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Automobile Saey

Active
Private limited companyfounded 2006active for 20 yearsRue Longue 16, 1320 Beauvechain, BelgiumKBO/BCE: BE 0882.415.532

From the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Automobile Saey has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,588 and a net result of €14,182. Equity has been growing by about 12% per year since 2019. Its solvency ranks better than 63% of 3,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 10-07-2006 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 2 others
Establishment unit
2.156.738.877 1320 Beauvechain, since 12-10-2006
Financial year end
30 September
Peppol
Reachable since 14-07-2025

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-09-2025
Turnover
€730,710
▲ 29.0%
Profit
€14,182
▲ 194%
Equity
€60,588
▲ 30.6%
Total assets
€118,913
▼ 20.9%
Staff
1.4 FTE
▲ 40.0%
Filed on 12-03-2026, 49 days before the deadlinePDF
Score breakdownraises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskFounded in 2006Liquidity: current ratio 1.73, cash €18,978Equity €60,588 (51.0% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 47% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 76+20
equity 51.0% of total assets
Liquidity 47+25
short-term debt 46.0% · cash 16.0%
Profitability 68+16
return on assets 11.9%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,130 companies, NACE 95, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.6%▲ +0.1 percentage points vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.8%▲ +0.2 percentage points vs 02-2025highest value 04-2025: 0.5%▼ -0.3 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.6%▲ +0.1 percentage points vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.2%▼ -0.4 percentage points vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.73 (1.27 in 2024), above the usual 1.5. Short-term debt is 46% and cash 16% of total assets. 49% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 61% of them on solvency, 42% on liquidity and 38% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.73, cash €18,978
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Equity €60,588 (51.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-03-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 days early
2024
14 days early
2023
9 days early
2022
39 days early
2021
1 day early
2020
2 days early
2019
12 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6 years of growth in a rowturnover 2025: €730,710 6 years View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: Turnover rose in 2025from €566,637 to €730,710 ▲ 29.0% View

Comparable companies

These companies have the same main activity as Automobile Saey: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €119,000 and €143,000, founded between 2000 and 2010.

CompanyTotal assetsGross margin
Automobile Saey Beauvechain€118,913€120,922
Mecatech Service Zaventem€125,419€124,159
CARMANCAR Sint-Pieters-Leeuw€137,112€122,232
MAROLA Lommel€143,202€111,985
MOBIL-SERVICES Liège€138,489€106,172
G & A RACING Turnhout€118,944€89,370
PACOLET Sint-Truiden€130,854€135,489
Full comparison

Documents

Annual accounts at the NBB

All 19 annual accounts

Articles and registers

Key facts about Automobile Saey

What is the company number of Automobile Saey?
The company number of Automobile Saey is 0882.415.532. The VAT number is the same number with BE in front: BE 0882.415.532.
Where is Automobile Saey based?
The registered office is at Rue Longue 16, 1320 Beauvechain.Company details
What does Automobile Saey do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of Automobile Saey?
The legal form of Automobile Saey is Private limited company (BV).
When was Automobile Saey founded?
Automobile Saey was founded on 10-07-2006.
Is Automobile Saey still active?
Yes, Automobile Saey is an active enterprise in the KBO register.
How many employees does Automobile Saey have?
Automobile Saey had an average of 1.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Automobile Saey?
The turnover of Automobile Saey was €730,710 in financial year 2025, according to the filed annual accounts.
Is Automobile Saey profitable?
In financial year 2025, Automobile Saey made a profit of €14,182.
Where can I find the annual accounts of Automobile Saey?
Automobile Saey filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)

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