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ARS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ARS

BE 0418.990.213
NACE 46.492, Wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€43,507
2024 · -€32,570-€10,937
Equity
-€200,447
2024 · -€156,940-€43,507
Cash
€1,336
2024 · €4,270-€2,934
Balance sheet total
€41,696
2024 · €101,474-€59,779

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€35,386

    down €35,386 (-87.3%), from €40,542 to €5,157

  • Tangible fixed assets -€20,141

    down €20,141 (-37.8%), from €53,343 to €33,203

    of which Furniture and vehicles: -€19,352

  • Cash -€2,934

    down €2,934 (-68.7%), from €4,270 to €1,336

    mainly Net result for the year (-€43,507) and Other debts (-€12,444)

  • Receivables within one year -€1,319

    down €1,319 (-39.7%), from €3,319 to €2,000

    of which Trade receivables: -€824

Equity and liabilities
  • Profit (loss) carried forward -€43,507

    down €43,507 (-10.6%), from -€411,286 to -€454,793

  • Other debts -€12,444

    down €12,444 (-4.9%), from €252,517 to €240,073

  • Trade debts -€2,498

    down €2,498 (-82.9%), from €3,013 to €515

  • Advances received -€2,280

    down €2,280 (-100.0%), from €2,280 to €0

Income statement
  • Gross operating margin -€11,252

    down €11,252 (-100.2%), from -€11,233 to -€22,484

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€32,570
Gross operating margin -€11,252
Depreciation +€129
Other operating charges +€188
Financial income +€7
Financial charges -€9
Result 2025 -€43,507

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€2,934
Investment €0
Financing €0
Cash 2024 €4,270
Net result for the year -€43,507
Depreciation +€20,141
Stocks and contracts +€35,386
Receivables within one year +€1,319
Trade debts -€2,498
Tax, wage and social debts +€950
Advances received -€2,280
Other debts -€12,444
Cash 2025 €1,336
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €101,474 €41,696 -€59,779 -58.9%
Fixed assets 21/28 €53,343 €33,203 -€20,141 -37.8%
Tangible fixed assets 22/27 €53,343 €33,203 -€20,141 -37.8%
Plant, machinery and equipment 23 €2,026 €1,238 -€788 -38.9%
Furniture and vehicles 24 €51,317 €31,965 -€19,352 -37.7%
Current assets 29/58 €48,131 €8,493 -€39,638 -82.4%
Stocks and contracts in progress 3 €40,542 €5,157 -€35,386 -87.3%
Stocks 30/36 €40,542 €5,157 -€35,386 -87.3%
Amounts receivable within one year 40/41 €3,319 €2,000 -€1,319 -39.7%
Trade receivables 40 €2,824 €2,000 -€824 -29.2%
Other amounts receivable 41 €495 €0 -€495 -100.0%
Cash at bank and in hand 54/58 €4,270 €1,336 -€2,934 -68.7%
Deferred charges and accrued income 490/1 €0 - =
Total equity and liabilities 10/49 €101,474 €41,696 -€59,779 -58.9%
Equity 10/15 -€156,940 -€200,447 -€43,507 -27.7%
Contributions 10/11 €205,538 €205,538 = 0.0%
Capital 10 €205,538 €205,538 = 0.0%
Issued capital 100 €205,538 €205,538 = 0.0%
Reserves 13 €48,807 €48,807 = 0.0%
Non-distributable reserves 130/1 €26,194 €26,194 = 0.0%
Legal reserve 130 €26,194 €26,194 = 0.0%
Distributable reserves 133 €22,613 €22,613 = 0.0%
Profit (loss) carried forward 14 -€411,286 -€454,793 -€43,507 -10.6%
Amounts payable 17/49 €258,414 €242,143 -€16,272 -6.3%
Amounts payable within one year 42/48 €258,414 €242,143 -€16,272 -6.3%
Trade debts 44 €3,013 €515 -€2,498 -82.9%
Suppliers 440/4 €3,013 €515 -€2,498 -82.9%
Advances received on contracts in progress 46 €2,280 €0 -€2,280 -100.0%
Taxes, remuneration and social security 45 €605 €1,555 +€950 +157.1%
Taxes 450/3 €605 €1,555 +€950 +157.1%
Other amounts payable 47/48 €252,517 €240,073 -€12,444 -4.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €20,269 €20,141 -€129 -0.6%
Other operating charges 640/8 €973 €786 -€188 -19.3%
Gross operating margin 9900 -€11,233 -€22,484 -€11,252 -100.2%
Operating profit (loss) 9901 -€32,475 -€43,411 -€10,935 -33.7%
Financial income 75/76B €0 €7 +€7 +70000.0%
Recurring financial income 75 €0 €7 +€7 +70000.0%
Financial charges 65/66B €95 €104 +€9 +9.1%
Recurring financial charges 65 €95 €104 +€9 +9.1%
Profit (loss) for the period before taxes 9903 -€32,570 -€43,507 -€10,937 -33.6%
Income taxes 67/77 €0 - =
Profit (loss) for the period 9904 -€32,570 -€43,507 -€10,937 -33.6%
Profit (loss) for the period to be appropriated 9905 -€32,570 -€43,507 -€10,937 -33.6%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.