10,053 | - | -€10,053 | |
| Turnover | 70 | €566,637 | €730,710 | +€164,073 | +29.0% |
| Goods, raw materials, services and sundry goods | 60/61 | €477,415 | €609,788 | +€132,373 | +27.7% |
| Remuneration, social security and pensions | 62 | €66,108 | €85,714 | +€19,606 | +29.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,221 | €11,221 | = | 0.0% |
| Other operating charges | 640/8 | €2,634 | €3,212 | +€578 | +21.9% |
| Gross operating margin | 9900 | €89,222 | €120,922 | +€31,700 | +35.5% |
| Operating profit (loss) | 9901 | €9,259 | €20,775 | +€11,516 | +124% |
| Financial charges | 65/66B | €4,435 | €3,093 | -€1,342 | -30.3% |
| Recurring financial charges | 65 | €4,435 | €3,093 | -€1,342 | -30.3% |
| Profit (loss) for the period before taxes | 9903 | €4,824 | €17,682 | +€12,858 | +267% |
| Income taxes | 67/77 | - | €3,500 | +€3,500 | |
| Profit (loss) for the period | 9904 | €4,824 | €14,182 | +€9,358 | +194% |
| Profit (loss) for the period to be appropriated | 9905 | €4,824 | €14,182 | +€9,358 | +194% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 August 2024 and 30 September 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.